Avonkol Mbindyo

Nairobi-dolholm, Kenya

3% repaid

Entrepreneur

Name

Avonkol Mbindyo

Member since

January 2014

On-time repayments

225 installments  •  3%

About Me

My name is Avonkol Mbindyo Mutie.i am a father of two children.a daughter and a son.my wife operates at a shop we opened on January 2013 while for me i work at Nairobi water company.
We opened the shop soon after my wife completes his part time classes as a business administrator to boost our income.
From the shop which is a mini supermarket,we sell sugar,salt utensils ,school materials and general other shop items.
We also have an Mpesa in the shop which we make deposits,withdrawals and register new customers

My Business

As stated here above,my wife operates at a shop we opened on January 2013 while for me i work at Nairobi water company.
We opened the shop soon after my wife completes his part time classes as a business administrator to boost our income.
From the shop which is a mini supermarket,we sell sugar,salt utensils ,school materials and general other shop items.
We also have an Mpesa in the shop which we make deposits,withdrawals and register new customers.
We have so many customers as we are the only shop offering retail items which are easily affordable with also an Mpesa inside.
From the shop,we make about ks 5,000 per day making about ks 150,000 per month.our net profits averages of about ks 40,000.
We will simply pay our loan without any constrain.

Loan Proposal

Thank you so much ZIdisha micro finance for allowing me to be one of your member .I would like to come to you lenders and request you to finance our shop and Mpesa.
We will apportion the loan as follows . Half of the money will be used to add goods in our mini supermarket and the rest half goes to additional mpesa working capital.
Thank you for your kind assistance!

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$250.00

Date disbursed

Jan 12, 2014

Repayment status

Late

Projected term

52 months

Lenders

V

vidarlil

Sandefjord, Norway

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

yosefchayim

Bournemouth, United Kingdom

B

Butters

San Jose, United States

J

JayZKay

New York, United States

A

anagnan

BRUXELLES, Belgium

Giucca

Indjija, Yugoslavia

C

CZC

Lake Zurich, United States

TuveTheDog

Helsinki, Finland

T

Texikan

Fort Worth, United States

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  • Bavarian    Nov 11, 2014

    FRAUD!!! Shame!

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  • Tobias    Jun 30, 2014

    After having called Avonkol and his phone is switched off, I called Mr. Peter that person he has indicated as a community leader, and Mr. Peter has denied knowing Mr. Avonkol and even said he his not a Principal of the indicated School, this case is complex and I would request the admin to review. Thanks

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  • Tobias    Jun 4, 2014

    I have tried to call Avonkol and his phone is off all the time.

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  • Eric    Mar 31, 2014

    Hi Lenders
    Sorry my vm page has problem in that i can't see all that are on arrears on my 'assigned member repayment report' that why i have not notice Mr.Mutie.
    I have called Mr.Mutie mobile phone toady but he offline.Please i will try to contact him again tomorrow and if he will be still off i will contact his community leader to know his where about then let you know.
    Thank you

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    • Avonkol Mbindyo    Apr 1, 2014

      i will try make payments today Eric,i have been having a small problem as my child has been admitted for a while now since my first reschedule.

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  • CZC    Mar 27, 2014

    Mr. Mutie,

    How are you doing? I see that you are now nearly 3 weeks in arrears after having rescheduled your loan. Can you please update your lenders on your situation?

    Please remember that lenders are generally very flexible and understanding as long as there is communication.

    Thank you,
    Cris

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    • Eric    Mar 31, 2014

      Hi Cris,
      Sorry my vm page has problem in that i can't see all that are on arrears on my 'assigned member repayment report' that why i have not notice Mr.Mutie.
      I have called Mr.Mutie mobile phone toady but he offline.Please i will try to contact him again tomorrow and if he will be still off i will contact his community leader to know his where about then let you know.
      Thank you

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  • CZC    Mar 11, 2014

    Mr. Mutie,

    I see that you have rescheduled your loan for a second time. When you advertised your loan to be funded your repayment schedule stated you would pay it off in 4 weeks. You later rescheduled and increased that to 112 weeks. Today, March 10, you rescheduled to 225 weeks. That is almost 56 times longer to repay your loan than your original time frame.

    I am in favor of borrowers being allowed to reschedule, but I would like to understand why such a drastic increase. You did not provide us with an adequate explanation as to why you needed to reschedule for a second time and specifically why it needed to be over such an extended period of time.

    I would appreciate it if you could help us understand your reasoning.

    Thank you,
    Cris

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  • Avonkol Mbindyo    Mar 10, 2014

    Due to the repayment of weekly basis,i would like to seek all zidisha lenders to allow me reduce my monthly payment as i have just invested on it thank you.
    Due to the repayment of weekly basis,i would like to seek all zidisha lenders to allow me reduce my monthly payment as i have just invested on it thank you.

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  • Avonkol Mbindyo    Feb 6, 2014

    hi lenders ,i am just letting you know i have already made my Small payment of ks,300.
    The business of-course is doing well.
    Thank you.
    Mbindyo Mutie

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  • Avonkol Mbindyo    Jan 27, 2014

    Due to the repayment of weekly basis,i would like to seek all zidisha lenders to allow me reduce my monthly payment as i have just invested on it thank you.
    Due to the repayment of weekly basis,i would like to seek all zidisha lenders to allow me reduce my monthly payment as i have just invested on it thank you.

    Log in to reply • Share


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