Enock

Shabarb, Kenya

19% repaid

Entrepreneur

Name

Enock

Member since

November 2012

On-time repayments

36 installments  •  8%

About Me

I am trained and qualified in the following courses Computer Science, Sales and Marketing and Cisco networking from Egerton university Nakuru town campus 2009. I come up with a wide experience in Computer field. I am married with one wife I have got no child so far, I reside next to my business premises,
I previously worked with Kuresoi Shepherdess Agency as an IT administrator from 2009 to 2010 when I decided to start a cyber cafe business and computer repair and maintenance this one here I started training computer application which I focused on un employed youths at a small fee that they can afford to pay. since it has helped many youths, my computers are not enough to accommodate them,
I particularly started the business to make my own destiny as well to learn how to take risks as well to help my family, parents and to assist my younger brothers who are at school.
My parents are just farmers where sometimes they go at a loss even my brothers end up not going to school.
My business is profitable since there is no more competition in as well we have less experts/professionals in the same field.
Since I started this business I have bought a plot for my self and i have built a three bedroom house for rental to be furnished soon.
With this Zidisha Loan Will enable me to purchase more computers as well to accommodate more clients.

My Business

My business Name is Enock Cyber is located in Shabarb area opposite Bells Restaurant next to Magjom Poshomill in Nakuru,It is licensed under the municipal council of Nakuru,it deals with :- I computer training services business, I do offer internet services to my customers, photocopying, binding, Lamination, computer repair and maintenance and computer training.
There is much demand in, most college students do research in the Internet daily, they, submit their assignment online, some do study online and as well print and bind their projects and some documents, Photocopy is daily job that we do daily from individuals and opposite hospital and chiefs office.
Shabarb area we are cheaper when it comes to computer training as well the community has liked our services since we have advertised our services through the internet and posters and as well to individuals.
Though there is much competition my clients prefer to come for my services because I and my workers we do work professionally as well we do charge reasonable prices that even the poor can afford.
Sometimes when there is black out for electricity, when power comes back it blows the computer power supply which I have to replace regularly. Technology changes daily which need me to update my systems and my computers daily. so needs more working capital.
In terms of profit and loss that one is seasonal like when schools all almost to close and holidays we have high profits, but during school open months like January, February and March sometimes we work slightly at a loss or little profit hence hinders our monthly income.
I do manage to pay monthly bills but the profit does not enable me to develop or advance my business from old generation computers to modern computers.
If I get Ksh 150,000 I will buy commercial photo copier/Printer , desktops for training purposes’, Two projectors and two white boards and introduce ICT Centre for students who are studying computer Application

Loan Proposal

since I have a lot of clients and students that i don't manage to serve due to unavailable of enough computers ,I will buy two strong desktop computers, two white boards for two computer classrooms and one spiral binder hence I will accommodate more students and more clients in a single day. which will enable me get more money from students and cyber clients to pay back the loan in time.the rest of profit I will use raise the standard of my cyber business.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Mar 7, 2013

Repayment status

Late

Projected term

37 months

Lenders

C

chkuo

Taipei, Taiwan

aarongabrielson

Heber City, United States

L

Lttlefoot

Sydney, Australia

B

Bavarian

Bavaria, Germany

T

tonilends

catalonia is not:, Spain

Sundstroms

Falun, Sweden

SkyWalker

Stromberg, Germany

SHRFamily

Vancouver, Canada

MillerClark

London, United Kingdom

Ingela

Falun, Sweden

DT

Dru Tarr

Gloucester, United States

Ask Enock a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Bavarian    Sep 6, 2014

    Dear Enock, I hope you and your family are doing well. We haven't heard any news from you for a while and you are far behind your repayment schedule. Please keep us informed how things are going. Regards, Bavarian

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  • Ondieki    Jun 2, 2014

    contacted enock and said he is having some but he is working on it and he will start repaying

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  • Enock    Dec 9, 2013

    Hello Zidisha members,it is a quite long since i have been online or in communication with you.the fact that I have bending unpaid loan.The business is doing quite well since I went up country for a training that had made me out of paying the loan and the business currently it is slightly down for me to settle the loan balance once.I am proposing to pay Ksh.300 daily and this will enable me to settle out the out standing balance as well the business will be learning smoothly until I establish probably by next month January 2014.I do appreciate the loan that I received has enabled me to reach beyond my dreams as well to interact with different type of people around the wold.Thank you once more for the good work best regards.

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  • mewesten    Nov 14, 2013

    Hello Enock,
    Yep, it's me again. You are the Volunteer Mentor for Wilberforce Wanyonyi. www.zidisha.org/microfinanc...

    He took a Zidisha loan in May and has made no payments at all. Looks like he ran off with the money like Shidoro , but if you could check on him just to see if he's around. Another dumb loan on my part.
    Thanks again.
    Marvin

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    • Enock    Feb 14, 2014

      I have been away in the country side please can you send me the phone numbers of wilberforc wanyonyi and shidoro and try to meet with them asp.

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  • mewesten    Nov 14, 2013

    Hello Enock,
    I'm sorry to bother you, but I must ask. You are the Volunteer Mentor for PHENIKE SHIDORO www.zidisha.org/microfinanc...

    She took a Zidisha loan in may and has made no payments at all. Unfortunately, I funded most of the loan. She is 5 payments behind. Could you please check on her and see if she is ok?

    Thank you very much.
    Marvin

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  • Enock    Aug 6, 2013

    Heloo again I had very good profits in my business but unfortunately my lovely wife she get sick and I have been attending her till today when she was discharged from the hospital after a long ill where by my business has gone down very due to my absence as well I used the business earning to sickness. so by reducing this amount will enable me to settle up my business and there forward I will change my installment amount to higher installments as soon I will get sufficient money.Regards.

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  • Enock    Mar 15, 2013

    I take this opportunity to thank Zidisha team I received the funds that had greatly boosted me I bought three computers for my students that has greatly made me to accommodate more students and more graduated Yesterday students to come.
    With a Zidisha loan your life both business wise and life style as a hard working entrepreneurs since it is easy to pay back the loan as you are working look at the pictures on how it as changed my business within one week.Hence I will pay the first loan in time without any financial problem.
    My thanks to Zidisha team and the lenders to Zidisha.

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    • tonilends    Mar 15, 2013

      hello Enock,
      This is so good to hear! I send you my best wishes and congratulations on the success!

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