Ruth

Gilgil, Kenya

85% repaid

Entrepreneur

Name

Ruth

Member since

June 2013

On-time repayments

12 installments  •  33%

About Me

Am a young lady talented and eager for success in life.i reside in Gilgil town whereI have my own business of buying commodities in large scale and later sold them in the aim of getting something in return.i studied economics in Strathmore university Nairobi.After school is when i decided to start my own business using the little saving i had and help from my Dad.i ave managed to purchase a plot of land using the money i got from my business and also able to pay all my bills comfortably.i love this business and i do it passionately i do respect all my client and indirect customers as they are the backbone of my business.

My Business

my business involve buying good in large scale and later sold them in in retail.the demand for this service is very high due to increase in population as this town is developing day by day.the business is very profitable as it provide me with all i need.The reason as why my customers prefer my business to the competition is due to the services i do offer them, infact customer satisfaction is my pride.the risk my business face is theft and burglary at time during the wee hour robber may break in and vandalize everything although this has never happen to me.i love this business and i do it to my level best

Loan Proposal

thanks you very much to zidisha organization for giving me an opportunity to be a member and to access the loan from you .i will use the money to uplift my business by adding more stocks and make sure the business is running smoothly without any difficulty .am very proud having know such an organization.
warm regards
Ruth waburi

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jun 13, 2013

Repayment status

Late

Projected term

12 months

Lenders

lucafrangi

Vienna, Austria

E

erozlum

Istanbul, Turkey

F

Fiodal

Helsinki, Finland

R

Richard

West Sunbury, United States

Crestwood

Hamburg, Germany

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  • John    Dec 22, 2014

    Hi ,lenders Ruth Waburi will repay her loan till complexion the business has not been that good on her side but she promised to repay .
    Will keep you posted in case she talk me.

    regards
    John

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  • John    Jul 7, 2014

    i visited waburi today was not able to talk to her as her premise was shut down as i asked her neighbor she told me it had been shut for quite sometimes and her phone is offline .i will contact her community leader to let us know her situation

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  • John    Apr 23, 2014

    hi lenders, i was able to be in contact with Ruth waburi today and ask her of her past due .she told me that the business is not conducive but he will start repaying as soon as she got the cash this month .she requested to be given more time and she will be well but she will be paying little by little
    john

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  • John    Dec 16, 2013

    hi lenders ,i had communicated with ruth waburi concerning her repayment and said he will resume her monthly payment well in early January but she also said he will pay 500ksh at the moment as her businesses had gone down.i will keep in touch with her to remind her of her promise in net year on January
    thank you
    john

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  • Ruth    Oct 12, 2013

    Thanks you very much to zidisha organization for giving me an opportunity to be a member and to access the loan from you .i used the money to uplift my business by adding more stocks and make sure the business is running smoothly without any difficulty .am very proud having know such an organization. warm regards .may the God bless you for the good work you are all doing

    Ruth waburi

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    • John    Jan 9, 2015

      Hi Ruth
      Amount Repaid: 7,340 KES
      Amount Remaining: 1,902 KES
      kindly make those payment to catch up with the repayment schedules
      thank you

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  • Ruth    Sep 12, 2013

    high lenders i do hope that you are all fine .am also fine and the business is very much okay .the money u gave to me is working soo well to me and also to my business.i was able to do something i couldn't have done without your support .i salute all of you my good lenders and the whole organization for choosing me to be part of zidisha community.i promise to pay you back in time and if possible request for the second loan

    thank you alot
    ruth

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  • Ruth    Sep 12, 2013

    high lenders i do hope that you are all fine .am also fine and the business is very much okay .the money u gave to me is working soo well to me and also to my business.i was able to do something i couldn't have done without your support .i salute all of you my good lenders and the whole organization for choosing me to be part of zidisha community.i promise to pay you back in time and if possible request for the second loan

    thank you alot
    ruth

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  • Ruth    Sep 12, 2013

    high lenders i do hope that you are all fine .am also fine and the business is very much okay .the money u gave to me is working soo well to me and also to my business.i was able to do something i couldn't have done without your support .i salute all of you my good lenders and the whole organization for choosing me to be part of zidisha community.i promise to pay you back in time and if possible request for the second loan

    thank you alot
    ruth

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  • Ruth    Jul 18, 2013

    hi ;lenders ,i hope that you are all fine and sound.am also very much fine and am sorry i did not repay my first installment on time. i was upcountry and the m pesa services was no where to be seen but the important thing is i have paid as i promised .otherwise the business is doing good and is picking at a high rate nowadays.am very much happy for ll of you lenders and the whole organization for making to be proud being with you.

