Small pianos

Andrew

Kahawa West, Kenya

46% repaid

Entrepreneur

Name

Andrew

Member since

January 2015

On-time repayments

219 installments  •  54%

About Me

My name is Andrew Ngoiya Kangethe from Kiambu County. I am a boy number 5 in a family of 7, all boys. I went to school up to college and I did just 1 year of college but could not go on with my course due to financial constrains and also to allow the young ones to be educated too.
After falling out of college I joined a church and I taught myself to play the piano by ear. I was employed by the church to be a piano player but the pay was poor and couldn’t manage my bills. I always had a dream of owning my own piano school to teach other kids how to do it too and make a living out of it. I worked several odd jobs and managed to get a bit of money to rent out a small office from where I could teach from. I borrowed a piano from a father figure friend of the church from where I was working and I started that way. The school picked up slowly but due to financial constraints and family needs I am always left with very little for expansion, pretty much feels like chasing my tail. Am always left in need but am grateful to make the small I make because it makes me of help to my siblings.
I am resilient and ambitious and I believe there is hope for me.
During my free time I like swimming and riding bicycle. I also love doing social work, helping in the community projects and in church.

My Business

My business is about teaching people especially the youth and the children to play the musical instruments. I do my business in Kiambu Town off Nairobi city. My target clients are the low income earners and secondary school leavers, so I always charge them something small to keep my business afloat. The demand for the piano lessons is becoming rapid and in a good month my revenues average between $300 - $350 and my expenses about $130- $150 so on average so in a month I make $130 profit, give or take. I spend the money on paying fees for my siblings, general family expenses and saving for my college fees.

Loan Proposal

good morning dear lenders.
thank you for the loan you have been helping me with. they have been helping set up the school and am excited to see the school grow.
with this loan am planning on buying two small pianos to handle the holiday student influx. it will go a great length. in the picture i have posted one of my teachers teaching one of the students.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$543.00

Date disbursed

Dec 9, 2017

Repayment status

Late

Projected term

28 months

Lenders

MR

Michiel Rauws

San Francisco, Netherlands

Yvonne

Berlin, Germany

BP

Bill Piper

United States

PC

Peter Cordier

United States

Paul Buchheit

Mountain View, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Andrew a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$249.29

