Supporting access to good healthcare for society's vulnerable

Faustina

Berekum Estate, Ghana

100% repaid

Entrepreneur

Name

Faustina

Member since

March 2015

On-time repayments

152 installments  •  23%

About Me

Faustina nsor is my name.A professional seamstress,37 years of age and a Ghanaian by birth. I am married with three biological kids and an adopted daughter. Two girls and a boy with the last girl with me in profile picture. My adopted daughter is at the senior high and the boy and the other girl still at the primary school. They still have a long way to go the educational ladder.
The adopted daughter prefers being a teacher to any other profession.
My boy would want to be a lawyer and my girl a nusre but this little one with me here i guess i have to decide for her at the monent. I would like her to be a nurse too because i empathise with people who are sick and need help badly.
I like to cook, read and help people where I can. One of the ways that I want to help others is by paying their health care insurance which puts them on free health care for a year after which is subject to renewal. Unfortunately, our National Health Care System does not provide coverage for people, who are unable to pay the registration or renewal fees. I feel I can help there, and I ask Zidisha's support.

My Business

I am into clothing production as seamstress. I am have been doing this for over 8 years. I design and sew women clothes and also sew school uniforms for 5 five schools who engage me every year. My products are of good quality and fits my clients,due to this i get more referrals from my clients. Also i have also been praised by my customers as having good customers relation with my clients-retaining my customers and increasing customer base.
I have ten(10) apprentices and two(2) employees.
Some also come with their own designs and i work on them.
My products are in demand because women in ghana prefer locally made dresses because they are people of culture and what i produce have elements of culture and culture depicting. My pricing is comparatively fair. I also have contract with some schools i sew uniforms for them.
What i produce is what is mostly worn to places like the church and functions like weddings, naming ceremonies and also Christmas and other festivities.
My products are preferred mostly as result of the blend of modernity with the traditonal style.
My typical cost are $100 into water and light bills. $140 for my two employees monthly. $60 for monthly rent for my two shops. Miscellaneous $20. Averagely, i make revenue of about $900. So my net profit is $580.
My profit is used for renewal of health insurance for the vulnerable, paying of school fees and buying more fabrics for my work.
Repayment
I will pay back my loan through my daily sales.

Loan Proposal

Dear lenders,
Thanks a lot for the first loan. That loan did me a lot of good. I wish to invite you to come to my aid again with this second loan.
This loan when funded will be partly used to renew and register some vulnerable in the community and the rest for buying more fabrics since my work is dependent mostly on fabrics.
1.Registration and renewal of health insurance for the vulnerable $40. This $40 at the can put five(5) vulnerable people on the health insurance scheme for a whole year at a cost of $8 each. This gives me a sense of fulfilment at any time and keep me going in life.
2.Fabrics $147
Total =$187
My profit will be used for renewal of health insurance for the vulnerable, paying of school fees for adopted daughter and buying more fabrics my work.

Feedback

5

None

1



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$187.00

Date disbursed

May 6, 2015

Repayment status

On Time

Projected term

7 months

Lenders

DanielStano

Nitra, Slovakia

A

alexdahl

San Francisco, United States

R

Ricolina

Long Beach, United States

T

tloureiro

Pfungstadt, Germany

N

niklas

Schemmerhofen, Germany

R

Roman

Barcelona, Spain

AnnaChristina

Pittsburgh, United States

todbookless

Tukwila, United States

C

crpwme

Philadelphia, United States

W

worldohana

Honolulu, United States

Catherine68

Boyle, Ireland

B

Brendan

Epsom, United Kingdom

J

JohnSmith

Louisville, United States

gr8ful

Syracuse, United States

ashmetry

Spring, United States

S

Senryu91

caldogno, Italy

A

ataft07

West Fargo, United States

TheWhiteCat

Surrey, United Kingdom

A

Aman

Johannesburg, South Africa

ReducedFat

Lake Forest, United States

AdvancingCompassion

San Diego, United States

Ellie

Urbana, United States

dhulsterwim

LIER, Belgium

rfriedenberg

New Jersey, United States

T

TurgayAlihos

SOUTHBANK, Australia

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

F

Fish42

Fairfax Station, United States

jan73

Eugene, United States

Z

zangalan

Maryland, United States

B

Bernsjx

Montreal, Canada

J

jlberqie

Wake Forest, United States

T

thebonseung

Republic of Korea

Shemuel

New Jersey, United States

Paul Buchheit

Mountain View, United States

H

Heroofcanton

United States

R

retzroff

United States

C

condo86

United States

I

idris

United States

P

Paul

United States

lottospots

Reading, United Kingdom

M

Marcus86257

United States

Roy

Espoo, Finland

SK

Scott Kregel

United States

R

Robert

Berlin, Germany

MW

Matt Willis

United States

V

Vantine

United States

R

Ryan

United States

Thomas

Mueller, Germany

JC

Jethro Carr

Wellington, New Zealand

Ask Faustina a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Roy    May 20, 2016

    How are you Faustina?