    regards
    ruth

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  • Ruth    Jul 18, 2013

    hi ;lenders ,i hope that you are all fine and sound.am also very much fine and am sorry i did not repay my first installment on time. i was upcountry and the m pesa services was no where to be seen but the important thing is i have paid as i promised .otherwise the business is doing good and is picking at a high rate nowadays.am very much happy for ll of you lenders and the whole organization for making to be proud being with you.

    regards
    ruth

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  • Ruth    Jul 10, 2013

    High lenders,Am in good health and my business is running well.in the business money you lend to me is working so well on me .I have a lot of client ever since i got that loan .Am planning to widen the business further in the near future.am very proud to be associated with a great company where i can directly communicate with my lenders and also zidisha staff .


    thank very much

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  • Ruth    Jun 19, 2013

    my business is going well and all my undertaking is running smoothly .the money you gave me is very useful to me and i have generated more than cash out of it .Am very very happy for this organization for giving me an opportunity to be a member and more so to to able to access loan from you.my God bless you all and continue doing the good job to other needy individual .


    thank you very much

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  • Ruth    Jun 14, 2013

    Hey lenders, am very grateful for receiving the money from you guys and in time. I have big plans for the cash and i believe it will fruitful. The main aim is expand my business. With your help i also believe i will be in a better position in regards to my business.I will make sure the money is spent wisely in order to have something in return and be able to repay when its due Thank you once more and will keep you posted.

    regards
    ruth

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  • Ruth    Jun 13, 2013

    hi zidisha team my name is ruth i posted the first loan and accepted the bids after it was fully funded but still now i have not received the money .one week is now gone .can someone help ?

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    • Richard    Jun 13, 2013

      From the FAQ page: Please feel free to contact by email to [email protected] or send a text SMS to +254 701-246-957 (Kenya) or +001 703-468-4795 (Other Countries) if you have any questions or concerns. We provide support to clients in English, French and Indonesian.

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      • Ruth    Jun 13, 2013

        thank you richard,but i was just asking to rereave the tension that my cash could have been send to other no.i just dont understand why a week is now gone and still i have not received the cash.in my profile they said the money will be dispersed withing a week thats the reason for asking since i have not seen any

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        • Richard    Jun 13, 2013

          There is a whole thread in the user forum about the same topic.
          I don't know the details of how disbursement works but some of the posts see to imply that the funds need to be picked up at the bank.
          It's worth a quick read to see if it can help
          www.zidisha.org/zidisha/bee...

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        • Richard    Jun 13, 2013

          There is a whole thread in the user forum about the same topic.
          I don't know the details of how disbursement works but some of the posts see to imply that the funds need to be picked up at the bank.
          It's worth a quick read to see if it can help
          www.zidisha.org/zidisha/bee...

          Log in to reply • Share
      • Ruth    Jun 13, 2013

        Richard thanks a lot for your concern at least you have shown me that you care .i got the money this evening at around 8:30pm.as was soo worried and i also thought my be they have sent the money to somebody else or may be i did not do something i was suppose to do.but anyway its ok that the money was finally sent.but fight for others since they also have the same problem i have a friend of mine here in Gilgil and the same is happening

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      • Ruth    Jun 13, 2013

        Richard thanks a lot for your concern at least you have shown me that you care .i got the money this evening at around 8:30pm.as was soo worried and i also thought my be they have sent the money to somebody else or may be i did not do something i was suppose to do.but anyway its ok that the money was finally sent.but fight for others since they also have the same problem i have a friend of mine here in Gilgil and the same is happening

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