System upgrade

Emmanuel

Kendu-bay, Kenya

100% repaid

Entrepreneur

Name

Emmanuel

Member since

July 2016

On-time repayments

175 installments  •  44%

About Me

Am Emmanuel Omondi, Kenyan citizen born in the year 1987, the last born in a family of four siblings, two have passed away. Born in Kendu-bay, a small town within the lake side region of Lake Victoria, approximately 150Km from Kisumu city Kenya. I was brought up by single-mother who ensured that I got the basic right of education even though it wasn’t that easy.
In the midst of my primary education, I lost the only hope I had in life when my mother who have been the bread winner for our small family passed away, I had to be transferred from a municipality school to a village school but still maintained my standards, that is because I was now to stay with my grandmother who was also ailing at the same time. I had no hard time with the environmental change because my elders tried to protect me from its impact but the pain of losing my mother hanged around me everywhere and it took me some time to overcome that. After that my education wasn’t that promising but through dedication I managed to pull it over by the help and assistance from donors and well-wishers up to a high school level, where I had another setback when I lost my other two siblings besides my grandmother.
I had to learn fighting my battles and started that by looking after herds of cattle for people in a neighboring village, where I saved some money that gained enrolment into a technical college where I learned electrical engineering and IT. Used to work on construction sites as a hard-laborer on weekends and sometimes weekdays whenever I didn’t have classes so as to cater for my college fees.
I came to fall in love with computers and everything about them and have ever longed to have the best computer services provider shop in my area, so I came up with this computer lab come cyber come photo production studio. The money I used to start my business I got from outdoor computer maintenance services I do to schools, offices and small firms around Kisumu city.
The lakeside region of Lake Victoria or formerly known as Nyanza, is dominated by these fish related Nilotes known as Luos who mostly depend on Lake Victoria for fishing as main activity or main source of income, Luos as a community likes development, are mostly kind hearted and welcoming with no any unique rituals but knows God as well.
My little girl is much into gargets and flying objects, though she can’t say, but am seeing a pilot in my house
Mostly when am free I do visit the elderly around my village and listen to their old time stories or just visiting unique world features and try to understand them scientifically as compared to spiritual fiction.

My Business

My shop is within kendu-bay town and is an all way round computer as from cyber all the way to computer servicing and repair to photo production studio and in future selling of computers and accessories.
Almost every institution nowadays rely on computers and internet for their day to day programs, connection on the other hand is very vital in every day’s life and through internet, we do connect at a relatively cheaper cost, more so internet is the best source of latest information.
In my village, people seems to have been behind digitally and my shop with my services would bring them up to date with the digital world, and also saves some time to these who would travel all the way to the city just to repair, maintain or buy computers.
My typical cost estimate would be roughly ranging from $500 to $1500 p.a. that is inclusive of shop rents and some utility bills.
The profit I gain from my business would be used mostly in reinvestment and growing the business so as to create room to employ others to help me with the business since we have job scarcity in my region and not everyone can think of a business to do. Otherwise my girl also has to go to school and I will have to save for her education.

Loan Proposal

Thank you very much my dear lenders and Zidisha team for your continuous support
My business is almost on track but still need to put in more effort and I am here again for your help.
The requested amount will help me buy the following items,
- two wide-screen monitors for enough editing space and will cost me about 86$
- one 4G wireless Internet rooter for easy on-line connection and communication and this will cost me 32$
Having efficient workshop will make us a good working environment and by that I am expecting profit to shoot by at least 13% or above

