Entrepreneur
Name
Laodicah
Member since
April 2013
On-time repayments
21 installments • 29%
About Me
Am the first born in the family of five. Married with four lovely daughters. First born is 13 years old followed by twin daughters aged 4 years old and a last born daughter of 1 and half years.I'm so gender sensitive! I live in Nakuru county near turners. I hold a masters degree in Economics and i run a stationary business within Nakuru and i also consult for community based organizations in the areas of project management, proposal development, capacity building and training.This is one area that i have worked all along for the last 17 years and still going strong in it. I also head an entity by the name Chelma Advisory Institute whose main role in development is to capacity build individuals/organizations whose programs revolves around community development.With the world/society becoming so dynamic, at least i needed something to top up my earning and a good living and that is why i ventured into stationary business. Due to my constant touch with people and through trainings, i have managed to come up with a book on community participation which has been edited by a publishing company in the UK and soon to be published and ready for marketing. Currently, busy finishing one on enterprise development. All i have known in life is determination for success.This is one of my strongest strength. Determination, setting goals and making sure they are achieved within a set time frame. Iam also a member of the African platform for sustainable development.This has enabled me to learn a lot in all areas of social, economic and political dynamics.
My Business
I deal with all office stationaries.There is demand of this items since schools, individuals have enlisted our services.I have enlisted the services of qualified staffs with good training in customer care.As well, my stock is always full to the satisfaction of my customers.There is also incentives for regular customers which is our competitive edge.
Challenges are competition, pricing and duplication of businesses. However we counter this through regular market research in order to be on board in business.
Typically, our monthly costs runs up to KES. 45,000.The sales revenue after deductions on a monthly basis is KES. 25,000.
Loan Proposal
The loan will be used in purchasing more copy papers and now that exams are nearing i definitely know i will be able to repay the loan soonest possible. loo forward to add onto what is not available so that i can satisfy my clients needs and wants.I want to appreciate very much for the lenders who have seen this business go through the way i did not expect. In a big way i say thank you and this will go along way in eradicating poverty and making people self reliant both socially and economically.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$109.00
Date disbursed
Oct 20, 2013
Repayment status
Late
Projected term
15 months
Other loans
Lenders
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