Entrepreneur

About Me

My name is Francenar Banda,married with one daughter who is seven years now,she is schooling in a private school and she has ever been a performer.I live in Chilulu village in chilulu sub-location in Jibana Location,Kaloleni Division Kilifi county.I'm a shopkeeper,I sell various commodities to shoppers in our area.I'm a form four leaver,and I learned at The St.Johns secondary school.I started this business basically to earn a living and also to atleast go for higher studies.I hope to expand my business to a whale sale.

My Business

My business is shopkeeping,I sell various items in a retail shop,some of the commodities are such as detergents,sugar,wheat/maize flour,salt,soft drinks,snacks,papers,brushes of every categories,house hold items,clothes etc.There is a high demand of these goods because it helps the community to cut down the traveling costs.My customers prefer to my business in that I sell them good commodities and in fare prices.The business is profitable because I buy commodities in a whale sale and sell them at a retail price;for instance a 50kg bag bought at ksh:4500/=and be sold in a retail price at:10000/= in a period of two weeks.Risks that face my business is open air market which is conducted once every week and the other thing is transport.My typical monthly income is ksh:40000/= and my monthly expenditure is ksh:25000/= therefore my profit is ksh:15000/= of which I can repay Zidisha loan very well.

Loan Proposal

The money will help me expand/boost my business by increasing the stock.Some of the items that will buy are maize-flour,wheat-flour,some leso's or clothes,milk,eggs,some drinks like sodas and juice and some chewing gums etc.These items will enable me improve my income and for sure will help me to the next level.

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Loan Info

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