Amount remaining

$293.55

Expected completion

Apr 8, 2020

Status

Repaying late

Installment amount

$5.91

Repayment History

Expected Payments Actual Payments
Dec 20, 2017 $0.00
Dec 27, 2017 $5.91 Dec 29, 2017 $5.91
Jan 3, 2018 $5.91 Jan 11, 2018 $5.91
Jan 10, 2018 $5.91 Jan 11, 2018 $5.91
Jan 17, 2018 $5.91 Jan 23, 2018 $5.91
Jan 24, 2018 $5.91 Jan 23, 2018 $5.91
Jan 31, 2018 $5.91 Feb 5, 2018 $5.91
Feb 7, 2018 $5.91 Feb 5, 2018 $5.91
Feb 14, 2018 $5.91 Feb 20, 2018 $5.91
Feb 21, 2018 $5.91 Feb 20, 2018 $5.91
Feb 28, 2018 $5.91 Mar 5, 2018 $5.91
Mar 7, 2018 $5.91 Mar 5, 2018 $5.91
Mar 14, 2018 $5.91 Mar 21, 2018 $5.91
Mar 21, 2018 $5.91 Mar 21, 2018 $5.91
Mar 28, 2018 $5.91 Apr 14, 2018 $5.91
Apr 4, 2018 $5.91 Apr 14, 2018 $5.91
Apr 11, 2018 $5.91 Apr 14, 2018 $2.96
May 9, 2018 $2.96
Apr 18, 2018 $5.91 May 9, 2018 $5.91
Apr 25, 2018 $5.91 May 9, 2018 $5.91
May 2, 2018 $5.91 May 9, 2018 $5.91
May 9, 2018 $5.91 May 9, 2018 $5.91
May 16, 2018 $5.91 May 9, 2018 $2.96
May 11, 2018 $2.96
May 23, 2018 $5.91 May 11, 2018 $4.80
Jun 30, 2018 $1.11
May 30, 2018 $5.91 Jun 30, 2018 $4.80
Oct 23, 2018 $1.11
Jun 6, 2018 $5.91 Oct 23, 2018 $5.91
Jun 13, 2018 $5.91 Oct 23, 2018 $4.80
Oct 28, 2018 $1.11
Jun 20, 2018 $5.91 Oct 28, 2018 $5.91
Jun 27, 2018 $5.91 Oct 28, 2018 $5.91
Jul 4, 2018 $1.97 Oct 28, 2018 $1.97
Jul 11, 2018 $0.00
Jul 18, 2018 $0.00
Jul 25, 2018 $0.00
Aug 1, 2018 $0.00
Aug 8, 2018 $0.00
Aug 15, 2018 $0.00
Aug 22, 2018 $0.00
Aug 29, 2018 $0.00
Sep 5, 2018 $0.00
Sep 12, 2018 $0.00
Sep 19, 2018 $0.00
Sep 26, 2018 $0.00
Oct 3, 2018 $0.00
Oct 10, 2018 $0.00
Oct 17, 2018 $0.00
Oct 24, 2018 $0.00
Oct 31, 2018 $0.00
Nov 7, 2018 $0.00
Nov 14, 2018 $2.96 Nov 12, 2018 $2.96
Nov 21, 2018 $2.96 Nov 18, 2018 $2.96
Nov 28, 2018 $2.96 Nov 29, 2018 $2.96
Dec 5, 2018 $2.96 Dec 4, 2018 $2.96
Dec 12, 2018 $2.96 Dec 13, 2018 $2.96
Dec 19, 2018 $0.00
Dec 26, 2018 $0.00
Jan 2, 2019 $0.00
Jan 9, 2019 $0.00
Jan 16, 2019 $2.96 Jan 20, 2019 $2.96
Jan 23, 2019 $2.96 Jan 29, 2019 $2.96
Jan 30, 2019 $2.96 Feb 13, 2019 $2.96
Feb 6, 2019 $2.96 Feb 13, 2019 $2.96
Feb 13, 2019 $2.96 Feb 21, 2019 $2.96
Feb 20, 2019 $5.91 Feb 21, 2019 $5.91
Feb 27, 2019 $5.91 Feb 21, 2019 $0.99
Feb 26, 2019 $4.93
Mar 6, 2019 $5.91 Feb 26, 2019 $5.91
Mar 13, 2019 $5.91 Feb 26, 2019 $5.91
Mar 20, 2019 $5.91 Feb 26, 2019 $5.91
Mar 27, 2019 $5.91 Feb 26, 2019 $5.91
Apr 3, 2019 $5.91 Feb 26, 2019 $5.91
Apr 10, 2019 $5.91 Feb 26, 2019 $5.91
Apr 17, 2019 $5.91 Feb 26, 2019 $5.91
Apr 24, 2019 $5.91 Feb 26, 2019 $4.81
Feb 27, 2019 $0.10
May 1, 2019 $5.91
May 8, 2019 $5.91
May 15, 2019 $5.91
May 22, 2019 $5.91
May 29, 2019 $5.91
Jun 5, 2019 $5.91
Jun 12, 2019 $5.91
Jun 19, 2019 $5.91
Jun 26, 2019 $5.91
Jul 3, 2019 $5.91
Jul 10, 2019 $5.91
Jul 17, 2019 $5.91
Jul 24, 2019 $5.91
Jul 31, 2019 $5.91
Aug 7, 2019 $5.91
Aug 14, 2019 $5.91
Aug 21, 2019 $5.91
Aug 28, 2019 $5.91
Sep 4, 2019 $5.91
Sep 11, 2019 $5.91
Sep 18, 2019 $5.91
Sep 25, 2019 $5.91
Oct 2, 2019 $5.91
Oct 9, 2019 $5.91
Oct 16, 2019 $5.91
Oct 23, 2019 $5.91
Oct 30, 2019 $5.91
Nov 6, 2019 $5.91
Nov 13, 2019 $5.91
Nov 20, 2019 $5.91
Nov 27, 2019 $5.91
Dec 4, 2019 $5.91
Dec 11, 2019 $5.91
Dec 18, 2019 $5.91
Dec 25, 2019 $5.91
Jan 1, 2020 $5.91
Jan 8, 2020 $5.91
Jan 15, 2020 $5.91
Jan 22, 2020 $5.91
Jan 29, 2020 $5.91
Feb 5, 2020 $5.91
Feb 12, 2020 $5.91
Feb 19, 2020 $5.91
Feb 26, 2020 $5.91
Mar 4, 2020 $5.91
Mar 11, 2020 $5.91
Mar 18, 2020 $5.91
Mar 25, 2020 $5.91
Apr 1, 2020 $5.91
Apr 8, 2020 $2.83

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