Hannah

Kiptagwanyi, Kenya

16% repaid

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Entrepreneur

Name

Hannah

Member since

April 2012

On-time repayments

23 installments  •  35%

About Me

am a window with 5 with children who are all schooling i live in kiptagwanyi center which is about 43 kilometer from nakuru town nakuru is the major town in this area where you can get if you want to buy goods in wholesale price. i live in plot no 566 here people call mama muriithi wa mashamba because of my business of buying shamba and selling them.this has my business even before my husband pass away, i was doing this business,it help me to care for my children education and other need in life. i love my job because there is no competation in this business

My Business

my business entail in buying plot or land in this area and then cut it to a small potion of plot and sell it to any who can afford and also where i can get profit .the business is good in profit because like now people are coming from as far as Nairobi to look where to buy plot to build homestead because to buy land in Kenya now have became very costly in other area, but here in kiptagwanyi the price is low because this land have no title deed .the main challenges is lack of finance that accelerated by high interest rate in local micro finances

Loan Proposal

thank you zidisha and lenders,in this loan i will add to the money i have and buy a shamba which i have already spotted and negotiated from the owner that she will sell to me,then i will be able to ct it to plot so that i can sell to the people who is in need for a place to build a house for the family.in that way i will be able to get profite and able to repay in time .thank you

Feedback

7

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,114.00

Date disbursed

Mar 29, 2013

Repayment status

Late

Projected term

19 months

Other loans

Jun 2012:  $500

Dec 2012:  $1,006

Lenders

D

Delph007

Den Haag, Netherlands

G

Gastao

Covilhã, Portugal

Rdcmole

Cincinnati, United States

KyRoamer

Louisville, Kentucky, United States

T

theotherjen8

Dunkirk, United States

MajesticLight

Harrisonburg, United States

M

missjoyy

Munich, Germany

Creole1

Mobile, Alabama, United States

A

Astrid

Den Haag, Netherlands

F

Foreclosedjapan

Osaka, Japan

J

jzidi

Los Angeles, United States

Taata

Multia, Finland

pentatonicscale

Niiza-shi, Japan

Namaste250

Pittsford, United States

zphelj

Dallas, United States

LadyPhi

Ontario, Canada

RandyPetersen1

Colorado Springs, United States

gadis

jakarta, Indonesia

W

WHYu-NYC

New York, United States

Ask Hannah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • A

    Astrid    Jan 25, 2016

    Hi Hannah, How are you doing today?

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  • A

    Astrid    Jan 2, 2015

    Hi Hannah,
    I wish you, your family and your business all the best for 2015. Can we expect some more repayments from you soon? Thanks!
    Astrid

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  • A

    Astrid    Aug 6, 2014

    Hi Samuel, I'm very sorry for Hannah but I hope you keep in touch. Too many losses on Zidisha already.

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  • Samuel    Jun 5, 2014

    Dear lenders,

    I have phoned Hannah today at 8.50am . She is fine. She explains that she has had one major challenge. She is quite apologetic for her non-repayment.

    On receiving the loan on March 2013, she deposited the amount in her bank account in a local bank where she believed the money will be very safe.

    Unfortunately in April 2013 the bank fell victim to ATM fraudsters. Most of its customers were affected. A customer would wake up to find money is missing in their account. Hannah was one of them. She personally lost about $1800 from her account.

    She has made several attempts to recover the funds. She visited the bank's regional & national headquarters. Every time she visits their offices she is told that investigates are still on-going.

    She is herself computer illiterate & requires assistance to post any comment on her loan profile. This explains her few comments over time.

    She however promises to work hard to repay what she was loaned through zidisha.


    Thank you for your understanding.

    VM Samuel Shehi.

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  • W

    WHYu-NYC    Apr 4, 2014

    Hannah,

    Are there any updates on your loan?

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  • Hannah    Oct 4, 2013

    hello zidisha team i decided to reschedule my loan because my business is not doing well at this moment here in kiptangwanyi we are almost to harvest and i am sure there will be a high circulation of money and after the duration of two months i will be able to sell many plots as possible.I have many customers who have already ordered some of the plots and they have assured me that they are waiting to harvest and i am sure they will do so.Thanks in advance hannah waihira.

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    • Taata    Oct 4, 2013

      Thank you for keeping us lenders up to date. Good luck!

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    • pentatonicscale    Nov 13, 2013

      Hello Hannah, I have been worried about you and have been praying for you. Thanks for updating us and for giving us a repayment so we know you mean to continue paying back. I hope your business goes very well from now on.

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  • Hannah    Jun 14, 2013

    thank you dear zidisha lenders for granting me this opportunity.first i have decided to reschedule my loan because the market of buying and selling of plots in this area have gone down due to abrupt weather change.the season is rainy thus it becomes more and more difficult to access buyers and also most of the people in the area have turned down to farming.but God wishes by the end of this month i will make sure that i will fulfill the agreement.

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  • pentatonicscale    May 8, 2013

    Thank you for the repayment. How is your business doing? I am very busy with my students getting ready for the end of the school year in June.

