Milk and diapers needs of baby toddler mother.
Umi
Gresik, Indonesia
70% repaid
Entrepreneur
Name
Umi
Member since
April 2017
On-time repayments
112 installments • 70%
About Me
My name umi, mother of 2 children. My husband is studying therefore has no income. I began a small business at home to cover all the needs of the children"s school, my husband"s school as well. the largest expenditure is the needs of children, from diapers of children who each month spend quite a lot of funds. In order to avoid diapers the children do not spend a lot of money I started looking for discounts and discounts in ecommerce, supplier diapers in order to buy cheap. To get a cheap price it must buy daam a lot. So I started offering friends to both order. that"s where I get the benefits. From the desire to buy children"s needs at a low price and the desire to help other mothers to be able to buy baby needs at an affordable price I started selling diapers and milk. I use discounts and discounts to collect stocks of my diapers and dairy products. why I want to sell diapers because the price in diapers shop is very high. by taking it directly at supplier and promo discount2 I can get lower diapers prices and can sell at lower prices than the shops. mothers can be more efficient for the needs of diapers children. while for the stock of milk I have not dared to stock because there is milk expirednya period so I still dare not take risks to stock fear for trigger expired.
My Business
because the capital is still less I only accept orders can not stock a lot of goods. every one of my messages just take the goods to the supplier. goods come me to buyer, buyer pay. money profit I spend more goods. so on and on. because the money I have to share also for other needs. in the future with a capital loan hopefully I can increase my sales stock. After getting the first loan from zidisha, my sales stock gradually increased, although not yet dare to stock a lot because the money must be played again in order to meet other needs. hopefully in the future can continue to be trusted by zidisha so that my desire is reached to open shop needs of children and toddlers. hopefully can get more loan to add stock. because in addition to meet the needs of the children themselves can help other mothers to get diapers of children at a cheaper price. hopefully can be realized baby store needs at affordable prices.
Loan Proposal
if the zidisha loan can be fully funded I will start buying stock of diapers that many mothers are interested in for their children. diapers that are in great demand by various sizes, various brands. for milk I just buy if there is an order just for fear of expired milk if no one"s interest. I will stock more if zidisha fund is filled. besides it will stock also other needs such as baby bath soap, telon oil and other necessities. hopefully the business can run smoothly because now more and more diaper selling also around my area. more and more rivals as well but I am grateful there are still regular subscriptions that diaper messages in large quantities so that capital and profit can continue to rotate, home-based businesses can continue to run. thanks zidisha for the trust given.
Show original Bahasa Indonesia
About Me
hai,nama saya umi kulsum. saya seorang lulusan sarjana,sekarang saya bekerja paruh waktu di sekolah. karena saya harus mengurus dua anak saya sendiri jadi saya hanya bisa bekerja paruh waktu. sekarang suami saya sedang melanjutkan studi jadi otomatis berhenti bekerja,oleh karena itu saya memulai usaha kecil-kecilan di rumah tanpa harus meninggalkan anak saya agar ada tambahan pemasukan. saya pun memulai usaha dirumah berjualan kebutuhan anak yaitu popok dan susu.
My Business
awal mula usaha saya karena keluhan tingginya pengeluaran kebutuhan anak yaitu pengeluaran popok sehingga saya mencari suplier atau pedagang besar yang bisa memberikan harga murah. untuk memdapatkan harga murah ternyata pembelian harus dalam jumlah banyak. akhirnya saya mulai menawarkan teman-teman yang punya anak bayi dan balita untuk sama-sama membeli popok tentu saja saya juga mengambil untung dari setiap popok yang saya jual. mulai dari teman,akhirnya menawarkan ke yang lain banyak juga yang pesan. tetapi saya masih terbatas menerima pesanan saja belum bisa stok banyak karena modal terbatas dan uang juga dipakai untuk memenuhi kebutuhan rumah tangga yang lain. sudah 3 kali saya meminjam di zidisha dan ini mengajukan pinjaman ke-4 semoga pinjaman bisa dibiayai sepenuhnya untuk tambahan modal memenuhi pesanan-pesanan yang masuk.
saya belum berani buka toko yang lebih besar karena modal masih sangat minim dan perputaran uang yang lama jika barang di stok,jadi sampai saat ini masih terbatas memenuhi pesanan yang masuk saja. ke depannya ingin buka toko tetapi mungkin menunggu modal yang lebih dan jika uang untuk keperluan rumah tangga bisa terpisah. jujur sekarang masih tercampur modal usaha dengan uang untuk kebutuhan rumah tangga karena saya masih memenuhi kebutuhan semuanya sendiri selama suami melanjutkan studinya.
semoga zidisha bisa memberikan pinjaman karena hanya di zidisha yang bisa memberikan pinjaman lunak tanpa ada jaminan tanpa ada bunga. semoga usaha saya bisa berjalan lancar lagi.
terima kasih zidisha atas bantuannya.
Loan Proposal
jika pinjaman zidisha bisa didanai sepenuhnya saya akan memulai membeli stok popok yang banyak diminati ibu-ibu untuk anaknya. popok yang banyak diminati distok dengan berbagai ukuran,berbagai merk. untuk susu saya hanya beli jika ada pesanan saja karena takut expired susunya jika tidak ada yang minat. saya akan stok lebih banyak jika dana zidisha di penuhi. selain itu akan stok juga kebutuhan lainnya seperti sabun mandi bayi,minyak telon dan kebutuhan lainnya. semoga usaha bisa berjalan lancar karena sekarang semakin banyak yang jualan popok juga disekitar daerah saya. makin banyak saingannya juga tetapi saya bersyukur masih ada langganan tetap yang pesan popok dalam jumlah banyak sehingga modal dan untung bisa berputar terus, usaha rumahan pun bisa terus berjalan.
terima kasih zidisha atas kepercayaan yang diberikan.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$210.00
Date disbursed
Apr 17, 2018
Repayment status
Late
Projected term
15 months
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JimVandegriff Apr 12, 2018
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