Loan to buy shoes, belts & clothes for my clothing business

James

Thika, Kenya

100% repaid

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Entrepreneur

Name

James

Member since

January 2015

On-time repayments

72 installments  •  61%

About Me

I am a 27year old man born and raised in Thika.I studied at Genaral Kago primary school and later joined Broadway secondary school which i cleared in 2006 with a C+.Due to lack of school fees i joined Garissa primary school as private employed teacher for to raise my college fees.I joined the Excel Institute as as CPA student in 2012.In the year 2012 i started a shoe business to supplement me as i was studying which i supplied in the evening.Thika is a town with diverse culture that has a lot of colleges and i the demand of clothes and shoes is very high.In the year 2013 business was match demanding and i changed my classes to part time to enable me cater for my fees.My pass time is spent as a football coach to slum kids and orphans in institutions such as Wema,Action aid and angaza sports and development centre.

My Business

My business involves supply of shoes and clothes to the local community.Thika is a town with diverse culture and it has atleast 60% of its group as ladies.This is why i chose to take this type of business to meet rising demand in this item as due to the high number of students in Thika.My cost involves purchase of inventory,rent and transport.My profit is spent on personal needs,reinvestment and education.

Loan Proposal

When i receive the loan i want to add new fashion clothes, shoes and belts since we are heading to high pic months of business it will be a great opportunity to take the loan and have the latest design of clothes and shoe's to make more sales and be able to repay the loan.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$90.00

Date disbursed

Aug 16, 2016

Repayment status

On Time

Projected term

2 months

Other loans

Jan 2015:  $100

Mar 2015:  $195

Jan 2016:  $89

Nov 2016:  $90

Jun 2017:  $88

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Matching Fund

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Paul Buchheit

Mountain View, United States

S

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PG

Paul Graham

United States

Thomas

Sweden, Sweden

K

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Craig Newmark

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The Zinc Team

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Humble Bundle Community

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A

Anonymous

United States

A

Anonymous

United States

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  • James    Jun 13, 2019

    Hello looking forward for a positive response for the growth of my business to change my life and my community at large.

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  • Silvester    Jul 15, 2017

    After contacting james kamau,he assurred me to working out everything soonest possible

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  • James    Jun 13, 2017

    I have received a loan of ksh 8480,will add stock to my business to improve the business. Thank for giving me the loan.

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  • James    Jun 4, 2017

    The loan will help me to add more stock to my business, the stock will help me earn more profit and add more stock while I repay the loan amount. lastly would like to thank the lenders for taking part in changing my life.

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  • James    Jun 2, 2017

    will use the loan to increase inventory of my shop and earn money to join university for my dream course.

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  • James    Nov 8, 2016

    thanks a lot again lenders for the support you have always given to me and my business.the money will be used to increase the stock looking forward for the festive season.

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  • James    Nov 1, 2016

    hello lenders am grateful for the last loan that i got to improve on my business my adding more stock of the shoes and clothes,through the i income i got from the business i was able to pay for my collage exam fees and cater for other house needs,part of it i used to renovate my business shop as we are looking forward to the festive season hence there will be more demand of clothes and shoes as people celebrate Christmas.thanks a lot lenders for being part of my life.

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  • James    Aug 14, 2016

    Thank was once again zidisha, this will help to increase the stock on my bussiness.am greatful to the lenders for being part of changing my life by empowering me economically

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  • James    Aug 1, 2016

    My names are james kamau,zidisha loan has been great part into my life.have transformed my life through my business and my business is doing well thanks to zidisha loan,would like continue with my business to greater height and change others peoples life by creating employment opportunities.

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  • James    Feb 18, 2016

    I would like to reduce my instalment to Kenya shilling 300 per week because my business this week is not doing well and reported no profit which I use to repay the instalment but later will increase the instalment.

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  • Peter    Jan 24, 2016

    Dear Kamau

    Congratulation for meeting the installments after turnaround of your business. Forecast the revenues and choose appropriate installments to ensure your repayment % is at peak

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  • James    Jan 24, 2016

    Thanks lenders for giving me opportunity to continue with my business last year it had some cash flow problem but during the December month the business was at boom and helped me to repay the full amount of loan where am very happy about that, because this year I want to increase the stock through funding from zidisha.org. also when my business grow and earn a lot of profit some of the money will try to open a new branch, the other part to continue with my university education, through zidisha.org my life have been going from better to better. Thats why I want to be committed to it for much benefits I have derived. My life is a little better now.

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  • James    Dec 18, 2015

    My business went down but was not doing good I was at break even state but it's December the business is at boom will repay by January the outstanding two instalment, also can I adjust the instalment.

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  • James    Dec 18, 2015

    My business went down but was not doing good I was at break even state but it's December the business is at boom will repay by January the outstanding two instalment, also can I adjust the instalment.

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  • Peter    Dec 14, 2015

    Dear James
    Kindly pay the amount you have since it is long overdue. The repayments will be updated. I will consult whether it is possible to adjust the installments at this stage. Thank you

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  • James    Dec 14, 2015

    Dear Peter

    I want to start repaying my loan unfortunately i cannot raise stated amount kindly since my business is not doing well for now.

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  • Peter    Nov 26, 2015

    Dear James

    I know understand you business is back on fit.Kindly maintain your repayment at 90% to enable continuous funding

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  • Joel    Apr 23, 2015

    I have spoken to James and had told me he will start paying from the coming weekend on 25th of this Month

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  • Peter    Mar 31, 2015

    Dear lenders
    i recommend james to be funded he has always worked hard and honoured his debts

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  • Peter    Feb 22, 2015

    Hi James
    Keep doing the recommendable job sir i passed over your business

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