Service to others with my work

Brendah

Eldoret, Kenya

17% repaid

Entrepreneur

Name

Brendah

Member since

March 2014

On-time repayments

21 installments  •  10%

About Me

I was born in Elgeyo Marakwet County in Keiyo District , Kapserere Village and am part of a family of eight members of which I am the eldest daughter. I went to Sitotwo Primary School then I finally completed my fourth at Koptega Girls School . Later I eventually joined Nehema Institute for a Diploma Course in Information communication technology and Secretariat. I also have an acceptable level in the field of computing. I have 2 years of experience in the field of technology. I opened a cyber café in the last one year and needed to expand it a bit.My hobbies are swimming,socializing,making friends and typing work.

My Business

I Brenda Rono, am in the Business of Cyber Cafe'/internet services, printing and photocopy services.The business is under one roof situated at CBD Eldoret, which provides ready market for my stock.The business is viable since it is all year round and I have sufficient clients, the business is also located in a busy market centre.
More on this,
My business provides printing, photocopying, scanning and internet browsing as the main services where my daily regular source of income comes from. I started it with the aim to satisfy people’s needs in the region where job applications are done online so scanning is needed, photocopying of documents as some people move office to office looking for a job so they have to photocopy their certificates. Doing all these and other services promotes the business and helps to generate more income.
Though there are some difficulties that try to bring the business down, such as , high electricity bill monthly and rent which is increasing month after month.
Within the region there are some business that offer the same services, this being another tragedy in running this business, I always overcome it by offering discounts to my valued clients, also I tend to give credits to the potential customers and they pay later according to agreed time, because of this also helps for they never fail to pay hence it helps to retain my customers and also they do introduce their friends, relatives and workmates to my business as a result of good relationship hence this results to profitable business with the services I offer. Though the business is small but I do struggle and settle the debts and indeed I end up saving a small amount of the entire income.
The business brings in a reasonable income and due to potential customers that I have, they make me know what has to be done so as to make the business profitable and helpful in the society and the entire community as well as my basic needs are considered in. Also looking at other services such as binding can help boost the business as compared without, to add computer which are of high speed so as to satisfy customers who use internet needs and this will bring more customers to the business and the results will be determined with the income generate as compared to previous.

Loan Proposal

Wow!!! I just received my first loan, this is the best Christmas present ever......my business will go hurrah!!! on my way to purchase the above....thank you Zidisha and thank you my lenders...God Bless..

Show original English  

About Me

I was born in Elgeyo Marakwet County in Keiyo District , Kapserere Village and am part of a family of eight members of which I am the eldest daughter. I went to Sitotwo Primary School then I finally completed my fourth at Koptega Girls School . Later I eventually joined Nehema Institute for a Diploma Course in Information communication technology and Secretariat. I also have an acceptable level in the field of computing. I have 2 years of experience in the field of technology. I opened a cyber café in the last one year and needed to expand it a bit.My hobbies are swimming,socializing,making friends and typing work.

My Business

I Brenda Rono, am in the Business of Cyber Cafe'/internet services, printing and photocopy services.The business is under one roof situated at CBD Eldoret, which provides ready market for my stock.The business is viable since it is all year round and I have sufficient clients, the business is also located in a busy market centre.
More on this,
My business provides printing, photocopying, scanning and internet browsing as the main services where my daily regular source of income comes from. I started it with the aim to satisfy people’s needs in the region where job applications are done online so scanning is needed, photocopying of documents as some people move office to office looking for a job so they have to photocopy their certificates. Doing all these and other services promotes the business and helps to generate more income.
Though there are some difficulties that try to bring the business down, such as , high electricity bill monthly and rent which is increasing month after month.
Within the region there are some business that offer the same services, this being another tragedy in running this business, I always overcome it by offering discounts to my valued clients, also I tend to give credits to the potential customers and they pay later according to agreed time, because of this also helps for they never fail to pay hence it helps to retain my customers and also they do introduce their friends, relatives and workmates to my business as a result of good relationship hence this results to profitable business with the services I offer. Though the business is small but I do struggle and settle the debts and indeed I end up saving a small amount of the entire income.
The business brings in a reasonable income and due to potential customers that I have, they make me know what has to be done so as to make the business profitable and helpful in the society and the entire community as well as my basic needs are considered in. Also looking at other services such as binding can help boost the business as compared without, to add computer which are of high speed so as to satisfy customers who use internet needs and this will bring more customers to the business and the results will be determined with the income generate as compared to previous.

Loan Proposal

The loan am borrowing is The funds needed for materials to equip my Cyber Cafe, things like purchasing the following:

Airtime
Values: 10,20,50,100= Target profit 200?

