The money am requesting for will be used to boost my boutique business.20000 will be used to add some stocks of shoes an...

Valentine

Wasangalo Village, Kenya

100% repaid

Entrepreneur

Name

Valentine

Member since

November 2013

On-time repayments

64 installments  •  9%

About Me

Thanks so much my lenders for the contribution your making,am very greatful hope come 29th when the bid closes. i will. be more. happier .my business. is progressing. well and i hope that the funds that will. be given. to me will improve. my business. much more .i welcome more lenders. to support. me.thank you in advance

My Business

Iam operating salon and a cosmetic shop in our local trading market in Wasangalo local trading center. This business i starte 3 months ago hen i learned of high demand an also ready market from the locals. Too have been having yearning spirit an desire to starting my on business an grow it to becoming a big company in near future. I have to workers who help me run the business while i am studying in campus. I pay each ksh 5000 per month for the good work they are doing to me. Every day i make a profit of ksh 1500 after educting all the operating expenses. My business plan an future is to open another branch and soon to open a company. I welcome all the lenders to finance my project to be able to achieve this dream. The challenge i am facing is lack of funds to expand an meet customers high demand of goods an services.

Loan Proposal

I want to take this opportunity to thank wll the lenders who hqve supported me so far,i also want to request more lenders so that i can be able to achieve my business dream.thank you.thank you so much my lenders for this far am greatful for the support you are giving me.i welcome more lenders to fund my loan so that come that day my business will move to another level.thanks

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About Me

I am 22 years old entrepreneur and a student too at Kisii University. I am a 3rd year student taking bachelor of aquatic science. My loving parents live in Bungoma county, Wasangalo village, there i as born and raised. I am a second born of six an my other siblings are in school. My elder brother is a commerce graduate from Univesity of eldoret. being a student i am an entrepreneur too hereby i operate salon and a cosmetic shop at home village. I started this business 3 months ago hence i realize an opportunity in venturing to this bsiness. The demand for proucts off my business were very high. Befoe i joine campus in the year 2011, i attended Keveye girls high school in Bungoma, western province. I score a mean grade of B+ an eventually secured a course of my dream at kisii campus. I am looking forward to being a successful person in future by helping my society and a community as a whole.

My Business

Iam operating salon and a cosmetic shop in our local trading market in Wasangalo local trading center. This business i starte 3 months ago hen i learned of high demand an also ready market from the locals. Too have been having yearning spirit an desire to starting my on business an grow it to becoming a big company in near future. I have to workers who help me run the business while i am studying in campus. I pay each ksh 5000 per month for the good work they are doing to me. Every day i make a profit of ksh 1500 after educting all the operating expenses. My business plan an future is to open another branch and soon to open a company. I welcome all the lenders to finance my project to be able to achieve this dream. The challenge i am facing is lack of funds to expand an meet customers high demand of goods an services.

Loan Proposal

Thanks zidisha for allowing me this second chance to apply for the loan. You have been of great help to my business. Be blessed people. I will be going to use this loan to expand already running business by adding more stocks,i also wanted to expand my cosmetic shop by adding some stocks of shoes and clothes due to the market demand. The demand has been overwhelming from my customers and have decided to make a move and request more funding to address this plight. I will also employ one more assistant worker in my saloon as the services demand has increased. I am welcoming your support to see this dream come true. Thanks

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$296.00

Date disbursed

Jan 27, 2014

Repayment status

On Time

Projected term

11 months

Lenders

Zidisha

Sterling, United States

T

tonilends

catalonia is not:, Spain

M

missjoyy

Munich, Germany

Susansfund

Colorado Springs, United States

D

davide

Vallentuna, Sweden

Namaste250

Pittsford, United States

O

Odysseus

Auckland, New Zealand

Sarasota

Sarasota, Fl, United States

R

rbeilinson

New Haven, United States

S

senecaatyale

New Haven, CT, United States

Richard Griebe

La Jolla, United States

P

Popcorn

Berkeley, United States

B

bwitt

Berkeley, United States

P

Pcuser152

Christchurch, New Zealand

R

RohitSingh

Montreal, Canada

Paul Buchheit

Mountain View, United States

Ask Valentine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • granite    Aug 16, 2015

    Hi Valentine, Thank you for writing. Are you able to pay a small payment?

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  • Valentine    Jul 19, 2015

    Hallo lenders, i received my loan of lush 25580..I was so happy when i received the message from zidisha. The money i received was used to buy a shaving machine 5000ksh,some clothes for my boutique at 20000 ksh. I promise to fully repay my loan so that i continue borrowing from zidisha n increasing my limits. Thank you my lenders

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  • granite    Jun 28, 2015

    Can she just pay a dollar to show she is OK?

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  • Boniface    Jun 25, 2015

    Valentine would like administrative help to help her reduce her installments

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  • granite    Jun 13, 2015

    Thank you Boniface, has Valentine made a payment?

