Patience
Abura Dunkwa, Ghana
100% repaid
Name
Patience
Member since
March 2015
On-time repayments
84 installments • 75%
My name is Patience and a young Ghanaian lady. i am a high school graduate but currently a serious business in the making. Mr and Mrs Donkoh are my parents and for that matter i am called Patience Donkoh. i like smiling a lot even from childhood days. After high school, life was difficult at home and instead of going to the tertiary level to continue with the financial accounting that i learned at the high school level, i decided to save my parents the headache of spending too much of monies they did not have. they were going to be stranded on welfare .
so i decided to put the little business management i had learn in school into practice by starting a small provision shop.
By the grace of God, its been three years now and i am improving year by year such that i even have a computer i use to keep my accounts and take stock.
i live in the central region of Ghana, the nations first capital was cape coast before taking to accra so we have a lot of rich cultural history coupled with the land marks and the forts and castles that was built to regulate european activities in the then Gold coast.
i read a lot of personal development and financial books, i love the author of rich dad, poor dad and Anthony Robinson of Awaken the giant within which my volunteer mentor recomended to me some months ago when he came to tell me about Zidisha.
i believe in integrity and hard work and i will not give my words out to anyone if i know that i can not keep it. people say i am strict but i love to be at the side of what is acceptable. I am a Christian too.
i have a small shop that deals in provisions .like milk, bread, sugar, coffee, variety of biscuites, butter, washing and bathing soap, some soft drinks and what we called as pure water locally. Is about food and people eat every day and that is the trend. it will never stop. these goods are in high demand in my locality.
i choose this kind of business because the capital to begin was not much and at that time too demand was so high which remain the case even till today.
intems of profit and cost analysis, it is highly profitable especially the water business. it moves just like its name.
i do save part of my profit, family is also everything to me so i take care of my old parents with a portion and i use the rest to take care of my self.
Below is the cost breakdown of the inventory that I will purchase with the entire $190
Nescafe ........................................$15
Sugar..............................................$30
Biscuits..........................................$45
Pure and sachet water............$30
Cooking spices............................$10
Two bags of rice..........................$30
Candies of all types...................$10
soft drinks like coke....................$20
So this will all add up to $190 and I will be making a profit jump of around some 40% as a result of this new inventory. I will give my business a better positioning, as customers can be assured that they will get most of these things from my shop on a daily basis.Then it will also help me to learn more in business as i work to make a living for myself and with these projections, i am confident that i can maintain a 100% on time repayment this time too.
thank you....
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$204.00
Date disbursed
Sep 7, 2015
Repayment status
On Time
Projected term
18 months
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Amount repaid
$198.00
Amount remaining
$0.00
Date repaid
Mar 16, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 20, 2015 | $10.00 | Sep 21, 2015 | $10.00 |
Sep 27, 2015 | $2.50 | Sep 21, 2015 | $2.50 |
Oct 4, 2015 | $0.00 | ||
Oct 11, 2015 | $2.50 | Oct 12, 2015 | $2.50 |
Oct 18, 2015 | $2.50 | Oct 12, 2015 | $2.50 |
Oct 25, 2015 | $2.50 | Dec 20, 2015 | $2.50 |
Nov 1, 2015 | $2.50 | Dec 20, 2015 | $2.50 |
Nov 8, 2015 | $2.50 | Dec 20, 2015 | $2.50 |
Nov 15, 2015 | $2.50 | Dec 20, 2015 | $2.50 |
Nov 22, 2015 | $2.50 | Dec 20, 2015 | $2.50 |
Nov 29, 2015 | $2.50 | Dec 20, 2015 | $2.50 |
Dec 6, 2015 | $2.50 | Dec 20, 2015 | $2.50 |
Dec 13, 2015 | $2.50 | Dec 20, 2015 | $2.50 |
Dec 20, 2015 | $2.50 | Dec 31, 2015 | $2.50 |
Dec 27, 2015 | $2.50 | Dec 31, 2015 | $2.50 |
Jan 3, 2016 | $2.50 | Jan 5, 2016 | $2.50 |
Jan 10, 2016 | $2.50 | Jan 5, 2016 | $2.50 |
Jan 17, 2016 | $2.50 | Jan 24, 2016 | $2.50 |
Jan 24, 2016 | $2.50 | Feb 1, 2016 | $2.50 |
Jan 31, 2016 | $2.50 | Feb 16, 2016 | $2.50 |
Feb 7, 2016 | $2.50 | Feb 16, 2016 | $2.50 |
Feb 14, 2016 | $2.50 | Feb 16, 2016 | $2.50 |
Feb 21, 2016 | $2.50 | Feb 21, 2016 | $2.50 |
Feb 28, 2016 | $2.50 | Feb 21, 2016 | $2.50 |
Mar 6, 2016 | $2.50 | Feb 21, 2016 | $1.25 |
Mar 8, 2016 | $1.25 | ||
Mar 13, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Mar 20, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Mar 27, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Apr 3, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Apr 10, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Apr 17, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Apr 24, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
May 1, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
May 8, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
May 15, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
May 22, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
May 29, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Jun 5, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Jun 12, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Jun 19, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Jun 26, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Jul 3, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Jul 10, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Jul 17, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Jul 24, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Jul 31, 2016 | $2.50 | Mar 8, 2016 | $2.50 |
Aug 7, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Aug 14, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Aug 21, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Aug 28, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Sep 4, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Sep 11, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Sep 18, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Sep 25, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Oct 2, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Oct 9, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Oct 16, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Oct 23, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Oct 30, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Nov 6, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Nov 13, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Nov 20, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Nov 27, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Dec 4, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Dec 11, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Dec 18, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Dec 25, 2016 | $2.50 | Mar 16, 2016 | $2.50 |
Jan 1, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Jan 8, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Jan 15, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Jan 22, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Jan 29, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Feb 5, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Feb 12, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Feb 19, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Feb 26, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Mar 5, 2017 | $2.50 | Mar 16, 2016 | $2.50 |
Mar 12, 2017 | $0.50 | Mar 16, 2016 | $0.50 |
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