Entrepreneur
Name
Joel
Member since
January 2014
On-time repayments
193 installments • 24%
About Me
My names are Joel Maina,born in the year 1974.I am an orphan and the only child in my family, brought up by my grandparents.I am married and blessed with children.I went to school at Osembo Primary School and later joined Jomo Kenyatta High School. In both levels i scored passes. I later enrolled my self in Wanyororo polytechnic and i underwent tailoring course and opened a tailoring shop, which has been my source of livelihood. 9 months ago i started a Pool Table and Dart board business branded,"Joel Recreation Center". The earnings that i get from my two businesses are used to purchase materials for sewing shop and pay rent and pool attendant and the rest used for daily upkeep of my family
My Business
My business goes under the brand name of "Joel Recreation Center ".It is a well established business since it has been in operation for 9 months.My business deals in offering recreational services where youth play pool table and Dart games at a reasonable fee.The demand of my recreation business has sprung up since i have been able to acquire a significant number of pool table and darts' clubs' members and non-member customers for the 9 months.My customers prefer my business since its situated in a busy shopping center and i also provide membership and games charges at a fair fees.The biggest challenge am currently facing is having only one pool table which is not serving the increased number of clients well. My monthly fees revenue is about 15000ksh and my typical monthly cost is about 6000ksh thus getting a profit of 9000ksh n/b;this revenues are not fixed as they sometimes surge up to thrice the above stated figures.The amount given will be used to purchase a brand new pool table hence increase in revenue
Loan Proposal
The first loan given will be used to purchase a new sewing machine and thus increasing the number of my students and also an increase in production of ready made clothes.Having purchased the sewing machine,this will increase my sales and profit hence able to pay the loan on time without fail.its my hope that all measures,consideration and experience that i have put in place,will definitely work without fail.Its my sincere hope that lenders will have faith in me and fund me as soon as possible so that i may be able to achieve my targets.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jan 29, 2014
Repayment status
On Time
Projected term
16 months
Other loans
Lenders
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Summary
Amount repaid
$162.35
Amount remaining
$0.00
Date repaid
May 20, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 11, 2014 | $2.35 | Feb 11, 2014 | $2.35 |
| Feb 18, 2014 | $2.35 | Feb 11, 2014 | $2.35 |
| Feb 25, 2014 | $2.35 | Feb 11, 2014 | $2.35 |
| Mar 4, 2014 | $2.35 | Feb 11, 2014 | $2.35 |
| Mar 12, 2014 | $2.35 | Mar 1, 2014 | $2.35 |
| Mar 19, 2014 | $2.35 | Mar 1, 2014 | $2.35 |
| Mar 26, 2014 | $2.35 | Mar 1, 2014 | $2.35 |
| Apr 2, 2014 | $2.35 | Mar 1, 2014 | $2.35 |
| Apr 9, 2014 | $2.35 | Mar 1, 2014 | $2.35 |
| Apr 16, 2014 | $2.35 | Mar 1, 2014 | $2.35 |
| Apr 23, 2014 | $2.35 | Apr 22, 2014 | $2.35 |
| Apr 30, 2014 | $2.35 | May 20, 2014 | $2.35 |