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    • Boniface    Jun 25, 2015

      She has not but i am hoping that someone inside Zidishas admin will help her as she explained on the phone that she would like to reduce her installments but doesnt know how to do it.

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  • Boniface    May 19, 2015

    Valentine would really like to change her installment amount with Zidishas help,she was doing it with the help of a person that understands it but currently doesnt know what to do.I have advised Zidisha to help her directly as she wants to reduce the installment amount.

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  • Boniface    Mar 31, 2015

    Dear lenders i am helping Violet adjust her installment amount.She was not quite sure how to do it.

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  • Boniface    Mar 22, 2015

    Talked to Valentine who is late because of low business and busy study engagement.

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  • Valentine    Feb 18, 2015

    thank you my lenders for funding my loan fully,am waiting for the disbursement which will indeed improve my business.i will be able to purchase more stocks for my boutique and salon business thank you my lenders

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  • Valentine    Feb 14, 2015

    thank you my lenders my businesses is really catching up.I have applied for my third loan which if funded will add a great value to my life and business. my boutique is making good profit but I need to restock it. my salon is also doing great. please lenders fund my current loan so that I can boost my business. thank you

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  • Valentine    Feb 14, 2015

    thank you my lenders my businesses is really catching up.I have applied for my third loan which if funded will add a great value to my life and business. my boutique is making good profit but I need to restock it. my salon is also doing great. please lenders fund my current loan so that I can boost my business. thank you

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  • Valentine    Jan 25, 2015

    hallo my lenders thanks for your support. through zidisha I have been able to pay my university fee with the profit I get from my saloon and boutique businesses. am clearing my degree and all thanks to my lenders for making this a success I hope that soon al be able to enroll for masters classes as a part time student as I will be also maintaining my businesses. thank you my lenders.my life has really changed

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  • Valentine    Jan 21, 2015

    thank you my lenders for the support you have given my bussiness it has really changed my life and those of my siblings.. my salon has two blowdrys that i purchased using zidisha funds. av also employed three ladies who are helping me to run my boutique and salon.for boutique import my stock from kampala. I would like to borrow another loan to expand my businesses by buying a shaving machine and employ a barber I hope my lenders will help me do it by funding my third loan. thank u

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  • Valentine    Jan 20, 2015

    thanks for the second loan i just repaid all the money yesterday and am ready to apply for the third one.the loan really boosted my business salon and boutique though at some point robber attacked and stole my valuables but i have been able to recover the loss.the busines is catching up so nicely with my shop cloth having a great demand than the one supplied.i would like to apply the third loan to increase my stock fo supply.my salon is also doing fine and i wanted to also employ someone to work as a barber and to also purchase a shaving machine

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  • Valentine    Jan 3, 2015

    i would like to clear and borrow the next amount to expand my business.the money will be used to stock my cosmetic shop and my salon business.i will also import children,men and women clothes from kampala uganda to stock my boutique thats the reason i want to repay this loan in two installments so that i can apply for the next limit.thank you

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  • Valentine    Dec 8, 2014

    i would like to chenge the repayment schedule because since the incident of theft in my premimise i have had much struggle to bring the business back into operation though its catching up.the loan that i was given had realy helped me to boost my boutique and saloon business though at some point a theft incident occured where my boutique stocks were stolen.right now am catching up and before the end of this year am sure i will be clearing the loan and ask for some more.i had really improved as i was importing my staffs from kampala uganda.thank you zidisha for boosting my business

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  • Valentine    Apr 7, 2014

    hallo zidisha due to the unfortunate tragedy that happened to me i havent been able to pay the money as i had promised.thieves attacked me and made away with my stocks and few cash which i had not deposited to the bank.it wa on 2nd of march.my goods worth 17000ksh was stolen together with my 8000ksh which i had not deposited.i immediately reported the matter to the police and they are investigating the matter.am currently struggling to restock my boutique and saloon and also trying to get money to pay my employees.i would like to reschedule the loan and pay 300 every week.

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  • Valentine    Feb 4, 2014

    thanks for the second loan,i was able to buy some stocks and thus boosted my business,i hope to repay all the loan and borrow the next,thank you zidisha

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  • Valentine    Jan 29, 2014

    Thanks my lenders for supporting my loan,i was so happy 5minutes ago when i received a message of disbursement,i will be travelling to kampala this weekend to bring stocks of clothes and shoes for my boutique that will go for 20,000.thanks lenders for boosting my busines

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  • Valentine    Jan 4, 2014

    the reason for changing my repayment period is because i used the money i had to purchase this year stock for the cosmetics and saloon.i also used the money to pay my saloon assistant salary and also as fare to and from kampala where i go to buy my staff.i promise to pay all the money on 20th of this month so that i can be able to borrow again.please reschedule it for me to pay all the amount on 20th.thank you and happy new year 2014

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