    Log in to reply • Share
  • Faustina    Nov 1, 2015

    Dear lenders, my status shows repaying late. Lenders the issue is I have made the payments all right but the payments do not reflect in my accounts. Zidisha is having difficulties with our payment merchant MTN ghana. Hoping the issue gets resolved soon.

    Log in to reply • Share
  • Faustina    Aug 10, 2015

    Demand for service is a bit low ,I would therefore increase my payments as when demand for service goes up.

    Log in to reply • Share
  • Faustina    Jul 21, 2015

    Dear lenders,
    Thanks for your support so far. I have received my loan and have bought an industrial sewing machine and fabrics in bulk. I have also insured 5 people on the health insurance scheme.
    I know this loan will help improve my work.
    Thanks lenders. I am very grateful

    Log in to reply • Share
  • Faustina    Jul 15, 2015

    OOh how wonderful. I can't believe I have been funded just within a day . Thanks to lenders and the entire Zidisha family.

    Log in to reply • Share
    • Roy    Jul 18, 2015

      ...And because I was away, I missed out on the chance to contribute. So pleased it went well for you. :-)

      Log in to reply • Share
  • Faustina    Jul 14, 2015

    Dear lenders,
    Thanks for the loan that improve my business and family as well. I just completed my repayments fully and would to crave your indulgence to support me again this time round. Help me to be a blessing. God bless you all

    Log in to reply • Share
  • Faustina    Jun 21, 2015

    I have bought a lot of materials in bulk in oder to reduce cost of production. Thanks for the patience

    Log in to reply • Share
  • Faustina    May 19, 2015

    I am making enough profits approximately 69% from the bulk purchases of cloth I bought. Thanks to my lenders everyone for your support.

    Log in to reply • Share
  • Faustina    May 7, 2015

    Dear lenders, thank you for the lended amount of $187 of which I have bought fabrics in bulk amounting to $147. This time my customers will not buy their materials for clothing from some where because I have them in bulk for use and sale thanks to Zidisha lenders and team . I have registered five people today for national health insurance scheme at a cost of $40(that's $8 each). God will help lenders and entire Zidisha team for helping me to help others.

    Log in to reply • Share
  • Faustina    May 6, 2015

    I am going to buy fabrics in bulk. This will help in getting my customers buying any fabric they from my shop and also work with most of the fabrics . I also put five people on the health insurance scheme for a year.
    Thank you lenders for your support.

    Log in to reply • Share
  • Roy    Apr 27, 2015

    The photo is a nice addission!

    Log in to reply • Share
  • Faustina    Apr 24, 2015

    Me at work

    Log in to reply • Share
  • Faustina    Apr 23, 2015

    Dear lenders,
    thanks for the first loan . Infact this loan did help a lot to improve my business especially during the Easter festivity where I was a able to meet demands of my retailers and customers. This loan also helped in putting smile on faces of the vulnerable I registered on the national health scheme for a full year. All this wouldn't be easy without you. I really love this family.

    Log in to reply • Share
  • Faustina    Apr 9, 2015

    Dear lenders,
    Business has been good this easter and I had a lot fun with family. Thanks team zidisha

    Log in to reply • Share
  • Faustina    Apr 2, 2015

    Dear lenders,
    I appreciate very much for your good works and the smiles you are putting on faces of many borrowers without you getting money to work to realized their dreams wouldn't have come to fruition of which I am no exception.
    My customers are sewing clothes for the easter festivity and my retailers are also demanding for more clothes to be sold because of the easter. This has seen more profits in my work and therefore thought it wise to increase my repayment amount so that lenders can lend to more and new borrowers.
    Thank you

    Log in to reply • Share
  • Faustina    Mar 23, 2015

    Dear lenders,
    I have received my funded loan and thanks a lot for the work you are doing.
    I used $36 to register three(3) old women and one(1) old man on national health insurance scheme which put them on a year free health delivey at a cost of $9 each. This gives me a sense of fulfillment.
    I used the remaining $56 for purchasing of fabrics for my work. This will increase my l profit by 5%.

    Log in to reply • Share
  • jan73    Mar 14, 2015

    What an inspiration!

    Log in to reply • Share
    • Faustina    Mar 14, 2015

      Thanks for the complement and your good works. You are part of my success.

      Log in to reply • Share
  • Faustina    Mar 12, 2015

    Thanks to Zidisha for this opportunity. This is my first loan ,I would be grateful if I am funded so I can continue to champion my course. Thank you.

    Log in to reply • Share


Loading...

Loading...

Loading...