Stationery( learning materials for schools)

Francis

Tamale, Ghana

100% repaid

Entrepreneur

Name

Francis

Member since

November 2016

On-time repayments

100 installments  •  85%

About Me

My name is Yeboah Francis. I come from Tamale in Northern Region. I am black in complexion. I am 5 feet tall. I have 4 sibling's. The food Ilike best is tuozafi with ayoyo asoup. I attended Zegbeli primary school and I completed in the year1999. Istarted my business in the year 2002 when I completed Presby JHS. I was selling Hardware like watch, learning materials such as Logo, puzzles, building blocks and stationery. Through this businessI have able to feed myself. In Tamale the culture is very unique, we all eat common food . Our smock clothes makes us unique. My children will be business men and women in future. The hobbyI like best is watchingfootball and listening to music.

My Business

Am selling stationery and leaning material such as holler teacher, dog shop, letter soup, slate, pens, pencils, exercise books, and note books. They are useful to the people and teachers they use the letter soup to teach the children some of the community can now use the letter soup to study. They can filled it and touch it because it very difficult for them get it. I choose this business because l think about my community people to help them to be able to get better education and improve their leaning. The typical cost and revenue is $250.I use the profit to for my children school fees and I also use some of the profit for investment for future reasons.And am putting up a home.

Loan Proposal

I will buy stationery like pens two boxes $50 exercise books 10 boxes $100, white board marker 3 boxes $150, note books 8 books $200, staple machines 10 boxes $200 and staple pins 4 boxes $ 100. It will create employment for others to get job and I will benefit a lot from it because it has put smile on my face and others face too. Zidisha has help me a lot because I have able to employ three people into the business and they are very happy about it because I told them about zidisha how they are helping people to create businessess on their own. The profit it depend on the market because sometimes i use to sell a lot and i got a good profit. I am expecting my profit to be around Eight thousand Ghana cedis (Ghc8,000) when the money is disbursed to me.

Feedback

1

None

None

  • Mary    Dec 15, 2017

    Francis did repay his loan in a timely manner. He made regular payments over the course of his loan. He has employed 3 people in his community. I would recommend loaning to him in the future.

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    • Francis    Dec 15, 2017

      Thank you for your positive comments about me. Please help me for the lenders to fund my loan for me. It has been a month since I started posting this loan, it always expired. Please help me and I will pay it back according to the scheduled.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$695.00

Date disbursed

Dec 19, 2017

Repayment status

On Time

Projected term

7 months

Lenders

A

akshu71

Ottawa, Canada

L

luckiestmonkey

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

WM

Will Martin

United States

Severin Zörgiebel

Frankfurt, Germany

Jim Murray

United States

Peter Morse

Amesbury, MA, United States

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  • Francis    Dec 11, 2018

    Please somebody should tell me something what is going on my payment has not been recorded for the past three weeks

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  • Francis    Nov 28, 2018

    The payment schedule is still 342 on my dashboard which i have paid but actually i did not it on time. Please i want to know why it has not been recorded.

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  • Francis    Nov 17, 2018

    For the past three months am not well so am not able to go to work dose why am able to pay on time please lender forgive me i promise to pay on time.i will start going to work ending of this month. Sickness is part of human.

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  • Francis    Sep 14, 2018

    Zidisha is very good they help people to grow their business

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  • Francis    Aug 22, 2018

    Thank you very much for changing life and my business.

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  • Francis    Aug 8, 2018

    I will buy learning materials and stationery. It will help me to improve my business
    Thank you my lenders may the almighty God bless you. Thank you

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  • Francis    Aug 7, 2018

    I will use the loan to purchase stationery and leaning material like puzzles 2ctn $100,numbers shape 3 ctn $150, ABC foam 1ctn$100 pens 1 ctn $50 note one exercise books 5ctn$400, and pencils 2ctn $200 The purchase has made difference in my business and my life.And am able to employed four people in the business. My earning have increased to $1000 My earning have increased a lot because I have able to put another store at my mother's village to enable the village people to see how zidisha have help me.my achievement is I have able to put up two bedroom house and i help some of my family people to get job doing my children are in school. First may is holiday in Ghana all workers celebrity may day and special to me because we organized football match between the government workers. It is very interesting to see how we celebrity the MAY DAY.

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  • Francis    Jul 30, 2018

    The moment you finish paying zidisha will repay your loan for you thank you for making some of ask to get something doing in life.

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  • Francis    Jul 6, 2018

    Thank you Emma

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  • Emmanuel    Jul 3, 2018

    Francis Yaboah is says he is doing everything possible to comply with repayment as he is currently having issues in relation to his account being credited with payments made.

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  • Francis    Jun 30, 2018

    But the 22 June one is more than a week but is still not recorded.

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  • Francis    Jun 30, 2018

    The repayment schedule is still 200 on my timelines 22 June I pay on time and 29 June the same time I pay.i did the actual payment on time

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  • J    Jun 29, 2018

    Dear Francis,

    Did you see this announcement from our director? www.zidisha.org/forum-threa...

    My advice is to continue to pay as scheduled. Normally it can take up to 3 business days, US Eastern Time, for a repayment to be credited to your account. This time you should wait a few more days.

    If the payment hasn’t been credited next week then please create a support ticket using the help menu (www.zidisha.org/borrower/help) with the following details:
    - Date you made the payment
    - Payment amount
    - Phone number or account number you used to send the payment
    - Transaction ID of your payment

    Kind regards,
    Joost
    Team Zidisha

    Ps. The payments will still be recorded on the day that you did the actual repayment.

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  • Francis    Jun 29, 2018

    My profile is till 80% and my repayment 22 June has not yet recorded please I want to know what is the problem?

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  • Francis    Jun 13, 2018

    Never regret for joining zidisha they always make people's happy .They have change my life my business and my happiness. Don't worry about it they will help you achieve your kid zone.

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  • Francis    May 19, 2018

    The stationery is growing well and the market to is not bad because I have able to rise some of the stationery money to put up another store at my mother's village in Nusta.

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  • Francis    May 19, 2018

    Greetings to all my lenders and my Co members I have able to achieve one of my goal, l have put up one store at my mother's village in serkyer central district (Nsuta) in the Ashenti Region of Ghana kumasi. There was no Internet access at the village that's why I was not writing any comments and network problem too. So far the business is moving on smoothly at the village call Nusta. What I sell is provisionso like soaps, washing powder, oil, rice, sugar, milk and many more.l thank zidisha for helping me to open another store at my mother's village. This is some pictures for you

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  • Francis    Jan 29, 2018

    My profile is not tele and my repayment 19 and 26 have not yet recorded my percent is still 10% am paying on time .I want to know what is the problem?

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    • J    Jan 29, 2018

      It can take up to 3 business days, US Eastern Time, for a repayment to be credited to your account.

      After that time, if the payment hasn’t been credited please create a support ticket with the following details:
      - Date you made the payment
      - Payment amount
      - Phone number or account number you used to send the payment
      - Transaction ID of your payment

      Also check the payments of the previous loans. Sometimes an payment of a few month ago isn’t recorded. Then it only looks if a current payment isn’t recorded but it is booked correctly and is shown on the old loan where there is a missing payment.

      So check carefully which payments aren’t recorded and then create a support ticket with the correct info.

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    • J    Jan 29, 2018

      I already see the 19 January payment. So only the 26 payment is missing. Because of the weekend 3 working days is Thursday 1 February.

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  • Francis    Dec 19, 2017

    Thank you Mary God bless you

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  • Francis    Dec 19, 2017

    Thank you very much my lenders for paying my loan.am so greatford to you all.thank you

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