Name
Hellen
Member since
May 2013
On-time repayments
146 installments • 26%
My names are Hellen Ndinda Mandi. I was born in 1967 in Taita Taveta Vounty, the coastal part of Kenya. I am a Kamba by tribe, I am honest, competent and hardworking. I come from a very humble background. I reside in Mtwapa – Kilifi County. I am a born again Christian. I have three children and am married. I am a business woman and that’s what I use to fend for my three children. My first born is in form four, followed by form one and lastly class four. The reason why I started this business was to look for something that would make move on rather than being a housewife. The earnings I get most of the time go to food and stock to keep my business going.
As a businesswoman, I normally sell home basic needs like, kales, tomatoes, onions, garlic, spices, cereals, potatoes, cabbages, fruits. Yes I have clients who must purchase the above aforementioned items. Especially the cereals and vegetables as they foods which must be eaten. My customers prefer my business because I normally sell my items at a cheaper rate unlike supermarkets and other points. The business is profitable because I have so many clients as I sell compulsory needs. Actually I have minimal risks as I have no problems with the authorities such as the County Council as I already acquired a license.
On a good day I normally produce 1,200/= so that adds upto 36,000/= per month.
Total expenditure per month is 21,000/- that is school fees, electricity, food, stock and rent. So my monthly profit is 11,000/=
Thank you so much Zidisha Fraternity for my loan approval. I was really praying for that approval. First and fore most I will be working on adding stock to my business. I want to purchase cereals that is Beans, rice, wheat, maize flour and peas because the stock had reduced. Being a Zidisha member I know I will succeed because as part of my plans I am working on repaying this first loan very fast once I get it and will be working on getting a second one. That will be used to widen my business as I am planning to open another cereals shop and a place to sell the home basic things as stated on my profile about my business. Once again thank you and God bless you.
Positive
None
Neutral
1
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Jun 5, 2013
Repayment status
On Time
Projected term
12 months
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Amount repaid
$114.02
Amount remaining
$0.00
Date repaid
Mar 5, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 14, 2013 | $9.44 | Jul 15, 2013 | $9.44 |
Aug 14, 2013 | $9.44 | Jul 15, 2013 | $0.08 |
Aug 15, 2013 | $9.31 | ||
Sep 15, 2013 | $0.05 | ||
Sep 14, 2013 | $9.44 | Sep 15, 2013 | $9.44 |
Oct 14, 2013 | $9.44 | Sep 15, 2013 | $0.04 |
Oct 15, 2013 | $9.40 | ||
Nov 13, 2013 | $9.44 | Oct 15, 2013 | $0.12 |
Dec 13, 2013 | $9.32 | ||
Dec 13, 2013 | $9.44 | Dec 13, 2013 | $9.44 |
Jan 13, 2014 | $9.44 | Dec 13, 2013 | $0.29 |
Feb 11, 2014 | $9.15 | ||
Feb 13, 2014 | $9.44 | Feb 11, 2014 | $9.44 |
Mar 14, 2014 | $9.44 | Feb 11, 2014 | $9.44 |
Apr 14, 2014 | $9.44 | Feb 11, 2014 | $0.54 |
Mar 5, 2014 | $8.90 | ||
May 14, 2014 | $9.44 | Mar 5, 2014 | $9.44 |
Jun 14, 2014 | $9.44 | Mar 5, 2014 | $9.44 |
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