Stocking on flour

Lilian

Busia, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Lilian

Member since

December 2014

On-time repayments

132 installments • 69%

About Me

I am a young kenyan lady with a college diploma in counselling i first landed my contractual employment with MSF(doctors with out borders) as a H.I.V and AIDS counsellor one year after completing college a job that i held for two years and following the end of msf contract i was absorbed with AMPATH in the same position.When my second contract ended i ventured into business opening an MPESA shop(mobile phone money transfer service) that has currently grown into a small retail shop.

My Business

When i opened my MPESA shop i got only commision from safaricom and in order to diversify and increase my income i started a small retail shop that is steadily growing as the business is located in a well populated area with a sizeable number of customers both for the mpesa service and retail shop.Other than this business i from time to time still work as a counsellor with AMPATH on short contractual basis.

Loan Proposal

When i am granted the loan i intend to increase my stock of flour in the shop bacause i have doiscovered that its rate of stock turn-over and therefor i the profit marging is comfortable and i am confident of paying a loan ofthis margin without lots of fuss.Thanks

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Dec 15, 2014

Repayment status

On Time

Projected term

2 months

Other loans

Mar 2015: $228

Sep 2015: $344

Lenders

McJulio

New Jersey, United States

Melbourne, Australia

Iowa, United States

Montreal, Canada

Brecht, Belgium

Phnom Penh, Cambodia, United Kingdom

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Yohannepaulo Aug 8, 2017

Lilian got a job and as a result had to leave her shop to her assistant full time this assistant apparently mismanaged her shop that has lead its closure, though she has promised to clear the balance when I spoke to her yesterday.

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Lilian Aug 10, 2016

my absence from the shop has had devastating effect on my business therefore in order for me and the shop to survive I have no choice but to reduce that installment amount further.

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Lilian Jun 4, 2016

Two months back I landed employment with the county government and I have been posted in bunyala (a considerable distance from my business) this meant I have to rent in bunyala and commute every fortnight to check on my business and children in addition I have to employ a full time shop assistant and nanny, these additional expenses coupled with the fact that I am still on probation has put a strain on my income hence the need to reduce on my installments.

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Lilian Nov 19, 2015

The MPESA business is fraught with "sharks"(fraudsters) and two days ago i had left my shop assistant alone and unfortunately the "sharks" tricked him and got away with 55,000 KES.

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Lilian Oct 7, 2015

Hi lenders i have received kes 34,235 ($344) and i will be going to make the purchases that i had proposed .

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Lilian Oct 6, 2015

Thank you lenders for your support once again with this money i am sure to restock my supplies.

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Lilian Sep 22, 2015

Hi zidisha i am grateful for the loan even though i received it after the surgery on my finger it helped me to offset a loan that i had taken to pay for the surgery thank you lenders.

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Lilian Jun 14, 2015

Hi lenders I was going through my profile and I have noticed that I mentioned my index finger as the problematic finger this was a mix up the problem was on my thumb and I attach here a photo that I took some weeks after the surgery.

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Lilian May 11, 2015

Hi my finger has healed though i have not regained its full use albeit the pain has subsided.

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Lilian Apr 6, 2015

Hi lenders i did receive the cash right after the surgery. and i was unable to communicate due to the pain, i used the money to offset a loan that i had taken for the purpose of the surgery.

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Lilian Mar 16, 2015

Though seemingly small the loan has in a significant way boosted my business and the growth is clearly seen thanks zidisha for the platform and you lenders for your support.

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Lilian Mar 9, 2015

Hi lenders i have a problem with my index finger that prompted to be casted with very little improvement.

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rjb Dec 13, 2014

Congratulations on the success of your loan application. Best wishes for your business!

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- Lilian Dec 15, 2014
  
  Thanks rjb for your contribution and wishes.though am still waiting for the money to get to me.
  
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Lilian Dec 11, 2014

Thanks for your suggestion but i have tried editing my profile to no avail i guess i may just tell you what AMPATH isright here. It is Moi University,Moi teaching and refferal hospital and a consortium of North American academic health centres led by Indiana university working in partnership with the Government of Kenya in fight against H.I.V/AIDS and research thereof.

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