Nicodemus

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

Nicodemus

Member since

March 2013

On-time repayments

95 installments  •  44%

About Me

my names are Nicodemus nyando mgoti. a resident here in mtwapa mikanjuni. am married and i have three children two are boys and one is a girl. they are all in school in primary school.am a business man here in mtwapa and i have been doing this business for the last successfully four years my education background is class eight of primary school.i started a business because i wanted to get more money so that the life of me and my entire family can be cuttered for well through the business earnings.

My Business

my business is of a retail and cereals shop here in mikanjuni mtwapa. i sell things like wheat flour maize flour beans sugar, bread dried maize green peace and many more.these goods are on well demand here because most of the products that i sell are being used by the local people most as their basic daily foods so the goods are on demand every moment most of my clients like buying these goods from me because my prices is very reasonable.my running monthly cost is Kenya shillings 50,000 and my monthly sales collection is Kenya shillings 85,000 this makes me earn a monthly profit of Kenya shillings

Loan Proposal

thank you all of zidisha staff. for approving my loan within a short time am proud of you and let the almight God bless you for the wonderfully job that you are doing. with this first loan am going to add more cereals to my retail shop so that i can put in my shop. and with this it will add more value to my daily income. and this will also

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Apr 19, 2013

Repayment status

On Time

Projected term

12 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

H

hugh1

Co Kerry, Ireland

Sundstroms

Falun, Sweden

Namaste250

Pittsford, United States

C

Cohoes

Albany, United States

G

Gwencalon

Garching b. Muenchen, Germany

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  • Nicodemus    Feb 16, 2016

    Hi lenders Am physically doing well..I have not made payments due to family problems but soon I will catch up..Thanks for your continued patience.

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  • Nicodemus    Sep 7, 2015

    Thanks Lenders for coming up with this option.. I wish to adjust the instalment amount because my business is very low and as schools reopens I have paid some fees ..I will adjust again if things will go well to continue enjoying the FRUITS OF ZIFISA

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  • Nicodemus    Sep 7, 2015

    Hi my lenders Iam very very sorry not remitting my payments on time. Its because of many problems including the job am doing ate all in a mess ..But I promise to clear immedeatly When things go better.. Sorry for everything.

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  • Evans    Aug 18, 2015

    i have called Nichodemus over the phone but was not available. Baya

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  • Nicodemus    Aug 6, 2015

    Thanks my lenders for supporting me financial to uplift my business..
    I got the money and has helped me a lot not only business wise but has uplifted my living standards..
    My lenders It will be evident that the business is doing well by my payments of this loan in the specified time frame..
    Thanks once again for your trust. Be blessed by the almighty God

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  • Nicodemus    Jul 24, 2015

    Thanks my lenders for giving me another loan..I will use the loan to buy a stock of food stuffs and detergents as follows.
    A. ). A bale of Wheat flour at 1350 Kes
    B ) . A bale of maize flour at 1250 Kes.
    C. ) . Sugar 25 KGS at a cost of 1800 Kes.
    D. ) Kes 2500 will buy detergents both powdered and bar soaps

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  • Nicodemus    Jul 21, 2015

    Thanks Lenders for lending and seeing that I slowly grow with you to see greater heights.. Keep it up. And long live

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  • Nicodemus    Jul 17, 2015

    Thanks Lenders for opening me a new loan page..I feel happy for this.. And will always send money through the Mpesa line I registered with you. Thanks Lenders for your continued support may God bless you all.

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  • Nicodemus    Jul 15, 2015

    Hi my lenders I have decided to pay again .. I have seen it has affected my timely payment record.. WHEN THE RECORDS ARE RECONCILED WILL BE VERY HAPPY TO GET THE FUNDS BACK TO Business..Thanks to my V M who sent mail concerning the same to Zidisha team. Whom I know soon it will be OK.
    Many thanks to my lenders and the entire Zidisha team

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  • Evans    Jul 13, 2015

    i paersonally forwaded an email concerning Nichodemus Mgoti of the futile transaction he made using another line other than the recorded line that he registerd with you. so far i have not recieved a feedback whether you credited his account or not. Baya,

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  • Nicodemus    Jul 7, 2015

    Hi my lenders I finalized the payment long ago . But waiting my VM to help Zidisha team reconcile my records as I paid through my second Safaricom line.
    Thanks all . Nicodemus mgoti

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  • Evans    Jun 13, 2015

    I have just called Nichodemus over the phone and has promised to pay in by tommorow the balance. Baya.

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  • Nicodemus    Jun 2, 2015

    Hi my lenders I managed to make payments to Zidisha that has not not reflected..a payment of 1170 kshs. I realised I had paid through my second line of safaricom number 0705396907
    Transaction code JEN1FYA5LL on 23/5/15 Around 11:10 Pm.
    Kindly help me reconcile my records.. Otherwise Iam doing well with my business ..
    Wish all the zidisha community good health

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    • Roy    Jun 2, 2015

      Please note that this discussion space serves mainly for public communication purposes between lenders and borrowers. Because Zidisha staff do not always manage to monitor all the comments. If after some time, it still has not been processed correctly, contact Zidisha via e-mail at [email protected]. Please remember that the staff are also volunteers, so please be patient.

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      • Nicodemus    Jun 9, 2015

        Thanks very much Roy.. I will be patient.. Problem is with my email password but I will continue working on it..and send mail once it reopens.

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  • Nicodemus    Apr 30, 2015

    Thanks lenders for the quicker funding.. I really feel humbled by the way you lenders and the entire Zidisha team. I now feel a part of this family. I will use the loan to expand services to the community ..
    Long live and God bless us all

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  • Nicodemus    Apr 29, 2015

    Hallow my lenders. The first loan was very successful for my business did not let me down.. I managed to make more customers..This has improved greatly the living standards of my family.. If given another loan I will further expand my business and the small profit I will be getting I will save to build my own shop.
    Thanks for giving me another opportunity.

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  • Nicodemus    Apr 13, 2015

    Hi my lenders my business is doing well. Thanks a lot for lending as this has uplifted my living standard. My family is enjoying food bought on a whole sale prices . thus enabling me save some coins

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  • Nicodemus    Mar 2, 2015

    Thanks for lending ..I have a reason to smile. Wish you all well

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  • Nicodemus    Feb 25, 2015

    My lenders Iam patient . Need your consideration as I see only 6 days left.. I will be very greatful if my application will be met by your utmost consideration

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  • Nicodemus    Feb 23, 2015

    Hi my lenders. Today I visited Mr.Amos shutu who is also a beneficiary if Zidisha.. He has really encouraged to continue with the businesses and paying on time to meet the requirement of growing up.attached is photo taken at his shop

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  • Nicodemus    Feb 22, 2015

    My lenders you remain to be the backbone of my prosperity.. I hope my loan will be funded. Soon so as to help me not loose the few clients that I have. Thanks in advance

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