Catfish farming

Nur Hamzah

Makassar, Indonesia

7% repaid

Entrepreneur

Name

Nur Hamzah

Member since

September 2015

On-time repayments

24 installments  •  42%

About Me

Bone, 23 July 1990, I was born in a small village named torakkala, was born without his father and his beloved mother made me have to bear the burdens of life that is extraordinary. the struggle for the struggle to do a mother to feed her child that she loved. although it can not feel how wonderful the love of a father I still feel proud of my state, and the life of orphans is not a reason for me not to live successful, but it is my biggest motivation to prove to the world that I was able to stand on its own feet.____      long lived alone with his beloved mother apparently god wills. My mother met a man who became her soul mate until now. happy to see his beloved mother got a companion who had been expecting him, but my condition should also be filled with grief, weeping same time because I had to part with his beloved mother and a new father. then I have to go to the city together with my aunt to study in primary school, his pass in the city of Makassar. large distances make me and my beloved parents rarely met.__  __       living together with other people it feels very different life with loving parents, even though it was still a close family member. live away from your parents made me be more independent, stronger mentally and certainly other experiences that are difficult to express.____      elementary school years passed, I decided to go back into the village extend the middle school level. atmosphere much different from previous conditions. This is the place my parents returned struggling to survive. more regular school but to defend education, I sometimes have their own to seek costs, construction workers, farm laborers all I had gone through, for the sake of an education.____         Such is the course of my life to finish high school in 2009 did not end there, I had to think to go back to college frequency. of building workers' wages can I sign up to one of the universities in Makassar. although eventually have foundered amid street a few years after college. and out of the company I have ever experienced since college, after leaving school with no status expires, there I decided a very tough choice, decided to become an entrepreneur.____        starting from the sales of watches around 2011, then a service call, then buying and selling used electronic goods. which made me feel that my mental strength to strength to become a businessman, saw the potential of existing natural areas, I, I gradually switched to fishing business which continues today. The last few months I've been in design of a company engaged in the manufacture of fish feed and organic fertilizer.____      to meet the needs of my funds are also trying to collect money from salary as surveyor at one of the company's board of survey. My biggest dream of business that I run result is a happy people closest to me, especially his beloved mother, partly for business development.

My Business

1. sources of income__sources of income that will be used for the payment of loans derived from catfish business profits and salaries from survey institutes, where the results of the efforts of African catfish can be accepted every 4 months amounted to 8,000,000 IDR and received monthly salary amounted to 2,400,000 IDR.____2. type of business__ the fishing effort because the potential is increasingly becoming one of the basic needs of society in general, which I named business enterprises LELE HAB, which is engaged in the enlargement and marketing of African catfish.__ needs of the fresh fish that is constantly increasing, especially in urban areas and densely populated areas makes me motivated to develop this business,____3. The reason for the development of enterprises__ the more expensive salt water fish made of freshwater fish are increasingly in demand, especially fish of African catfish because resilience physically stronger than other freshwater fish and more fresh, evident from the survey that I've ever done in one fishmonger African catfish that focus on sales, within a week he can sell an average of 2 tons of catfish live.____4. The reason for choosing organic catfish__ catfish quality is highly dependent on feed given. Other farmers generally rely on the manufacturer of feed or feed made by big industry, while I rely on organic feed or natural. Industrial expensive feed prices make African catfish fish prices also expensive, besides physical endurance catfish feed manufacturers use is easier to die than those using organic feed, or feed homemade.____5. profits__ No gains on the feed that I gave, I can reduce feed costs by up to 30% compared to using the feed industry.__ My advantages compared to other catfish farmers are on a marketing system that I run and feed relatively cheaper because homemade.__jaringn business and experience of survey institutions make marketing system I manage better, plus economics in college.____6.Risks__ The main risk faced by existing weather conditions. where in the dry season there are some areas experiencing water shortages. so that necessary preparations in anticipation of drought conditions. one of which reserve land acquisition area water conditions are good.__moreover, transportation an obstacle that I face because I have not had a car transporting fish. African catfish so prices are relatively cheap when buyers come directly to the place of harvest than buyers ushered into place.__ __7. The monthly fees and total revenue__ initial capital / 5,000,000 IDR 4 months__ harvest 1 ton @ 13,000 IDR 13,000,000 IDR =__ -profit 13,000,000 IDR 5,000,000 IDR 8,000,000 IDR =__ __ the average monthly income of 2,000,000 IDR

Loan Proposal

loans to 2 I will use the facilities to complete the cultivation of African catfish, ranging settlement pond, supplying water machines, and other equipment.__completion of an approximately 1,000,000 IDR__water machine purchase approximately 1,000,000 IDR__other equipment 700,000__I hope the next loan can complete revamping project and facilities so that my customers feel comfortable with the conditions didekitar pool,__after all the facilities completed I have also been able to maximize the production of which has been a little slow, especially 2016 to come I will be working with several breeders of African catfish, it means I have to provide good facilities, the condition of the pool now only be used for enlargement while farmers need seed African catfish are easily available and cheap, because the seeds are the origin of much automated production difficult to obtain and relatively expensive, hopefully after an improvement project is completed can help farmers increase production and improve living standards of African catfish farmers.__water conditions are still an obstacle to now because I am still using water that used the general public, so sometimes there is a shortage of water in my pool and could lead to the production of less than the maximum, expected after the water machine can maximize the water for swimming, I also do not disturb water needs for general purposes,__profit forecast,__production target after revamping the pool about 1 ton per 2 months__1 ton of approximately 13,000,000 IDR__capital 5,000,000 IDR__profit for 2 months at 8,000,000 IDR__4,000,000 / month