| May 7, 2014 | $2.35 | May 20, 2014 | $2.35 |
| May 14, 2014 | $2.35 | May 20, 2014 | $2.35 |
| May 21, 2014 | $2.35 | May 20, 2014 | $2.35 |
| May 28, 2014 | $2.35 | Jun 18, 2014 | $2.35 |
| Jun 4, 2014 | $2.35 | Jun 18, 2014 | $0.59 |
| Jul 15, 2014 | $1.76 | ||
| Jun 11, 2014 | $2.35 | Jul 15, 2014 | $2.35 |
| Jun 18, 2014 | $2.35 | Jul 15, 2014 | $0.12 |
| Jul 31, 2014 | $2.24 | ||
| Jun 25, 2014 | $2.35 | Jul 31, 2014 | $2.35 |
| Jul 2, 2014 | $2.35 | Jul 31, 2014 | $1.29 |
| Aug 11, 2014 | $0.71 | ||
| Aug 24, 2014 | $0.35 | ||
| Jul 9, 2014 | $2.35 | Aug 24, 2014 | $2.35 |
| Jul 16, 2014 | $2.35 | Aug 24, 2014 | $0.71 |
| Sep 9, 2014 | $1.65 | ||
| Jul 23, 2014 | $2.35 | Sep 9, 2014 | $2.35 |
| Jul 30, 2014 | $2.35 | Sep 9, 2014 | $1.88 |
| Sep 19, 2014 | $0.47 | ||
| Aug 6, 2014 | $2.35 | Sep 19, 2014 | $1.88 |
| Sep 26, 2014 | $0.47 | ||
| Aug 13, 2014 | $2.35 | Sep 26, 2014 | $2.35 |
| Aug 20, 2014 | $2.35 | Sep 26, 2014 | $2.35 |
| Aug 27, 2014 | $2.35 | Sep 26, 2014 | $0.71 |
| Oct 8, 2014 | $1.65 | ||
| Sep 3, 2014 | $2.35 | Oct 8, 2014 | $2.35 |
| Sep 10, 2014 | $2.35 | Oct 8, 2014 | $1.88 |
| Oct 12, 2014 | $0.47 | ||
| Sep 17, 2014 | $2.35 | Oct 12, 2014 | $2.35 |
| Sep 24, 2014 | $2.35 | Oct 12, 2014 | $2.35 |
| Oct 1, 2014 | $2.35 | Oct 12, 2014 | $0.71 |
| Oct 30, 2014 | $1.65 | ||
| Oct 8, 2014 | $2.35 | Oct 30, 2014 | $2.35 |
| Oct 15, 2014 | $2.35 | Oct 30, 2014 | $2.35 |
| Oct 22, 2014 | $2.35 | Oct 30, 2014 | $2.35 |
| Oct 29, 2014 | $2.35 | Oct 30, 2014 | $0.71 |
| Dec 11, 2014 | $1.65 | ||
| Nov 4, 2014 | $2.35 | Dec 11, 2014 | $2.35 |
| Nov 11, 2014 | $2.35 | Dec 11, 2014 | $2.35 |
| Nov 18, 2014 | $2.35 | Dec 11, 2014 | $2.35 |
| Nov 25, 2014 | $2.35 | Dec 11, 2014 | $0.71 |
| Dec 23, 2014 | $1.65 | ||
| Dec 2, 2014 | $2.35 | Dec 23, 2014 | $2.35 |
| Dec 9, 2014 | $2.35 | Dec 23, 2014 | $2.35 |
| Dec 16, 2014 | $2.35 | Dec 23, 2014 | $2.35 |
| Dec 23, 2014 | $2.35 | Dec 23, 2014 | $2.35 |
| Dec 30, 2014 | $2.35 | Dec 23, 2014 | $0.71 |
| Dec 29, 2014 | $1.65 | ||
| Jan 6, 2015 | $2.35 | Dec 29, 2014 | $2.35 |
| Jan 13, 2015 | $2.35 | Dec 29, 2014 | $0.71 |
| Jan 24, 2015 | $1.65 | ||
| Jan 20, 2015 | $2.35 | Jan 24, 2015 | $2.35 |
| Jan 27, 2015 | $2.35 | Jan 24, 2015 | $2.35 |
| Feb 3, 2015 | $2.35 | Jan 24, 2015 | $2.35 |
| Feb 10, 2015 | $2.35 | Jan 24, 2015 | $2.35 |
| Feb 17, 2015 | $2.35 | Jan 24, 2015 | $0.71 |
| Mar 11, 2015 | $1.65 | ||
| Feb 24, 2015 | $2.35 | Mar 11, 2015 | $2.35 |
| Mar 3, 2015 | $2.35 | Mar 11, 2015 | $2.35 |
| Mar 11, 2015 | $2.35 | Mar 11, 2015 | $0.71 |
| Apr 7, 2015 | $1.65 | ||
| Mar 18, 2015 | $2.35 | Apr 7, 2015 | $2.35 |
| Mar 25, 2015 | $2.35 | Apr 7, 2015 | $2.35 |
| Apr 1, 2015 | $2.35 | Apr 7, 2015 | $2.35 |
| Apr 8, 2015 | $2.35 | Apr 7, 2015 | $2.35 |
| Apr 15, 2015 | $2.35 | Apr 7, 2015 | $0.71 |
| May 15, 2015 | $1.65 | ||
| Apr 22, 2015 | $2.35 | May 15, 2015 | $2.35 |
| Apr 29, 2015 | $2.35 | May 15, 2015 | $2.35 |
| May 6, 2015 | $2.35 | May 15, 2015 | $2.35 |
| May 13, 2015 | $2.35 | May 15, 2015 | $0.47 |
| May 20, 2015 | $1.88 | ||
| May 20, 2015 | $2.35 | May 20, 2015 | $2.35 |
| May 27, 2015 | $2.35 | May 20, 2015 | $2.35 |
| Jun 3, 2015 | $2.35 | May 20, 2015 | $2.14 |
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