Support me buy a knapsack sprayer for my business

Maryline

Alupe, Kenya

100% repaid

Entrepreneur

Name

Maryline

Member since

February 2015

On-time repayments

31 installments  •  55%

About Me

My name is Maryline Okumu. I am the third born in our family. I schooled at Konyonzo Primary School and then went to Sacred Heart Secondary School. I worked hard and passed my secondary school examinations and was admitted to study soil science at Egerton University.

I joined college for my first year in January 2014, but my dreams were cut short at the university admission desk, since I didn't have fees. I was so stressed as I carried my luggage back home. My mom, who is my pillar, always encouraged me. I joined her back home and, as we went to our farm together, I realized I could make my living out of horticulture farming.

With no capital and desperate to raise money, I started planting kales and cabbages in our land. I only planted a small portion, but I made $300 from the small piece of land. That encouraged me so much, I used the money to buy farm inputs and expanded my farm.

I come from the Wanga community. In our community, we have diverse culture, but what amazes is that some of the cultures include dancing and cock fighting. I like playing basketball and reading novels during my free time.

My Business

I am a horticulture farmer. I produce kales and cabbages for my clients, who are mainly urban dwellers. These crops are important because they provide nutrients to consumers and are also affordable to many.

I chose this business because it was less capital-intensive and I was also practicing farming while helping my mother, so I didn't find it very hectic: it was easy to adopt. With time I have developed a lot of passion for farming; I believe I will make a successful farmer in the future.

My typical costs in a month are $50 in a month. My revenues average is $150 in a month (profits ($100). I save deposit 50% of my income in a university account, hopeful to go back in September, this year if I would have saved enough. I use the balance to buy food and other basic needs for my family.

Loan Proposal

Dear sir/madam
My humble request to you is to help me buy a knapsack sprayer,through $100 loan. I would use $95 for buying the sprayer and $5 for fare. I am very optimistic you will support me as this will help cut operations cost significantly as I currently hire , a sprayer from ministry of agriculture at $5 per hour. I am grateful for your help and thank you.

Show original English  

About Me

My name is maryline Okumu, I am the third born in our family. I schooled at Konyonzo primary school and ,then went to Sacred heart secondary school. I worked hard and passed my secondary school examinations and was admitted to study soil science at Egerton university.
I joined college for my first year in january 2014, but may dreams were cut short ,at the university admission desk ,since I didn't have fees. I was so stressed ,as i carried my luggage back home. My mom who is my pillar encouraged always encouraged me, I joined her back home and as we went to our farm together ,i realized I could make my out of horticulture farming. With no capital and desperate to raise money, i started planting kales and cabbages in our land, i Only planted a small portion,I made $300 from the small piece of land .That encouraged me so much, I used the money to buy farm inputs and expanded my farm.
I come from the wanga community , in our community we have diverse culture but what amazes. some of the cultures include ,dancing and cock fighting.
I like playing basket ball and reading novels during my free time.

My Business

I am a horticulture farm.I produce kale's and cabbages for my clients,who are mainly urban dwellers. This crops are important because they provide nutrients to consumers and are also affordable to many.
I choose this business because it was less capital intensive and I was also practicing farming ,while helping my mother.So I didn't find it very hectic it was easy to adopt.With time I have developed alot of passion for farming ,I believe I will make a successful farmer in future.
My typical costs in a month are $50 in a month.My revenues average is $150 in a month (profits ($100).
I save deposit 50% of my income in university account ,hopeful to go back in September,this year if I would have saved enough.I use the balance to buy food and other basic needs for my family.

Loan Proposal

Dear sir/madam
My humble request to you is to help me buy a knapsack sprayer,through $100 loan. I would use $95 for buying the sprayer and $5 for fare. I am very optimistic you will support me as this will help cut operations cost significantly as I currently hire , a sprayer from ministry of agriculture at $5 per hour. I am grateful for your help and thank you.

Feedback

10

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Feb 4, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

C

CWS

Huntington beach, ca, United States

J

johan

Oslo, Norway

torelizer

Reggio Emilia, Italy

P

Philippe

Adliswil, Switzerland

L

lmuenchen

Munich, Germany

J

jozua

Delft, Netherlands

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

J

Jaslogic

Castle Rock, United States

McJulio

New Jersey, United States

Paul Buchheit

Mountain View, United States

K

United States

MW

Matt Willis

United States

SK

Stefan Kruell

Muenster, Germany

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  • trincowski    Mar 22, 2016

    Hello Maryline!

    You had a perfect record until now... but you haven't made a single payment so far. Do you think you'll be able to repay this loan?

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  • Maryline    Aug 1, 2015

    I would use the money to add more stock by buying 200chicken and feed. I than you dear lenders

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  • Maryline    Jul 23, 2015

    Thank you dear lenders for the loan . The construction,is complete and I am now looking forward to stocking of the poultry unit.thank you

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  • Maryline    Jun 23, 2015

    The construction is on going dear lenders.I am constrained a bit but will make the payments before the week ends.thank u ,love u all

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  • Maryline    Mar 16, 2015

    The loan was very helpful to me.It enabled me to buy a knapsack sprayer that has really reduced my cost of production.Before the loan I used to hire the sprayer but now I am a proud owner of my own knapsack sprayer. My revenues have increased and looking forward to greater expansion. of the farm

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  • K    Feb 3, 2015

    I hope your loan will be funded and may it bring you great success as you expand your business.

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    • Maryline    Mar 11, 2015

      thank it was indeed helpful. I am struggling to service it. The business is doing fine.

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      • Maryline    May 14, 2015

        Hello ,thanks so much. I am on my way to success.the future looks brighter.

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