Supplying laboratory equipments

Rose

Uhanya Beach Bondo, Kenya

67% repaid

Entrepreneur

Name

Rose

Member since

June 2014

On-time repayments

104 installments  •  24%

About Me

I am a female Kenyan aged 58yrs, a widow and a mother of three children both adults. I live in Uhanya Village, Usenge Sub-Location, West Yimbo Ward, Siaya County. I dropped from school in form two in 1972, due to lack of school fee, then joined teaching practice. After teaching for twenty three years I quit teaching to take care of my family especially my ailing husband who later passed on in 2003. Currently, I am a Community Health Worker (CHW), I joined in 2008. I was introduced by a family friend who convinced to join CHW’s, since then I have never looked back. Here we work alongside Doctors, Clinical officers and nurses to improve service delivery in hospitals and dispensaries.

My Business

Fist, I started as a volunteer, and then I was contracted by the Government and other NGO’s. I receive monthly and quarterly payments from Government and NGO’s respectively. The payments totals to $ 208 per month. Being widowed eleven years ago, I have managed to take care of my family and myself by providing basic necessities and paying school fee for my younger son.
In 2012, I got a contract to supply two health centers with laboratory equipments. The business is doing well as I make annual profit of $ 1450, though as with any Government Contracts payments are made after the supply is done and within six months. With Loan from Zidisha, I will efficiently supply the equipments and expand the same to other health centres and dispensaries. This will increase my income thus improving my living standard. I will service the loan on time as I have two separate sources of income.

Loan Proposal

Once again thank you for accepting me to join Zidisha, as I said in my profile I got a contract to supply two health centres with laboratory equipments. The contract is worth $4058 and I will get a profit of $1250 payable in six months period, meantime I will use my wages/ bonus from the Government and NGO to service the loan while I wait for the payment from the contract. The deadline for the supply is 31st July, 2014, therefore I kindly place my request for your assistance to funding my project.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jul 9, 2014

Repayment status

Late

Projected term

24 months

Lenders

AndreaBravi

London, UK, Canada

Hedwich

Gorssel, Netherlands

H

howard

Vence, France

Sarasota

Sarasota, Fl, United States

C

chrishol

United States

D

DaveElliott

United Kingdom

B

blambert

United States

U

ugobananas

United States

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  • Rose    Dec 7, 2015

    Thank you my dear lenders for your support and patience the business is abit down due to many factors i.e.. heavy rains, unstable economy, etc,,,, I am now rescheduling my loan payments downwards as I look for a better alternatives to improve my income and clear the loan soonest possible. May the Almighty God bless you abundantly?

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  • Rose    Aug 25, 2015

    Hello we have had an improved allowance and the Government also resolved to pay an interest for the delayed payments therefore i wish to increase my repayments. I do appreciate your good work,, thanx alot.

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  • Rose    May 12, 2015

    Hello due to my ill health I could not manage to make loan payment as schooled I therefore wish to reduce the figure a lower amount that I can pay as I recover, I wish to thank you all for your patience and support. Thank you.

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  • Rose    Mar 24, 2015

    Hello once gain thank you for your patience of late i am doing well financially and as i informed earlier, last month i lost my cousin who left behind a huge hospital bill and we are still struggling to clear the same. The burial is tentatively schedule on 4th April, 2015. This has strained my little resources hence i want to reduce my payments, may God bless you.

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  • Rose    Mar 16, 2015

    my dear lenders thank you for your patience all has not been well with me, i lost my cousin and a son in-law within a week last month and this really affected me. Otherwise i do hope to recover soon and continue with payments. Once again thanx

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  • Isiah    Jan 16, 2015

    Hello Rose Osire has rescheduled her payments
    thank you

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  • Rose    Jan 8, 2015

    Hello in the recent past I had some problems with my employer ( The Government) thus resulting in non- remission of my payments as scheduled. I therefore wish to adjust my payments downwards as I reorganize myself to meeting my financial obligations. I am grateful for your understanding and patients, kindly bare with me.

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  • Isiah    Dec 11, 2014

    Hello Rose have been experiencing financial problems, the County Government did not actually deposit the money as she was informed and her salary has delayed for the past two months, though she want to reschedule the payment as she make other arrangements to pay

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  • Rose    Oct 25, 2014

    Hi there was slight delay in releasing the money to bank, Initially i was told the money was in the bank though it was issued with a post dated cheque. however, it is no going to take long and am expecting money soon. I will embark in my repayments as I want to bid for another tender once the money hit my account, thanks alot.

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  • Isiah    Oct 22, 2014

    Hello I have contacted Rose and she told they have been busy giving measles vaccine, however the money has been deposited to her account by the government, so very soon she is going to make the repayment.
    Isiah (VM)

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  • Rose    Oct 8, 2014

    Hi I managed to meet the supply and I appreciate your support is it was very significant to enabling me meet the target. I am now waiting for the payment which due soon thereafter am going to bid for the other tenders. May the almighty Lord be with you.

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