Show original Bahasa Indonesia  

About Me

Bone, 23 July 1990, I was born in a small village named torakkala, was born without his father and his beloved mother made me have to bear the burdens of life that is extraordinary. the struggle for the struggle to do a mother to feed her child that she loved. although it can not feel how wonderful the love of a father I still feel proud of my state, and the life of orphans is not a reason for me not to live successful, but it is my biggest motivation to prove to the world that I was able to stand on its own feet.

      long lived alone with his beloved mother apparently god wills. My mother met a man who became her soul mate until now. happy to see his beloved mother got a companion who had been expecting him, but my condition should also be filled with grief, weeping same time because I had to part with his beloved mother and a new father. then I have to go to the city together with my aunt to study in primary school, his pass in the city of Makassar. large distances make me and my beloved parents rarely met.
  
       living together with other people it feels very different life with loving parents, even though it was still a close family member. live away from your parents made me be more independent, stronger mentally and certainly other experiences that are difficult to express.

      elementary school years passed, I decided to go back into the village extend the middle school level. atmosphere much different from previous conditions. This is the place my parents returned struggling to survive. more regular school but to defend education, I sometimes have their own to seek costs, construction workers, farm laborers all I had gone through, for the sake of an education.

         Such is the course of my life to finish high school in 2009 did not end there, I had to think to go back to college frequency. of building workers' wages can I sign up to one of the universities in Makassar. although eventually have foundered amid street a few years after college. and out of the company I have ever experienced since college, after leaving school with no status expires, there I decided a very tough choice, decided to become an entrepreneur.

        starting from the sales of watches around 2011, then a service call, then buying and selling used electronic goods. which made me feel that my mental strength to strength to become a businessman, saw the potential of existing natural areas, I, I gradually switched to fishing business which continues today. The last few months I've been in design of a company engaged in the manufacture of fish feed and organic fertilizer.

      to meet the needs of my funds are also trying to collect money from salary as surveyor at one of the company's board of survey. My biggest dream of business that I run result is a happy people closest to me, especially his beloved mother, partly for business development.

My Business

1. sources of income
sources of income that will be used for the payment of loans derived from catfish business profits and salaries from survey institutes, where the results of the efforts of African catfish can be accepted every 4 months amounted to 8,000,000 IDR and received monthly salary amounted to 2,400,000 IDR.

2. type of business
the fishing effort because the potential is increasingly becoming one of the basic needs of society in general, which I named business enterprises LELE HAB, which is engaged in the enlargement and marketing of African catfish.
needs of the fresh fish that is constantly increasing, especially in urban areas and densely populated areas makes me motivated to develop this business,

3. The reason for the development of enterprises
the more expensive salt water fish made of freshwater fish are increasingly in demand, especially fish of African catfish because resilience physically stronger than other freshwater fish and more fresh, evident from the survey that I've ever done in one fishmonger African catfish that focus on sales, within a week he can sell an average of 2 tons of catfish live.

4. The reason for choosing organic catfish
catfish quality is highly dependent on feed given. Other farmers generally rely on the manufacturer of feed or feed made by big industry, while I rely on organic feed or natural. Industrial expensive feed prices make African catfish fish prices also expensive, besides physical endurance catfish feed manufacturers use is easier to die than those using organic feed, or feed homemade.

5. profits
No gains on the feed that I gave, I can reduce feed costs by up to 30% compared to using the feed industry.
My advantages compared to other catfish farmers are on a marketing system that I run and feed relatively cheaper because homemade.
jaringn business and experience of survey institutions make marketing system I manage better, plus economics in college.

6.Risks
The main risk faced by existing weather conditions. where in the dry season there are some areas experiencing water shortages. so that necessary preparations in anticipation of drought conditions. one of which reserve land acquisition area water conditions are good.
moreover, transportation an obstacle that I face because I have not had a car transporting fish. African catfish so prices are relatively cheap when buyers come directly to the place of harvest than buyers ushered into place.

7. The monthly fees and total revenue
initial capital / 5,000,000 IDR 4 months
harvest 1 ton @ 13,000 IDR 13,000,000 IDR =
-profit 13,000,000 IDR 5,000,000 IDR 8,000,000 IDR =

the average monthly income of 2,000,000 IDR

Loan Proposal

loans to 2 I will use the facilities to complete the cultivation of African catfish, ranging settlement pond, supplying water machines, and other equipment.
completion of an approximately 1,000,000 IDR
water machine purchase approximately 1,000,000 IDR
other equipment 700,000
I hope the next loan can complete revamping project and facilities so that my customers feel comfortable with the conditions didekitar pool,
after all the facilities completed I have also been able to maximize the production of which has been a little slow, especially 2016 to come I will be working with several breeders of African catfish, it means I have to provide good facilities, the condition of the pool now only be used for enlargement while farmers need seed African catfish are easily available and cheap, because the seeds are the origin of much automated production difficult to obtain and relatively expensive, hopefully after an improvement project is completed can help farmers increase production and improve living standards of African catfish farmers.
water conditions are still an obstacle to now because I am still using water that used the general public, so sometimes there is a shortage of water in my pool and could lead to the production of less than the maximum, expected after the water machine can maximize the water for swimming, I also do not disturb water needs for general purposes,
profit forecast,
production target after revamping the pool about 1 ton per 2 months
1 ton of approximately 13,000,000 IDR
capital 5,000,000 IDR
profit for 2 months at 8,000,000 IDR
4,000,000 / month

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Loan Info

Project Type

Classic Loan

Disbursed amount

$202.00

Date disbursed

Jan 6, 2016

Repayment status

Late

Projected term

3 months

Cost to entrepreneur

Service fee: $9.27

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Hans Rytterbrant

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John Minges

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Anonymous

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L

Linda

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