Setting up a cyber cafe

Joyce

Mombasa, Kenya

34% repaid

Entrepreneur

Name

Joyce

Member since

August 2014

On-time repayments

174 installments  •  56%

About Me

My name is Joyce Wamucii born and bred in Central part of Kenya. I come from a family of three and my parents are small scale farmers. I attended primary and secondary school and later joined a college where I did a course in Food and Beverage. I later did a computer course before relocating to Mombasa where I got a job as food manager.

I am married and my husband is a businessman in the same town.
I currently work in Mombasa in a fast food joint and run a side business at the same time. I am a hard working person who is always looking for opportunities to grow.

My Business

Apart from my salaried job, I run a side business where I do bureau services such as photocopying documents, lamination and binding works. My main clients are college students who bring their materials to be photocopied, bound and related services. I also get a fair share of business from the surrounding population.

My business would be more productive if I offer more services like typing. For me to this, I need a computer and printer and my savings cannot allow me to do it for now. I therefore need this push in form of Zidisha loan to enable me achieve this goal.

I get a modest net income of about $200 per month but I am hoping that this will go up as the business grows.

Loan Proposal

I thank you for giving me the loan that has transformed my life and that of my family.I wish to set up a cyber cafe because of the opportunity that has presented it self in my business being a place where there are students and the need to read online and to do researches ,i have seen this as a golden opportunity to set up a cyber which i hope will be of great help to the people that i will employ and to the students within this area.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$205.00

Date disbursed

Oct 25, 2017

Repayment status

Late

Projected term

15 months

Lenders

H

Halli

Bottrop, Germany

P

PhilACK

Brampton, Canada

J

janharg

Garland, Tx, United States

Y

Yevrahs

Dallas, Texas, United States

M

mkellerman

Shanghai, China

MR

Michiel Rauws

San Francisco, Netherlands

PG

Paul Graham

United States

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

ZS

Zach Silveira

Asheville, Nc, United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joyce    Dec 4, 2017

    Being a new business that am setting up its becoming a challenge to get the whole amount,but i will pay the whole amount once am stable .

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  • Joyce    Nov 3, 2017

    Hi zidisha lenders i want to take this opportunity to thank you for giving me this other opportunity.i received the money i had requested and an going to buy computers to start my job .

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  • Joyce    Oct 23, 2017

    I want to buy five computers to start with in my cyber business

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  • Joyce    Oct 19, 2017

    This is the photocopy machine that I bought it has been of great help to my business and my family.

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  • Joyce    Oct 18, 2017

    I take this precious opportunity to thank the Zidisha lending Team for trusting me with your money.the money i was given i bought a photocopy machine that has been of great help in my work being that my business is located near a school where the students do many photo copies.it has increased my sales and thus lifting my family life.

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  • Joyce    Apr 3, 2017

    Hi
    Lenders i thank you for lending me your money.I received the money i had borrowed and within this week am going to buy the photocopy machine.

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  • Adam Öhman    Mar 30, 2017

    Dear Joyce Wamucii,

    I hope that your business is successful and that the photocopy machine helps you in achieving you goals.

    Cheers from Sweden!

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  • Joyce    Mar 29, 2017

    Thank you so much for funding my loan.Am going to buy a Photocopy machine

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  • Henry    Mar 29, 2017

    HI, MADAM CONGRATULATION IN YOUR BUSINESS KEEP IT UP.

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  • Joyce    Mar 25, 2017

    Hello lenders am delighted to be a member of zidisha winning team.The loan that i have just completed has helped me in enlarging my business.though it took a longer time than i thought it has done so much good for me.

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  • Joyce    Nov 7, 2015

    Wow! I am delighted to let you know that I got 13,037 KES on Wednesday this week. I will get the printer next week and this will increase my productivity. Thank you so much!

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  • Joyce    Nov 1, 2015

    Thank you so much lenders for funding my loan on my second attempt. I will now buy the machine which will undoubtedly increase my productivity.

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  • Joyce    Oct 11, 2015

    Thank you my two lenders, Rosario von Li and Matt Willis for your kind contribution. I request other lenders to fund me.

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  • Joyce    Oct 7, 2015

    Dear lenders, this is to let you know that I have just cleared my loan. I am glad that the new machine that I bought brought a positive change in my business and my clients are happier now due to swift service. I

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  • Joyce    Mar 23, 2015

    Thank you so much SeeMeeFi for your generous contribution. You have given me hope when I was about to give up.

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  • Joyce    Mar 18, 2015

    Dear lenders, Only 7 days left for my loan to expire. My repayment record is 48% and as I said in my earlier post, I fell sick towards the end of last year. I was new in Zidisha and I thought my record would not be affected if I made up for the missed installments with a single large payment. I later learned (the hard way!) that it does not work this way here.

    I am now wiser and I will not let that happen again. Please do not use my low ratings against me.

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  • Joyce    Aug 25, 2014

    Thanks to my first two lenders, Kantari and goodwithoutgod. I kindly call upon other lenders to join in,

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