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$110.00

Date disbursed

May 6, 2017

Repayment status

On Time

Projected term

8 months

Lenders

moursund

Beaver Nation, United States

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Paul Buchheit

Mountain View, United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

ADK

Saint Louis, United States

Ask Emmanuel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$110.17

Amount remaining

$0.00

Date repaid

Oct 25, 2017

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
May 13, 2017 $2.96 May 11, 2017 $0.99
May 11, 2017 $0.99
May 11, 2017 $0.99
May 20, 2017 $2.96 May 11, 2017 $0.99
May 11, 2017 $0.99
May 11, 2017 $0.99
May 27, 2017 $2.96 May 18, 2017 $0.99
May 18, 2017 $0.99
May 18, 2017 $0.99
Jun 3, 2017 $2.96 May 24, 2017 $0.99
May 24, 2017 $0.99
May 24, 2017 $0.99
Jun 10, 2017 $2.96 May 28, 2017 $0.99
Jun 9, 2017 $0.99
Jun 9, 2017 $0.99
Jun 17, 2017 $2.96 Jun 9, 2017 $0.99
Jun 12, 2017 $0.99
Jun 12, 2017 $0.99
Jun 24, 2017 $2.96 Jun 22, 2017 $0.99
Jun 22, 2017 $0.99
Jun 22, 2017 $0.99
Jul 1, 2017 $2.96 Jun 22, 2017 $0.99
Jun 22, 2017 $0.99
Jun 22, 2017 $0.99
Jul 8, 2017 $2.96 Jun 22, 2017 $0.99
Jun 22, 2017 $0.99
Jun 22, 2017 $0.99
Jul 15, 2017 $2.96 Jun 22, 2017 $0.99
Jun 25, 2017 $0.99
Jun 25, 2017 $0.99
Jul 22, 2017 $2.96 Jul 4, 2017 $0.99
Jul 4, 2017 $0.99
Jul 4, 2017 $0.99
Jul 29, 2017 $2.96 Jul 4, 2017 $0.99
Jul 4, 2017 $0.99
Jul 4, 2017 $0.99
Aug 5, 2017 $2.96 Jul 4, 2017 $0.99
Jul 4, 2017 $0.99
Jul 4, 2017 $0.99
Aug 12, 2017 $2.96 Jul 4, 2017 $0.99
Jul 12, 2017 $0.99
Jul 12, 2017 $0.99
Aug 19, 2017 $2.96 Jul 12, 2017 $0.99
Jul 12, 2017 $0.99
Jul 12, 2017 $0.99
Aug 26, 2017 $2.96 Jul 12, 2017 $0.99
Jul 16, 2017 $0.99
Jul 16, 2017 $0.99
Sep 2, 2017 $2.96 Jul 16, 2017 $0.99
Jul 16, 2017 $0.99
Jul 16, 2017 $0.99
Sep 9, 2017 $2.96 Jul 23, 2017 $1.97
Jul 24, 2017 $0.99
Sep 16, 2017 $2.96 Jul 24, 2017 $0.99
Jul 24, 2017 $0.99
Jul 24, 2017 $0.99
Sep 23, 2017 $2.96 Jul 24, 2017 $0.99
Jul 24, 2017 $0.99
Jul 24, 2017 $0.99
Sep 30, 2017 $2.96 Jul 25, 2017 $0.99
Jul 26, 2017 $0.99
Jul 26, 2017 $0.99
Oct 7, 2017 $2.96 Jul 26, 2017 $0.99
Jul 26, 2017 $0.99
Jul 26, 2017 $0.99
Oct 14, 2017 $2.96 Jul 27, 2017 $0.99
Jul 27, 2017 $0.99
Jul 27, 2017 $0.99
Oct 21, 2017 $2.96 Jul 27, 2017 $0.99
Jul 27, 2017 $0.99
Jul 27, 2017 $0.99
Oct 28, 2017 $2.96 Aug 10, 2017 $0.99
Aug 10, 2017 $0.99
Aug 10, 2017 $0.99
Nov 4, 2017 $2.96 Aug 10, 2017 $0.99
Aug 10, 2017 $0.99
Aug 10, 2017 $0.99
Nov 11, 2017 $2.96 Sep 9, 2017 $0.99
Sep 12, 2017 $0.99
Sep 12, 2017 $0.99
Nov 18, 2017 $2.96 Sep 13, 2017 $0.99
Sep 14, 2017 $0.99
Sep 14, 2017 $0.99
Nov 25, 2017 $2.96 Sep 15, 2017 $0.99
Sep 15, 2017 $0.99
Sep 15, 2017 $0.99
Dec 2, 2017 $2.96 Sep 19, 2017 $0.99
Sep 21, 2017 $0.99
Sep 24, 2017 $0.99
Dec 9, 2017 $2.96 Sep 24, 2017 $0.99
Oct 14, 2017 $0.99
Oct 15, 2017 $0.99
Dec 16, 2017 $2.96 Oct 15, 2017 $0.99
Oct 15, 2017 $0.99
Oct 16, 2017 $0.99
Dec 23, 2017 $2.96 Oct 16, 2017 $0.99
Oct 21, 2017 $0.99
Oct 21, 2017 $0.99
Dec 30, 2017 $2.96 Oct 21, 2017 $0.99
Oct 21, 2017 $0.99
Oct 21, 2017 $0.99
Jan 6, 2018 $2.96 Oct 24, 2017 $0.99
Oct 24, 2017 $0.99
Oct 24, 2017 $0.99
Jan 13, 2018 $2.96 Oct 24, 2017 $0.99
Oct 25, 2017 $0.99
Oct 25, 2017 $0.99
Jan 20, 2018 $2.96 Oct 25, 2017 $0.99
Oct 25, 2017 $0.99
Oct 25, 2017 $0.99
Jan 27, 2018 $0.68 Oct 25, 2017 $0.68

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