Tertiary education fees and my sisters upkeep

Gabriel

Moree Junction, Central Region., Ghana

100% repaid

Entrepreneur

Name

Gabriel

Member since

February 2015

On-time repayments

119 installments  •  71%

About Me

My name is Gabriel Arthur from the central region of Ghana. i was born into a family of Four which comprises of my parents and my sister and myself. unfortunately, i lost my father to illness at the age of ten and i and my sister had to be raised by our single mother. i went to school and i am a senior high school graduate.
My mom remarried when i was at age 15 and everything seem to have fallen back in shape. however, the greatest tragedy of my life came when i had only one month to write my final exams at high school. my mom got pregnant again with my step father and upon delivery, we lost her together with the child. i was broken and still had to write my final exams. Yet i did very well.
In school i was one of the best in my class and i worn several awards on speech days. one of the pictures i took is what i have used on my profile picture when i was given the best student award by the headmaster of Aburaman senior high school in 2012.
After leaving high school, i had the responsibility of taking care of myself and my younger sister so i had a job at a local fuel filling station where i have been working till today. as i write , i have received an admission into cape coast poly to pursue a diploma in accounting on weekend basis.
This means that i can still work and school at the same time. unfortunately the time to which the admission letter came is not favorable and the savings that i have is not up to the fees.
My employer has agreed to pay me my wage on weekly basis now due to the new development.
i am determined to pursue my education with zeal, learn hard and at least build a better home tomorrow.

My Business

I am an attendant at a local fuel filling station. initially, i was paid a month but upon my admission into cape coast Poly which is in the central region of Ghana i have arranged with my employer who have agreed to pay me on weekly basis.
i am paid some 800 Ghana cedis in a month which is a little above a $200 .so from now on, i will be paid $60 in a week.
With this new arrangement of my salary i can pay back any loan that will be funded or made available to me so as to be able to pay part of my admission fees so that i can start my tertiary education although i have been leveled against the odds.

Loan Proposal

When and if my loan is fully funded, i will use $200 to top up my school fees for school, then i will use $40 for books and other departmental registrations, $160 to feed myself and my younger sister who is now in primary six and the last $100 will be used to pay my sisters school fees and also buy some books for her to study well.
the effect of the loan will be numerous, to me it will be my savior as i am starring at a great opportunity to attain higher education and to help my younger sister as well so that she does not drop out of school since i am the one taking care of her.
In the long run, the effects of the loan will be seen in the life of many whom i have the love to help, i mean the needy. For three things have governed my life, the search for peace and the overwhelmingly pity for the suffering of many in my community.
as to how i will repay the loan, I am paid by my employer weekly so when i am paid $30 a week, i will be able to pay back the loan per the repayment schedule.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$636.00

Date disbursed

Apr 29, 2016

Repayment status

On Time

Projected term

63 months

Lenders

Zidisha

Sterling, United States

B

blahblah

Nuernberg, Germany

D

Divergent

Bethesda, United States

Cloudways

Malta, Malta

ads68

Melbourne, Australia

P

PHU99

Zwingenberg, Germany

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

xtrahardware

Cazenovia, United States

Paul Buchheit

Mountain View, United States

Flipmore

Vancouver, Canada

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

Michel Bavin

Antwerp Area, Belgium

A

andreab

United States

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Dave Bogard

New York, United States

Fred

Germany

MW

Matt Willis

United States

AG

abel ghita

Bucharest, Romania, Italy

K

Katharina

Germany, Germany

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Thomas Naimoli

United States

Ask Gabriel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Gretchen Reibold    Aug 6, 2017

    Hi Gabriel, just saying hello, I hope you and your family are well.

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  • Gabriel    Jul 3, 2017

    Hello dear lenders, I have been having some problems most recently and that had result in my poor repayments.
    Am almost through with it. So I will resume repayments. Am very sorry for the trouble...

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  • Baafi    Mar 13, 2017

    Thank you very very much my lenders for raising such an unexpected amount for me and I can asure you that it has improved my business.
    I am very grateful.

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  • Gabriel    Feb 25, 2017

    I will want say a very big thank you to all the zidsha family for your continuous help and support. I am very grateful.

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  • Gabriel    Jan 30, 2017

    Thank you all very much my lovely lenders for helping me ones more with such a timely loan.
    My education and that of my sister continues because of your help via the loans. God bless you all somuch.
    I am very grateful.
    Regards,
    Gabriel Arthur, Ghana.

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    • Ruth Brown    Feb 19, 2017

      Hello Gabriel, I'm so glad to have played a very small part in helping you continue your education. Best wishes to you (and your sister).

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      • Gabriel    Feb 25, 2017

        Thank you very much Ruth Brown for you kindness and your time taking to write on my page. Apart from the financial contribution(loan), i really appreciate your communication too.
        I am very grateful.

