Tobias
Kong'eche, Kenya
29% repaid
Name
Tobias
Member since
February 2015
On-time repayments
87 installments • 39%
I was born and raised up in a very poor and rural village of Kadem in Western part of Kenya. I was the 5th born in a family of three boys and two girls.
I did my primary and secondary education ad passed well in final exams. I was employed as a Civil Servant in the Ministry of Health and got retrenched in October, 2000 after serving in the Government for 12 years. I was not given any send-off package! The life thereafter become unbearable and I later lost my wife through death! I am now a widower surviving with 5 children in which 3 are in secondary school.
Chicken is a commodity with high demand in Mbita community. Since the year 2011, I have been involved in selling of chicken to get income to meet family financial obligations. The business has been doing well though I cannot expand to reach break even pint due to lack of capital to enable me keep a stock of birds ( chicken) for re-selling after preparation.
Mbita area is a fishing community and in seasons of January - April there's very good fish catch, and in this times of the year, fishermen do like to eat chicken instead of fish. It's upon this reason that I am looking for loan to expand the business and get a good profit to help me meet my family needs i.e education for my children. In normal circumstances, I do buy chicken worth Ksh 3,000 and re-sell at a cost of Ksh 3,500 therefore making a profit of Ksh 500 per day during the good fish catch seasons. If I get a loan of Ksh 21,000, I will buy 30 chickens, I will be able to make a profit of about Ksh 1,500 per day, this will boost my income and help meet the business operational costs and repay the loan on time.
I am seeking a loan of KES 31,629to enable me buy 100 indigenous to keep for re-selling. KES 6,000 will be used to improve my poultry housing structure for my chicken so as to create more space since I am going to buy new 100 chickens to add on my poultry stock that will enable me to supply my clients consistently and on a timely basis. I will therefore use the balance cash to restock feeds for my young and old chicken. This will be a security and guarantee to realizing the vision I have for my poultry farming.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$328.00
Date disbursed
Aug 7, 2015
Repayment status
Late
Projected term
16 months
Other loans
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Amount repaid
$100.00
Amount remaining
$242.75
Expected completion
Dec 4, 2016
Status
Repaying late
Installment amount
$5.00
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 16, 2015 | $10.00 | Aug 22, 2015 | $10.00 |
Aug 23, 2015 | $0.00 | ||
Aug 30, 2015 | $5.00 | Aug 29, 2015 | $5.00 |
Sep 6, 2015 | $5.00 | Aug 29, 2015 | $5.00 |
Sep 13, 2015 | $5.00 | Sep 1, 2015 | $5.00 |
Sep 20, 2015 | $5.00 | Sep 1, 2015 | $5.00 |
Sep 27, 2015 | $5.00 | Sep 6, 2015 | $5.00 |
Oct 4, 2015 | $5.00 | Sep 6, 2015 | $5.00 |
Oct 11, 2015 | $5.00 | Sep 12, 2015 | $5.00 |
Oct 18, 2015 | $5.00 | Sep 12, 2015 | $5.00 |
Oct 25, 2015 | $5.00 | Sep 20, 2015 | $5.00 |
Nov 1, 2015 | $5.00 | Sep 20, 2015 | $5.00 |
Nov 8, 2015 | $5.00 | Sep 27, 2015 | $5.00 |
Nov 15, 2015 | $5.00 | Sep 27, 2015 | $5.00 |
Nov 22, 2015 | $5.00 | Oct 3, 2015 | $5.00 |
Nov 29, 2015 | $5.00 | Oct 3, 2015 | $5.00 |
Dec 6, 2015 | $5.00 | Oct 10, 2015 | $5.00 |
Dec 13, 2015 | $5.00 | Oct 10, 2015 | $5.00 |
Dec 20, 2015 | $5.00 | Oct 17, 2015 | $5.00 |
Dec 27, 2015 | $5.00 | Oct 17, 2015 | $5.00 |
Jan 3, 2016 | $5.00 | ||
Jan 10, 2016 | $5.00 | ||
Jan 17, 2016 | $5.00 | ||
Jan 24, 2016 | $5.00 | ||
Jan 31, 2016 | $5.00 | ||
Feb 7, 2016 | $5.00 | ||
Feb 14, 2016 | $5.00 | ||
Feb 21, 2016 | $5.00 | ||
Feb 28, 2016 | $5.00 | ||
Mar 6, 2016 | $5.00 | ||
Mar 13, 2016 | $5.00 | ||
Mar 20, 2016 | $5.00 | ||
Mar 27, 2016 | $5.00 | ||
Apr 3, 2016 | $5.00 | ||
Apr 10, 2016 | $5.00 | ||
Apr 17, 2016 | $5.00 | ||
Apr 24, 2016 | $5.00 | ||
May 1, 2016 | $5.00 | ||
May 8, 2016 | $5.00 | ||
May 15, 2016 | $5.00 | ||
May 22, 2016 | $5.00 | ||
May 29, 2016 | $5.00 | ||
Jun 5, 2016 | $5.00 | ||
Jun 12, 2016 | $5.00 | ||
Jun 19, 2016 | $5.00 | ||
Jun 26, 2016 | $5.00 | ||
Jul 3, 2016 | $5.00 | ||
Jul 10, 2016 | $5.00 | ||
Jul 17, 2016 | $5.00 | ||
Jul 24, 2016 | $5.00 | ||
Jul 31, 2016 | $5.00 | ||
Aug 7, 2016 | $5.00 | ||
Aug 14, 2016 | $5.00 | ||
Aug 21, 2016 | $5.00 | ||
Aug 28, 2016 | $5.00 | ||
Sep 4, 2016 | $5.00 | ||
Sep 11, 2016 | $5.00 | ||
Sep 18, 2016 | $5.00 | ||
Sep 25, 2016 | $5.00 | ||
Oct 2, 2016 | $5.00 | ||
Oct 9, 2016 | $5.00 | ||
Oct 16, 2016 | $5.00 | ||
Oct 23, 2016 | $5.00 | ||
Oct 30, 2016 | $5.00 | ||
Nov 6, 2016 | $5.00 | ||
Nov 13, 2016 | $5.00 | ||
Nov 20, 2016 | $5.00 | ||
Nov 27, 2016 | $5.00 | ||
Dec 4, 2016 | $2.75 |
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