Entrepreneur
Name
Ruth
Member since
August 2013
On-time repayments
72 installments • 25%
About Me
my mane is Ruth kerubo Oyaro,25 years old,married to one responsible husband.we are blessed with one beautiful daughter.
we live at Kiamunyi near olive inn village.
by profession,i am a registered medical laboratory technologist,previously worked at a mission hospital but i resigned two years a go so that i can venture in private business owing it has more returns and to boost my income.
from the returns i make,i have managed to buy more laboratory equipment to improve on service delivery to my increasing number of clients,pay my rent and also do savings.
My Business
As i mentioned earlier,i am a registered medical laboratory technologist.i established a modern medical laboratory at Central Business District in our county headquarters.It is located at the doctors plaza building.My direct source of market are the doctors within the plaza who send patients directly to my laboratory for medical laboratory tests.Not limited to this,i also get more clients from the nearby medical clinics and hospitals owing to my record of quality standard and timely work this boosts the demand of my services.in any business the is competition and i have managed thru this by intensifying advertisement by word of mouth and posters and offering commissions and discount to my customers.averagely,i make monthly earnings of 80,000,whereby i pay 1000 per month to the municipal council,10,000 as rent per month,11,000 to my one employee,29,000 as my salary and i save 29,000.you can concur with mi that this is a good business and is profitable therefore if given the loan to use to buy more reagents and equipment ,i am able to repay it within the stipulated time.
Loan Proposal
Thankyou my dear zidisha business community for providing me with a platform to grow as an entrepreneur.
Again,thankyou for ptoviding me with another chance to post another loan.
With the profits and savings i have obtained so far,i kindly ask for another loan to help me acquire a modern biochemistry machine because with this machine i will be able to do more laboratory work ups for my clients and the requests i get directly from other hospitals.This is because they have gained confidence in my work!and they are realy profitable.
Kindly provide me with this loan and trust me your investment in me shall be rewarding.
thankyou and be blessed.
Ruth
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$308.00
Date disbursed
Dec 13, 2013
Repayment status
Late
Projected term
70 months
Other loans
Lenders
Summary
Amount repaid
$196.71
Amount remaining
$365.52
Expected completion
Oct 20, 2019
Status
Repaying late
Installment amount
$3.65
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 19, 2014 | $0.00 | ||
| Feb 19, 2014 | $5.88 | Apr 15, 2014 | $5.88 |
| Mar 20, 2014 | $0.00 | ||
