Short computer course

Jailos

Mazabuka, Zambia

100% repaid

Entrepreneur

Name

Jailos

Member since

August 2016

On-time repayments

231 installments  •  72%

About Me

i grew up to the age of 16years at the farm,the only thing i remember about my childhood is that i loved swimming and go hunting.I was raised by my grand parents,I completed my secondary education in 2008 I never had a chance to go to college because no one could pay for my fees.i started my small business in 2012 I raised the capital by working at a petrol station.i started with 1 computer where i used to do my graphic designing but now i have 4 computers and i have an internet connection for people to browse the internet

My Business

My business comprises of photocopying, printing and Internet Cafe,graphic designing,photo printing.
these service are important because am located in CBD and they are alot of goverment offices which need documentation and printing of office documents.
i chose this kind of business because i had a little capital and i needed only invest once
so the computer i bought was the capital asset.
my monthly costs include rent for the premises,salary for my employee and other utility bills. the profit from my business I invest it in my education to pay for tution fees,examinations and yearly subscription.

Loan Proposal

at the moment my internet cafe only has 4 client computer and 1 main computer ,with my previous loan only 9% was funded so i was unable to purchase the needed 4 computers and that made my project to be idle for some time after i get four more computers i will be able to run my business as an internet cafe and partly offer short computer courses like the Microsoft package.this project will help me to pay for my tution fees as iam still studying chattered accounts and iam sponsoring my self
the following information shows a break down of how the loan will be spent,and any surplus will be invested in books.

4 second hand computers =$845
Teaching aids books etc = $55
Tables and chairs. = $100
Paint and other materials =$25

Feedback

2

None

None

  • Treesforpeople    Nov 23, 2018

    Jailos fully repaid the loan, and I would be happy to lend to him again.

    Well done for bringing the internet to people in your community Jailos!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$237.00

Date disbursed

May 30, 2018

Repayment status

On Time

Projected term

2 months

Lenders

Treesforpeople

Oxfordshire, United Kingdom

JH

Joseph Hwang

Houston, United States

CN

Craig Newmark

United States

J

JB

Germany

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  • Jailos    Jun 10, 2022

    i had some serious challenges in business due to COVID ,but im happy to be back again.

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  • Jailos    Mar 23, 2022

    business was very slow,due to the effects of the covid 19 pandemic

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  • Jailos    Jan 31, 2022

    business was not active. but will make the repayment today.

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  • Jailos    Sep 12, 2021

    Business is slow

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  • Jailos    Jul 21, 2021

    Business is slow but will make the repayment as adjusted

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  • Jailos    Jul 16, 2021

    business has been slow due covid 19.
    but i will make the repayment due.

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  • Jailos    Jul 10, 2021

    Business is slow

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  • Jailos    Jun 15, 2021

    business is slow but i will make repayments this week

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  • Jailos    Jun 12, 2021

    Business is slow but I will make sure I send the payment this week

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  • Jailos    Jun 5, 2021

    Due to covid 19 my business became slow.
    But I start making the payments this week.

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  • Jailos    May 31, 2021

    business is a bit slow but will make payments this week

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  • Jailos    May 29, 2021

    business is a bit slow

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  • Jailos    May 19, 2021

    business is a bit slow but i will make the repayments this week

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  • Ramsay    May 13, 2021

    I spoke to Jailos despite his business being slow, he still plans to repay his once generates an income.Thank you

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  • Jailos    May 5, 2021

    business has been slow but am very aware of my repayments and i will make sure i make repayments this week.

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  • Jailos    Apr 14, 2021

    business has been a bit slow
    but i will be repaying on time now

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  • Ramsay    Apr 6, 2021

    I spoke to Jailos he repaid but due to MTN network failure the his repaid failed but as I have to spoken to him to explain he will repay it back today, Thank you lenders for your patience.

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  • Jailos    Mar 26, 2021

    business was a bit slow but am back on track and i will make payments

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  • Wendy Emlyn    Mar 10, 2021

    Hello Jailos.
    Are you able to make any more payments yet?
    God bless you,
    Wendy

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  • Magret    Feb 27, 2021

    Mr Jailos said business has been slow on his end but he will finish up paying for the loan in a couple of days.

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