Entrepreneur

About Me

My name is Rukia Buku, I live in Mtwapa Town. I am married with one kid. The child is in school in standard 1 at St. Bright Academy.
My business is Charcoal Seller where I buy Charcoal and sell it to the people of Mtwapa.
I started the business because I came to realise that most people in Mtwapa do use the product oftenly and the product was in high demand. As to my educational background is that I didn't go to School. The earnings I earn, I do use it to cater for my family basic needs like buying food, clothing, housing,medical care and paying for school fees. Then I also use the earnings to increase my stock. Then am also planning to help the society at large by educating them on the importance of starting their businesses and become self employed, with Zidisha being the helping hand.

My Business

My business deals with charcoal, that is am a charcoal seller. Most people in the area cant afford to buy the gas cookers, electric cookers because they are expensive so the option they choose is to use the jikos which use charcoal.The demand is high because the other sources of energy are expensive. The competition is high but to me its fair because am very advantageous with the good relationship i have with the people of Mtwapa and the quality of the goods and services I do offer them. The business is very profitable. The risks are the government policies
are very tough and the license charge is high.
My monthly costs ksh.84000/=
My monthly sales ksh.140000/=
My monthly profits. ksh.46000/=.

Loan Proposal

thank so much am very much proud for having completed my first loan and the fact that i have been given another opportunity do apply for a another loan this is very great to me. with this loan am planing to use it on the buying of more charcoal to my business this will help more to me because during this festive season the charcoals will be on high demand and i will be able to sell more. of which it will improve my business thank you so much.

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