| Apr 20, 2014 | $0.00 | ||
| May 20, 2014 | $11.76 | May 15, 2014 | $11.76 |
| Jun 20, 2014 | $0.00 | ||
| Jul 20, 2014 | $11.76 | Jun 22, 2014 | $11.76 |
| Aug 20, 2014 | $5.88 | Aug 20, 2014 | $5.88 |
| Sep 20, 2014 | $0.00 | ||
| Oct 20, 2014 | $11.76 | Oct 20, 2014 | $11.76 |
| Nov 20, 2014 | $3.65 | Nov 19, 2014 | $3.65 |
| Dec 20, 2014 | $3.65 | Dec 20, 2014 | $3.65 |
| Jan 20, 2015 | $3.65 | Jan 21, 2015 | $3.65 |
| Feb 20, 2015 | $3.65 | Feb 20, 2015 | $3.65 |
| Mar 20, 2015 | $3.65 | Mar 20, 2015 | $3.65 |
| Apr 20, 2015 | $3.65 | Apr 26, 2015 | $3.65 |
| May 20, 2015 | $3.65 | May 22, 2015 | $3.65 |
| Jun 20, 2015 | $3.65 | Jun 29, 2015 | $3.65 |
| Jul 20, 2015 | $3.65 | Aug 19, 2015 | $3.65 |
| Aug 20, 2015 | $3.65 | Aug 26, 2015 | $3.65 |
| Sep 20, 2015 | $3.65 | Sep 26, 2015 | $3.65 |
| Oct 20, 2015 | $3.65 | Nov 3, 2015 | $3.65 |
| Nov 20, 2015 | $3.65 | Feb 2, 2019 | $3.65 |
| Dec 20, 2015 | $3.65 | Feb 2, 2019 | $3.65 |
| Jan 20, 2016 | $3.65 | Feb 2, 2019 | $3.65 |
| Feb 20, 2016 | $3.65 | Feb 2, 2019 | $3.65 |
| Mar 20, 2016 | $3.65 | Feb 2, 2019 | $3.65 |
| Apr 20, 2016 | $3.65 | Feb 2, 2019 | $3.65 |
| May 20, 2016 | $3.65 | Feb 2, 2019 | $3.65 |
| Jun 20, 2016 | $3.65 | Feb 2, 2019 | $3.65 |
| Jul 20, 2016 | $3.65 | Feb 2, 2019 | $3.65 |
| Aug 20, 2016 | $3.65 | Feb 2, 2019 | $2.47 |
| Mar 1, 2019 | $1.18 | ||
| Sep 20, 2016 | $3.65 | Mar 1, 2019 | $3.65 |
| Oct 20, 2016 | $3.65 | Mar 1, 2019 | $3.65 |
| Nov 20, 2016 | $3.65 | Mar 1, 2019 | $3.65 |
| Dec 20, 2016 | $3.65 | Mar 1, 2019 | $3.65 |
| Jan 20, 2017 | $3.65 | Mar 1, 2019 | $3.65 |
| Feb 20, 2017 | $3.65 | Mar 1, 2019 | $3.65 |
| Mar 20, 2017 | $3.65 | Mar 1, 2019 | $3.65 |
| Apr 20, 2017 | $3.65 | Mar 1, 2019 | $3.65 |
| May 20, 2017 | $3.65 | Mar 1, 2019 | $3.65 |
| Jun 20, 2017 | $3.65 | Mar 1, 2019 | $1.29 |
| Apr 2, 2019 | $2.35 | ||
| Jul 20, 2017 | $3.65 | Apr 2, 2019 | $3.65 |
| Aug 20, 2017 | $3.65 | Apr 2, 2019 | $3.65 |
| Sep 20, 2017 | $3.65 | Apr 2, 2019 | $3.65 |
| Oct 20, 2017 | $3.65 | Apr 2, 2019 | $3.65 |
| Nov 20, 2017 | $3.65 | Apr 2, 2019 | $3.65 |
| Dec 20, 2017 | $3.65 | Apr 2, 2019 | $3.65 |
| Jan 20, 2018 | $3.65 | Apr 2, 2019 | $3.65 |
| Feb 20, 2018 | $3.65 | Apr 2, 2019 | $3.65 |
| Mar 20, 2018 | $3.65 | Apr 2, 2019 | $3.65 |
| Apr 20, 2018 | $3.65 | Apr 2, 2019 | $0.12 |
| May 20, 2018 | $3.65 | ||
| Jun 20, 2018 | $3.65 | ||
| Jul 20, 2018 | $3.65 | ||
| Aug 20, 2018 | $3.65 | ||
| Sep 20, 2018 | $3.65 | ||
| Oct 20, 2018 | $3.65 | ||
| Nov 20, 2018 | $3.65 | ||
| Dec 20, 2018 | $3.65 | ||
| Jan 20, 2019 | $3.65 | ||
| Feb 20, 2019 | $3.65 | ||
| Mar 20, 2019 | $3.65 | ||
| Apr 20, 2019 | $3.65 | ||
| May 20, 2019 | $3.65 | ||
| Jun 20, 2019 | $3.65 | ||
| Jul 20, 2019 | $3.65 | ||
| Aug 20, 2019 | $3.65 | ||
| Sep 20, 2019 | $3.65 | ||
| Oct 20, 2019 | $299.99 | ||
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