Amani

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

Amani

Member since

January 2013

On-time repayments

54 installments  •  20%

About Me

Am Amani Wanje Iha a resident of mtwapa and a businessman in mtwapa as well. Am a familyman married and with three children. The first child is a boy aged twelve years and is in class five now, the scond is ten years and is in class one and the third is one and a half years old I live with my children here in mtwapa. my educational background is class eight leaver, i missed the opportunity of joining to a secondary school due to my family's financial status. After my primary school i started venturing in business.My profession is a matatu driver, so with my daily wages i saved and managed to start a bodaboda business. This business picked up so well. And am so happy that i started this business. I dont ride the motorcycles but i hire to riders who hire at ksh 350 per day i now have two motorcycles. so with the two motorcycles i get ksh 700 per month which makes ksh 21,000 per month. With this amount i buy food for my family, pay school fees for my children pay house rent and also invest back the business. and also save

My Business

Am a bodaboda businessman, here in mtwapa and also in the neighboring towns. My main role in this business is to buy motorcycles and then hire to riders and in this exercise i provide employment the youth. As this town is developing is also the business opportunity as well. With this high population this business does very well.This business does good and i make an income of ksh 21,000 per month. I use part of this for my family use adding to my normal daily wages. Risks in this business is theft at night and also when it rains the roads become flooded and repair costs of motorcycles go up.With this business income i use ksh 2,000 paying my house rent ksh 5,000 paying school fees this is because my children are in a private school as private school provide the best education standard.i also spare ksh 5,000. so this means i save ksh 9,000. With this amount a can repay my zidisha loan. My objective is to create a job atmosphere for the youth which has been a big challenge as the lack of employment in Kenya. With this i want to add more motorcycles and i want zidisha to help me

Loan Proposal

thank you zidisha members to make my application of success am proud of you for the good that you are doing to the community. am going to use this loan to buy another second hand or used motorbike into my business and buy a few spare parts which will help me fix or repair my bikes easily when they got problem. and by adding the second motorbike it will help me increase my daily income.give me a good interest

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Feb 2, 2013

Repayment status

On Time

Projected term

7 months

Other loans

Lenders

Lauren Rosenbaum

Washington, DC, United States

AWOL

USA, United States

G

GalantnostS

Hong Kong, Hong Kong

KYLE LARSON

Little Falls, United States

investor

Candiac, Canada

adaniels85

Louisville, United States

JLadieu

Bellingham, United States

LA

United States

B

Bavarian

Bavaria, Germany

yosefchayim

Bournemouth, United Kingdom

pentatonicscale

Niiza-shi, Japan

K

kjgeenszins

groningen, Netherlands

R

RobBne

Brisbane, Australia

Blake

Rockford, United States

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  • Ndungu    Apr 11, 2015

    Dear Lenders, I finally managed to get Mr. Iha on phone. He explained to me that he has been having many problems in his business but he will resume repaying his loan as from Sunday. Thank you for your patience.

    VM

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  • Ndungu    Apr 6, 2015

    Dear lenders, I have been trying to reach Iha on phone but his phone is switched off. I spoke to his community leader who assured me that Iha is fine and he promised to remind him to pay his loan. I am following his case very keenly and I will keep you posted on what happens next.

    VM

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  • Ndungu    Jan 14, 2015

    Dear lenders, Mr. Iha has been unreachable for the last few weeks. I will keep trying to reach him.

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  • Ndungu    Nov 19, 2014

    Dear lenders, I spoke to Mr. Amani today and he promised to make the resume his payments on Friday. He has been unwell but he has now resumed his normal duties. Thank you for your patience.

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  • Ndungu    Sep 20, 2014

    Dear lenders, I spoke to Mr. Amani yesterday and he promised to make the overdue payments on Sunday. He said that his motorbike broke down but he managed to have it repaired yesterday and he is back to his normal business.

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  • Ndungu    Jul 3, 2014

    Dear Lenders, I am Amani's mentor. I was made his mentor early this year when he was in arrears. Through showing him the importance of repaying his loans promptly, his record improved dramatically until he cleared his loan. I feel he deserves another chance and I will continue to work with him so that he does not slide back to defaulting.

