This loan i will use to increase and my trade by mainly stocking computer accessories

Joshua

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Joshua

Member since

October 2013

On-time repayments

37 installments  •  43%

About Me

My names are Joshua Ogembo Obuya 34 years of age married with two kids I leave in Kahawa Sukari, located along Thika Road, just opposite Kahawa barracks. I am a college graduate, majored in Computer maintenance and repair. With a passion to computer I managed to start a cyber business through my savings. In the cyber I offer services like Maintenance and repair, typing, photocopying, designing, printing, and sometimes offer computer classes. The cyber being my source of income I am dedicated to it and therefore would wish to acquire a loan from zidisha so as to be able to expand my business to a new level. Through this business am able to provide for my family and also able to pay the business rent plus keep it running.

My Business

I have a hardware, located in Githurai, where i sell hardware materials
In Githurai there are lots of clients who use hardware materials during building and construction And that is on daily basis. My customers prefer my goods and services done in my hardware coz i deliver hence i give them good services with good price. The business is profitable and thus sustains my basic needs. Though my business is not fully stocked i believe that with Zidisha I can be able to add stock and introduce new ideas to help me raise the business to a new level

Loan Proposal

I need to buy stationary and some computer accessories i.e. photocopy papers, memory cards, flash disks, by doing this i will attract more customers.
I also need to take each client's tastes into account and try to sell them original goods of high standard and of good quality. There are variety of flash disks and memory cards that my customers require.When there are more types of accessories customers find it easy to select what they want hence customers flock to buy them. last but not least if am given this loan my business will flourish.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Feb 3, 2014

Repayment status

On Time

Projected term

5 weeks

Lenders

vinnio

Burlingame California, United States

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  • Joshua    Dec 7, 2022

    I will be able to buy stationary, this will help me avoid last minute rush , and allow me to thank you for funding my project

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  • Joshua    Dec 7, 2022

    Thank you for funding my project this will really help me purchase the stationaries in time

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  • Joshua    Dec 7, 2022

    The loan was of help to me and am very greatful, without zidisha It would have very difficult to get funds

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  • Joshua    Nov 15, 2022

    I will be able to pay school fees fo my kids hence they will be able to do their exams tomorrow

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  • Joshua    Nov 15, 2022

    Thanks for funding me the amount received will help out big

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  • Joshua    Nov 10, 2022

    Still on the course and it's going on smoothly thank you

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  • Joshua    Sep 30, 2022

    Currently continuing with the course hence lots of expenses on fare do therefore request to resedule the next two payments that's when I'll be flexible to start payments plus wish to avoid being a defaulter thank you

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  • Joshua    Sep 27, 2022

    I was able to pay for the courses thanks you backers

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  • Joshua    Sep 22, 2022

    I'll be able to pay fee, I'll be able to do the driving course, thank you members for funding me.

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  • Joshua    Sep 22, 2022

    Thank you members I'll be able to top up the amount to pay for driving course upgrade

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  • Joshua    May 1, 2017

    At the time i received the loan i was able to stock my cyber later i sold an d started a new business which is a hardware i now would like to stock my hardware with this new loan that you will fund me with thank you

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  • Joshua    Aug 24, 2014

    My apologies once again for defaulting the payment i do understand that am remaining with less amount to clear my loan, and its not my wish to have delayed this small loan for a longer period. i therefore do request your humble organization to allow me once again reschedule at times i find my self forgetting also would request if one can add another personal mobile number that i can be reached on i have got two numbers that i use and this may have resulted to the delay so please advice. thank you and hope to clear my loan fully by Saturday.

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    • Lisbeth    Sep 4, 2014

      Hi Joshua
      Congratulations on repaying your second loan. If you log into your account and select 'My Account' then 'Edit Profile' I believe you can add a second mobile number - the field is called 'Alternate mobile number' or something similar. I assume your payment reminder messages would then be sent to both numbers.
      Another option is to set a weekly recurring alarm reminder in the phone that you do use to remind yourself to pay on time.
      Regards
      Lisbeth Overheu
      Kenyan Client Relationship Volunteer
      PS. I only read your queries as I happened to be looking at your loan for another reason. If you have a query like this for Zidisha staff either email [email protected] or post it on the general Forum (follow the link in the bottom right) where someone from Zidisha will respond.

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  • Joshua    Jul 29, 2014

    Hallo zidisha, may i take this chance to reschedule my loan again i had rescheduled but it seams it did not update in your system again i say this that i apologies for the delay of my loan and do believe that i will be able to settle the loan as soon as possible to enable me acquire another loan in future. Thank you and do hope that this will b e rectified.

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  • Joseph    Jul 6, 2014

    Dear zidisha team ,I contacted Joshua on Tuesday this week and he is doing fine,he said that he would be making his repayments before the end of this week.

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  • Duncan    Mar 16, 2014

    dear lenders,
    I take this chance to thank you for supporting our small businesses by providing us with low interest loans to expand our businesses,Joshua had a few problems in making his dues but he will pay soon enough.thank you for your understanding..

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  • Joshua    Feb 16, 2014

    I sent the loan but it has not been updated on my profile how long does it take to be updated

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  • Joshua    Feb 4, 2014

    Am happy and thanks to zidisha. i have been able to purchase some stationary for my cyber

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