Name
Joshua
Member since
September 2015
On-time repayments
135 installments • 56%
I am a Ghanaian by birth. I had my elementary education at a village called Asuokor where i attended Primary and Middle School. I lost my father when i was in Middle school. I was not discouraged .In form three, i sat for common entrance examination and became first in my school that year in English. I was able to gain admission to secondary in 1990 school through my elder brother who paid for for my admission fee. In school i was able to learn had and became first in my class. That offered me an opportunity to get a merit scholarship which i held unto until i completed school in 1994. After school i was not ale to pass mathematics so i stayed at home for two years and worked for money to be able to register math. By the grace of God, i passed at the second attempt and went to Teacher Training College and came out as a professional teacher. After confirmation as a teacher in 2000 i was posted to a village. My country Ghana is a peaceful one. The challenge the youth have is unemployment. The country has a full potential for agriculture.
Apart from being a teacher, i have learned to become a taxi driver. I do this business after school every afternoon to supplement my income. n a day i could earn about $ 10 for five days all things being equal. So in all i earn about $200 in a month. My net monthly salary is $200. I chose taxi business because it offers ready cash. As soon as passengers alight they pay their fare. Many people in Ghana do not own their own private cars so a great number of the patrol taxis.I use the profit to cater for my little daughter's education. I do some money for future to be able to purchase a ford transit bus in the near future. I intern to use this loan am applying for to repair another taxi and give to a driver to use.In terest rate in Ghana is very high ranging from 27 % to 35%. That is why i am happy to benefit from Zidisha loans.
I will use this loan to repair my Opel car and give to another driver to use to increase my income. I would use it to buy the following parts. Opel doors one set$ 200, Opel engine $ 400. This car will bring extra income to my family and help me meet all my marital responsibilities. I would earn not less than $10 daily for six or five days depending upon the negotiations between me and my driver
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$739.00
Date disbursed
May 20, 2017
Repayment status
Late
Projected term
60 months
Other loans
Amount repaid
$184.96
Amount remaining
$553.90
Expected completion
Sep 30, 2018
Status
Repaying late
Installment amount
$2.42
Expected Payments | Actual Payments | ||
---|---|---|---|
May 28, 2017 | $28.32 | May 28, 2017 | $28.32 |
Jun 4, 2017 | $28.32 | Jun 5, 2017 | $28.32 |
Jun 11, 2017 | $0.00 | ||
Jun 18, 2017 | $12.10 | Jun 20, 2017 | $12.10 |
Jun 25, 2017 | $12.10 | Jun 29, 2017 | $12.10 |
Jul 2, 2017 | $12.10 | Jul 3, 2017 | $12.10 |
Jul 9, 2017 | $12.10 | Jul 9, 2017 | $12.10 |
Jul 16, 2017 | $12.10 | Jul 16, 2017 | $12.10 |
Jul 23, 2017 | $12.10 | Jul 23, 2017 | $12.10 |
Jul 30, 2017 | $12.10 | Jul 31, 2017 | $12.10 |
Aug 6, 2017 | $0.00 | ||
Aug 13, 2017 | $0.00 | ||
Aug 20, 2017 | $2.42 | Aug 14, 2017 | $2.42 |
Aug 27, 2017 | $2.42 | Aug 20, 2017 | $2.42 |
Sep 3, 2017 | $2.42 | Aug 27, 2017 | $2.42 |
Sep 10, 2017 | $2.42 | Oct 8, 2017 | $2.42 |
Sep 17, 2017 | $2.42 | Oct 22, 2017 | $2.42 |
Sep 24, 2017 | $2.42 | Dec 3, 2017 | $2.42 |
Oct 1, 2017 | $2.42 | Dec 10, 2017 | $2.42 |
Oct 8, 2017 | $2.42 | Dec 18, 2017 | $2.42 |
Oct 15, 2017 | $2.42 | Jan 15, 2018 | $2.42 |
Oct 22, 2017 | $2.42 | Jan 26, 2018 | $2.42 |
Oct 29, 2017 | $2.42 | Jan 28, 2018 | $2.42 |
Nov 5, 2017 | $2.42 | Feb 4, 2018 | $2.42 |
Nov 12, 2017 | $2.42 | Feb 26, 2018 | $2.42 |
Nov 19, 2017 | $2.42 | Mar 25, 2018 | $2.42 |
Nov 26, 2017 | $2.42 | Apr 15, 2018 | $2.42 |
Dec 3, 2017 | $2.42 | May 3, 2018 | $2.42 |
Dec 10, 2017 | $2.42 | May 13, 2018 | $2.42 |
Dec 17, 2017 | $2.42 | Jun 3, 2018 | $2.42 |
Dec 24, 2017 | $2.42 | ||
Dec 31, 2017 | $2.42 | ||
Jan 7, 2018 | $2.42 | ||
Jan 14, 2018 | $2.42 | ||
Jan 21, 2018 | $2.42 | ||
Jan 28, 2018 | $2.42 | ||
Feb 4, 2018 | $2.42 | ||
Feb 11, 2018 | $2.42 | ||
Feb 18, 2018 | $2.42 | ||
Feb 25, 2018 | $2.42 | ||
Mar 4, 2018 | $2.42 | ||
Mar 11, 2018 | $2.42 | ||
Mar 18, 2018 | $2.42 | ||
Mar 25, 2018 | $2.42 | ||
Apr 1, 2018 | $2.42 | ||
Apr 8, 2018 | $2.42 | ||
Apr 15, 2018 | $2.42 | ||
Apr 22, 2018 | $2.42 | ||
Apr 29, 2018 | $2.42 | ||
May 6, 2018 | $2.42 | ||
May 13, 2018 | $2.42 | ||
May 20, 2018 | $2.42 | ||
May 27, 2018 | $2.42 | ||
Jun 3, 2018 | $28.57 | ||
Jun 10, 2018 | $28.57 | ||
Jun 17, 2018 | $28.57 | ||
Jun 24, 2018 | $28.57 | ||
Jul 1, 2018 | $28.57 | ||
Jul 8, 2018 | $28.57 | ||
Jul 15, 2018 | $28.57 | ||
Jul 22, 2018 | $28.57 | ||
Jul 29, 2018 | $28.57 | ||
Aug 5, 2018 | $28.57 | ||
Aug 12, 2018 | $28.57 | ||
Aug 19, 2018 | $28.57 | ||
Aug 26, 2018 | $28.57 | ||
Sep 2, 2018 | $28.57 | ||
Sep 9, 2018 | $28.57 | ||
Sep 16, 2018 | $28.57 | ||
Sep 23, 2018 | $28.57 | ||
Sep 30, 2018 | $12.59 |
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