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  • Amani    Jun 2, 2014

    Hello my dear lenders am gratiful with the progress of my loan, am happy to my being funded. Thank you and God bless you all.

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  • Amani    May 28, 2014

    Thanks for giving me another chance to access another loan ..I will add the loan amount to my other capital to buy a new motorbike.This is because i need to avoid the high maintenance cost of the old motorbike,wish all Zidisha members well

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  • Amani    May 23, 2014

    Hi my lenders There is one thing that I do not understand..Kindly let it be clear to me how long will I have to wait before I receive the loan as Going to be funded as this is my third week..and my loan is now 5% and time expired for funding..SHOULD I REAPPLY AND HOW ?. Thanks wish you all well

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  • Amani    May 21, 2014

    Hallow my lenders I kindly ask you for my funding as I see the date has expired.Sorry for I know I did not reach the required target of 95% and above this was because of Issues that I told you earlier..
    Kindly consider me for this as its a good lesson not only to me but to other people who do not meet this mark.
    I know how FAR Zidisha has taken me to..THATS WHY I DO NOT WANT TO LOOSE THIS GOLDEN OPPORTUNITY.. Thanks and wish you all well

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  • Amani    May 19, 2014

    Thanks to my lenders as Iam seeing good progress as my loan is being funded.. im eagerly waiting to be fully serviced that I can continue with my business as usual..Am doing good despite the conditions of my motor bike..Allow me to say THAT IF IT were not you ZIDISHA maybe my life would be grounded Because you gave a golden chance by offering me the first loan.That made me meet some of the maintance costs.. If you can consider me by giving me some amount DOUBLE the first loan u will have helped a BIG deal..
    WISH YOU ALL THE VERY BEST

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  • Amani    May 9, 2014

    Hallow my lenders I requested a loan amount above the usual amount that was to be given to me..If given another chance I can prove to you that Iam a potential borrower..More so had it not been for the guy who misled me may be I would have gone beyond 75%..I will be very happy to get the loan for I already got a willing buyer for my two second hand motorbikes.wish you well

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  • Amani    May 6, 2014

    IAM VERY HAPPY TO REACH THIS FAR AND ITS BECAUSE OF THE GOOD COMMITMENT AND TRUST THAT ZIDISHA HAS IN PEOPLE LIKE ME.i FEEL GREAT FOR THE FURTHEST ZIDISHA HAS TAKEN ME TO..LONG LIVE ALL LENDERS

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  • Ndungu    Apr 27, 2014

    Lenders, Mr. Amani was mislead by an imposter and told to send the money to another local micro-finance. It’s now a police case but in the meantime he will clear off the balance by next week even if he fails to recover his money before then.

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  • Amani    Apr 20, 2014

    Hallow my dear lenders. I agree with you that my payment of my loan was very poor due to bad conditions of work both my driving job and the business. In fact I failed to be communicating with you informing you about my progresses, Which I have learnt is fundamental for the good growth of my business..As Am intending to borrow a new loan would wish to buy new motorbikes and sell the other two for efficiency purposes..I Will try to be one on the front line in terms of paying my loans so as to graduate to greater heights

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  • Ndungu    Apr 11, 2014

    Dear Lenders,
    Mr. Iha resumed his paying his loan on 10th. He promised to clear his outstanding balance next week.

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  • Amani    Dec 10, 2013

    Hello, am so happy to have reached this point My thanks to the entire zidisha community and my lenders for the good and wonderful work and cooperation you have shown to me so far. Zidisha is really helping people with their businesses. This is something to say thanks for. As for my loan i would like to finish my loan and get to the next step so as to expand my business further. Thank you so much for your financial assistance.

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  • Amani    Aug 2, 2013

    Hello, i have today repaid ksh 20,000 as my loan repayment, as my business has been so well due to the help the loan has done to and my business. Its so wonderful seeing that you care and understand us in this field. Am so grateful to your kindness and concern to us and our businesses. I would therefore like to finish my rest of payment in the shortest time possible. Thank you once again.

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