Blank cd's: A pack costs 500/= with 50 pieces, a piece sells at 25/= ( 50 x 25) = 1250 less buying price of 500/= we get a profit margin of 750/= (Targetting 2 Packs)
NB: The cd's will sell faster as I burn movies alot and sell each at kshs. 50/=

Envelopes:
A Pack costs 150/= a profit of 50 each ream and planning to purchase 5 of it , a profit of 250/= for it.

Biro Pens and Ream of papers will go at :
Biros- kshs. 10 each ( A pack will cost 300/=) and has 250 pieces)
Ream of papers will buy at 350/= and sell @ 420/= each (Number of reams targeted 5) Profit: 350/=

Total to spend:
Airtime; kshs: 1000/=
Blank cd's: Kshs: 1000/=
Envelopes & Reams: 1,750/=
Others like binding materials will cost: kshs.250/=

Profit prediction per Week is:
Item Amount in Kshs
Airtime- 200
Blank cd's 750
Envelopes etc 350
Biro pen's... 200

Total 1500/=

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Dec 22, 2014

Repayment status

Late

Projected term

4 months

Lenders

Franmiguel

Perth, Australia

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  • Franmiguel    Jun 24, 2015

    Hi Brendah,
    I just thought that I would touch base and see how you are doing.
    I hope that all is well.
    Regards
    Michael.

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  • Franmiguel    Feb 23, 2015

    Hi Brendah,
    I just wanted to say hello, and see how you are doing?
    All the best
    Michael

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  • Brendah    Feb 13, 2015

    Dear Sir,
    My business currently is down and I need advice after I update my payments soon before 20th.Thank you

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    • Franmiguel    Feb 13, 2015

      Hi Brendah,
      I am not too sure what advice I can give.
      If business is currently down, then perhaps rescheduling repayments again until things pick up is one thing you could do.
      I do not know much about the borrowers side of Zidisha, but I understand that if you pay at least something at each scheduled repayment time, you will protect your On-Time Repayment score, which will be critical should you require to borrow in future.
      Perhaps you can speak to your VM Elijah, he may have some ideas how to best move forward.
      All the best
      Michael

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  • Franmiguel    Feb 12, 2015

    Hi Brendah,
    I am wondering if you could provide an update as to how your business is going.
    All the best
    Michael

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  • Elijah Omollo    Jan 31, 2015

    Hell lenders i spoke to Brendah today and she told me that this January she was have some problems but she promise to send her payment by the end of this week.

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    • Franmiguel    Jan 31, 2015

      Hi Elijah,
      Thanks for keeping me informed and thanks for being a VM with Zidisha.
      Regards
      Michael

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  • Brendah    Jan 15, 2015

    A photo of me Closing my work in the evening....

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  • Brendah    Jan 15, 2015

    Franmiguel sir, jambo, hope you are fine, I had to reduce my repayment just once because of teachers strike which has affected the business, normal transaction of business will resume soon.

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    • Franmiguel    Jan 15, 2015

      Hi Brendah,
      Thanks for keeping me informed.
      Regards
      Michael

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      • Brendah    Jan 18, 2015

        You are highly welcomed sir, the teachers strike have been cancelled and normal transactions will resume next week, despite the hash economy of January, I will make my payments as required.
        I will keep you updated.

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  • Brendah    Jan 12, 2015

    Dear Lenders,
    At the beginning of the year, i have had to do maintenance to my equipment thus I have to reduce the above , just once, kindly,
    so far i am doing fine.
    The printer including the desktop machine need an in depth service for the year to be a success in the business.
    Without you lenders, I cannot do much and may you all be blessed.
    Thank you

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  • Brendah    Dec 30, 2014

    Have A Happy New Year Franmiguel.......

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  • Brendah    Dec 28, 2014

    I at work.......

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  • Franmiguel    Dec 27, 2014

    Hi Brendah,
    To hear that sales have increased so quickly is amazing.
    But I see that you had given a lot of thought to your business plan, and that it is working so quickly is testament to your well thought out plan rather than to luck.
    Well done.
    Regards
    Michael

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    • Brendah    Dec 29, 2014

      That's right Sir, if not for your support, it could not have happen....thank you and Have a happy new year 2015.

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  • Brendah    Dec 27, 2014

    The photos here shows my Photocopier machine and clients in the cyber.....my prayer for 2015 is that God will open a way and I will purchase latest equipement for the cyber i.e Desktops , Flat screen and many more...

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  • Franmiguel    Dec 26, 2014

    Hi Brendah,
    Happy Holiday Season to you.
    I hope you and your business have a great 2015.
    Regards
    Michael

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    • Brendah    Dec 27, 2014

      When the New Year arrives, it brings new ideas and hopes for us to make our lives good to better and better to best. Happy New Year ! Sir and thank you for giving me a Christmas present as my sales have increased, just the other day I received the loan and now I see a great improvement in the business.

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