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  • Gabriel    Jan 23, 2017

    I am so very grateful to you. All my lenders and the entire family here for your help and support. I have come this far due to your help and love. thank you so very much.
    Gabriel Arthur..

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  • Gabriel    Jul 18, 2016

    Hello my dear lenders, kindly allow me to reduce my repayments for a short time. for the upcoming few weeks as I need to take care of a problem with my junior sister.

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  • Gabriel    May 27, 2016

    Hello my dear lenders, i came by to ask that you allow me to adjust my repayment amount a little. I have been struggling with my current schedule.
    Thank you.

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  • Gabriel    Apr 6, 2016

    Hello my dear lenders and friends...Thank you once again for your help. I have accepted your loan which you have extended to me with all your kindness.
    However, I am having a problem with my payment platform for they did an upgrade and i can not access my account with the MTN mobile money but i am working to resolve it and as early as i can i will get it done so i can receive the loan.
    I thought of informing you....
    thank you
    regards,
    Gabriel....

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    • Flipmore    May 10, 2016

      Hi Gabriel,
      How are things going for you?
      Carolyn

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      • Gabriel    May 11, 2016

        Hello Carolyn, i am doing very well. I was able to solve the transfer issue on time to pay my fees.
        Thank you very much Carolyn..

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  • Flipmore    Mar 31, 2016

    Congratulations on getting the loan, Gabriel!!!

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  • Michael    Mar 24, 2016

    Hi Gabriel,

    All the best in your loan funding.

    Thank you

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  • Gabriel    Dec 20, 2015

    hello kindly allow me to reschedule and reduce my payment a bit while.
    thank you..

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  • Gabriel    Nov 2, 2015

    Thank you very much Mr Graham. All hope was lost and you came to help me. I am very thankful to you.
    God bless you
    Gabriel

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  • Gabriel    Oct 31, 2015

    Hello dear lenders, kindly come to my aid as it is left with just some days for my application to expire. this is my third attempt and i am humbly appealing to all of you for help as i promise to repay and do so on time and per schedule.
    thank you all..
    Gabriel...

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  • Gabriel    Oct 9, 2015

    Hello my dear lenders and family, i am humbly appealing to you as individuals and to your good office for help so that i can continue my education. As i write, school has resumed but i am still at home. i had a lot of Hope when i posted for the loan the first time but it got expired and this is the second time and already it is left with just two days for it to expire,.
    I am humbly asking this help my dear friends and family so that i can pay my fees and go back to school.
    thank you...

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  • Gabriel    Sep 28, 2015

    Hello to my dear and wonderful lenders, i am happy to post for the second time after my first application got expired after 24% . i am posting again to seek for help, as i write, i have to go to school on the 1st of october but because my project was not funded i am still stranded at home doesnt know what to do. my junior sister is also at home. i am really appealing for help and hopping that this time around my project gets funded within time for me to be able to make it to school.
    thank you all

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  • Gabriel    May 29, 2015

    It is a pity i have to reschedule my repayments as my VM just advised. which i think is the best as compared to missing repayments
    thank you for bearing with me.

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  • Edward    May 27, 2015

    Dear Gabriel
    You are assigned to me as your Volunteer Mentor (VM), I really
    appreciate your on-time repayment rate of 100%, and I would like to take this opportunity to thank you and motivate you to keep on. Please, let’s all make our repayment according to our Repayment Schedule. If we continue to make repayment accordingly, our dear Zidisha and Lenders will never hesitate to support us to fulfill our dream. Also, dear Zidisha and Lenders are ready to help us to grow our business but if we delay our repayment, Lenders cannot help us or someone else. Please, just imagine that, there’s nowhere to get this affordable loan. Even bank loan interest or deduction is very high that we can’t go for it. however, if you are currently having any problem, kindly email the office since that is very important to maintaining a very good relationship. Repayments made on time is very keen so please kindly do your best with the schedules.
    thank you....
    your VM
    edward..

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  • Gabriel    Apr 28, 2015

    i want to say thank you for helping me...for funding my
    education...
    thank you....

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  • Gabriel    Apr 14, 2015

    Good day my dear lenders....i will want to thank you so much for the help you gave me as it enabled me to enroll at the cape coast Polytechnic and to also pay little sisters school fees and to buy her books for school. i say God richly bless you. i have finish paying for the first loan, and as i write, i need some books for school and to also buy some for my junior sister and her up keep. it is against this back ground that i have decided to come back to you for more help to enable me continue with my school since my wages from the fuel filling station is not just enough although it can make for the repayments.
    kindly help me out as much as you can to make my educational dream a reality.
    thank you.

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