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  • jammytylee    Apr 24, 2013

    Hi Hannah,

    I just found out about this loan. Congratulation for getting the money you need!
    I love real estates/land and believe that if you know how to do businesses with land you will have extremely bright financial future for you and your family. I hope you will do well and earn a lot using the loan. Hope you can continue to give us update on how your business is doing. I would love to finance loan to your business the next round :)

    Jammy

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  • pentatonicscale    Apr 19, 2013

    Hello Hannah, how are you? I am busy with preparing my choirs for concerts, and also planting my garden, as it is spring here in Japan. I am planting tomatoes and basil and fertilizing my fruit trees. My garden is very small but I enjoy growing things in it.

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  • pentatonicscale    Mar 29, 2013

    You are a Proverbs 31 woman!

    Proverbs 31:16-17 She considereth a field, and buyeth it: with the fruit of her hands she planteth a vineyard. She girdeth her loins with strength, and strengtheneth her arms.

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  • Namaste250    Mar 29, 2013

    Hi Hannah, some of the zidisha volunteers were worried you wouldn't reach the 100% goal. But here you are. Just shows what we can do when we all work together. Best of luck.

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  • Hannah    Mar 29, 2013

    yeah,pentatonicscale, i have accepted the loan and i hope i will receive quicker so that i can fund the plan i have at this time.also i thank all who participate in funding my loan and also zidisha for accepting me in this platform,i wish i can repay as quick because if the plan i have succeed i will get a big profit but i will be very conciuos not to repeat the last mistake

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  • pentatonicscale    Mar 29, 2013

    Well look at that, you are fully funded. Praise the LORD from whose hand comes all good things.

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  • Hannah    Mar 28, 2013

    thank you gadis,it okay, i appreciate your effort in funding me, thank you and GOD bless you.dear pentatonicscale,i now understand the translation thank you

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  • Hannah    Mar 27, 2013

    thank you all who are participating on funding my loan ,i am pleased to see you effort, may GOD reward you all, and i hope many will come forward to fund me. thank you and lord GOD bless you

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  • Hannah    Mar 27, 2013

    dear pentatonicscale , i did int know that you are sister,i am very happy to know that you are the first as i see i am above 50% funded,you know to help a woman is to help a family because she is the one who take care of all family.i am requesting you to translate in English so that i can understand as i don't know french and i would be happy to read the comment.

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    • pentatonicscale    Mar 27, 2013

      The French is just your "my story," "about my business", and "purpose of loan" translated so that French-speaking lenders can read it!

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  • pentatonicscale    Mar 27, 2013

    Here is a translation into French (not by me, my French isn't that good)
    Je suis veuve avec 5 enfants à charge, tous en âge scolaire.J'habite "
    Kiptagwanyi " 43 kilomètres de la ville de "Nakuru" où on peut faire
    des activités commerciales importantes. Je suis à l' adresse no 566.Ici
    je suis connu sous le nom de "mama muriithi mashamba " du fait de mon
    activité d'achat et vente de terrain.C'est une activité que j’exerçais
    même avant le décès de mon époux. Cette activité m'aide à subvenir aux
    besoins de ma famille.
    Mon activité consiste en achat de terrain, puis je les morcelle en
    parcelles et je les vends.L'activité est profitable, parce que les gens
    viennent de loin, de Nairobi pour acheter des lopins de terrain à
    bâtir.En fait, au KENYA les parcelles coûtent très chers. A Kiptagwanyi
    par contre les prix sont bas.Ici le grand défi est le manque de
    financement,car celui des micro finance de la place est octroyé a un
    taux d’intérêt très élevé.
    Je remercie ZIDISHA et tous les prêteurs.Le prêt sollicité sera
    destiné à l'achat de terrain que j'ai déjà identifié et négocié avec le
    propriétaire.Je revendrai ce terrain en parcelles,aux gens qui sont à la
    recherche d' un lopin pour construire une habitation;la vente de ces
    parcelles me permettra de réaliser un profit substantiel ce qui me
    permettra de rembourser le prêt avant échéance.
    Merci à vous tous

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  • Hannah    Mar 26, 2013

    i want to send my gratitude to you mr pentatonicscale because of your much concern about what i go through, you know this delay of my loan made a big damage in my business ,but now i can try to recover the lost,i hope one day in this life lord will reward you back the good concern you have taken because of my loan.i have been lost, not knowing what to say because this platform is not like bank counter where somebody can talk face to face with the manager.but now i am back and i don't want to remember the past i focus in the future ,but if i can give zidisha advice it is time to have office here in kenya and also in kiptagwanyi so that we and you lenders can negotiate if any concern arise ,many people are ready even me i got a girl who complete a level last year she can volunteer because of her mother.thank you pentatonicscale and god bless you.[hannah waithira]

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    • pentatonicscale    Mar 26, 2013

      I'm so glad to see your loan up and that I'm the first one on it! I hope it fills quickly. The LORD bless you and keep you.

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  • pentatonicscale    Mar 25, 2013

    I just heard that your account has been activated and you can ask for another loan. I will be watching so that when you post your new loan I can lend to you!

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