Sammy Kanja

Romgai, Nakuru, Kenya

100% repaid

Entrepreneur

Name

Sammy Kanja

Location

Romgai, Nakuru, Kenya

On-time repayments

105 monthly installments  •  94%

About Me

MY names are Sammy Kanja Nganga born in kandutura village, Rongai division, Rongai district of Nakuru County,in 1976,grew as other children in African .I was born with ten other sibling. I am married to one legal wife according to the traditional Agikuyu customs. I'm blessed with four kids, 3 boys and a girl.The girl is the apple of my heart. I started schooling in 1982, in a remote primary school called Kandutura primary school . Later Nakuru High where i successfully completed secondary Education , I started a business to earn a living and support my family.

My Business

I provide some services using a donkey pulling cart, my cart is pulled by three donkeys . I offer transportation to people and goods from the farm to the market and from the market to the farms. Most people prefer the services I provide, as a pulling cart can be used in different conditions of roads where vehicles cannot pass.The business is profitable as it only requires one to feed the animal well most oftenly. Risks include tire punchers, and death of donkeys due to pest and diseases attacks and changes in weather. In a month I usually use approximately of four thousand Kenya shilling to maintain a pooling cart and the donkey. I normally deworm the donkeys regularly and to buy some feeds additives to supplement their daily feeds. After providing the services and maintaining the pooling cart I normally get a profit of sh.10,000 that is the total earning 14,000 sh (minus4,000 expenses) in order to get the above profit.
I’m normally situated in a place called Waka centre where most farmers and business men and women who come for the service .On average I charge about kenya shillings 500 on any customer who hire my cart to transport his goods to his place of destination .At times I charge about 1000 shillings if the goods have to be taken for a distance that is greater than 8 kilometres .If given a loan, I can buy new tubes and tyres for the wheels and buy much more feeds to keep my animals strong and healthy.

Loan Proposal

Thanks for the previous two loans, it has help me a lot.For this loan i intend to buy one produce of milk cow[Frisian]worth K.E.S.70.000..K.E.S.30.000 to insure the animal because our Government has no any institution deals with Animals insurance.So i will use Private insurance to guarantee with my business.K.E.S.20.000 will be used to buy feeds and drugs for the animals to healthy.K.E.S.10.000 to construct the place it will live,in a new model standard.The business will be help full to me because milk is in high demand in our area for one lit res of milk is K.E.S.40, the cow well managed in the area producing 50 litres a day 40 will be 2,000 by30 days will be K.E.S.60,000.I will manage without problem to repay the loan .Also my wife will in job by feeding the animal,at the end of the month she will have to be paid by the percentage of the product of the animal,I will up dating you lenders .God bless you as you continue funding my loan.

Feedback

18

None

None

  • helogr53    Feb 28, 2016

    Great to see that your new loan is fully funded, Sammy! You are truly an inspiration and I feel honoured to be part of your lender team!

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  • camilberlin    Feb 24, 2016

    Paid back fully, and despite of some hardships on time (after slight rescheduling.) On top of it has been a volunteer mentor and needed the loan in the first place because helping his folks more than asked for. Recommended, would lend again! (in fact I just did)

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  • Sunnyside    Feb 24, 2016

    Great steady repayments - I shall be supporting your next loan.

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  • KirstenShute    Feb 1, 2016

    Sammy Kanja repaid in full on a mostly consistent schedule - moreover, he posts frequent updates and plans his business carefully. Great job!

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  • JimVandegriff    Jan 25, 2016

    Good, long-term repayment of this loan. Thanks!

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  • nicole    Jan 24, 2016

    Sammy paid ahead of schedule. I would be happy to lend to him again!

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  • PaulE    Jan 24, 2016

    Very Reliable borrower and hard worker who cares about others before himself!

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  • artnking    Apr 8, 2014

    Great borrower. Best wishes!

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  • hugh1    Dec 6, 2013

    This 3rd loan was repaid in full as normal with Mr Kanja. Thank you very much.

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  • chkuo    Oct 21, 2013

    Great borrower, thanks and good luck!

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  • laurenrosenbaum    Apr 18, 2013

    Great borrower-kept us in the loop and repaid in full!

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  • mikedufty    Nov 18, 2012

    Paid early.

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  • marycb    Sep 26, 2012

    Well done, repaying your loan early and growing your business.

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  • Bena    Sep 24, 2012

    Sammy is definitely a good investment because he paid back the loan so quickly. I'm more than willling to re-invest in Sammy's ventures if he ever needs to borrow again.

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  • Spock    Sep 20, 2012

    Paid back in full and ahead of schedule. Thank you and good luck!

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  • melliecarma    Sep 13, 2012

    to be honest i invested in your loan because of your laughing face and, above all, i found your donkeys so cute. =;-) sadly, no donkeys any more around here in germany... =8-(

    mr. kanja repaid the full loan amount in 2012 although the set date would have been in 2013. well done, sammy! so business must have been good, congratulations! ah, by the way, give your donkeys an extra pat from me, will you? in fact they are your most valuable co-workers, they deserve it!

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  • Bena    Sep 1, 2012

    Mr Kanja repaid his loan in full. I will loan to him again without hesitation.

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  • Julia Kurnia    Oct 12, 2011

    Mr Kanja repaid his loan over a month early, and posted some interesting comments while his application was fundraising. I would have appreciated comments on the impact of the loan after it was disbursed. However repayments were made regularly and on time, and I'd be happy to lend to Mr Kanja again.

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Loan Info

Disbursed amount

$1,564.29

Date disbursed

Oct 4, 2012

Repayment status

On Time

Projected term

16 months

Cost of loan

Lender interest: $1,564.29 at 2.32% annual rate over 16 months = $48.99

Service fee: $1,564.29 at 5% annual rate over 16 months = $105.60

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