Transport beans and maize from farm to market

Benson

Kiptagwanyi Kenya, Kenya

96% repaid

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How it Works

Entrepreneur

Name

Benson

Member since

July 2012

On-time repayments

64 installments • 45%

About Me

am married with 4 children who are all schooling in a nearby school, i live in plot no 22-1 in kiptagwanyi center. kiptagwanyi is about 43 kilometer from nakuru town i buy cereal in the area but i have another store in a place called kahuruko where i buy cereal there and my wife buy in kiptagwanyi center but in the evening i go kiptagwanyi because it is where we have home with my family, from my store in kahuruko and the one in kiptagwanyi i endup with a full loded lorry. the earning from this business i have buy a piece of land in kiptagwanyi about 1/4 which i want to build my homestead for my family

My Business

my business entail in cereal in this town , i buy cereal to the local and transport it to a place called ukabani where there is drought all the time , so i buy them 2000 ksh and i sell them 3000 so i get 500 in each bag of maize , it is a profitable business as i don't depend in a local market and in that case i get more profit and the cereal help the people of ukabani because thy cant afford to came here to buy only one bag of maize but i make them to afford when i am transport to them the main challenge is poor transport and high cost of living in this country which is accelerated by inflation

Loan Proposal

dear lenders,i thank you all for giving me the second opportunity to borrow from this organization,the first loan help me to sustain my business till know my business is doing well indeed thanks to your funding,if lend me this loan, i will be able to transport my cereal to the market where i can get a good profit as now i got a good order from a private school in nyahururu where thy are buying at a good price of, 1 bag of beans in 5000 and maize 3500 so in that price i am making a profit in a bag of bean 1900 and in maize 1500,if i can transport before other trader reach there, it will be well and good so that i can repay as quick as possible before the term of the loan end.thanks i am waiting from you to fund and GOD bless you all.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$499.00

Date disbursed

May 3, 2014

Repayment status

Late

Projected term

12 months

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Victor Mar 31, 2015

Hi lenders,
Benson Maina normally submit his weekly instalements on a monthly basis and expect him t clear the arrears by 10th April.
H told me that he agreed with zidisha office to do so and he is comfortable.
Regards V.M

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Victor Feb 28, 2015

Hi lenders,
Benson always pay his money at the end of the month accumulatively.
He again plan to make some payments by next week.
thanks
Victor

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Victor Dec 31, 2014

Hi lenders and Happy New year,
I spoke to Benson and he reminded me that he communicated to zidisha earlier that he will always submit his repayments on a monthly basis of which he has been doing all along.
He now plans to pay fr December accumulation on 2nd January 2015.
Kindly bear with him.
Regards V.M
Victor Odera

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Victor Nov 24, 2014

Hi lenders,
I have manage to talk to Benson Maina and he confirmed to me that he always submit his weekly pay at the end of every month.
He has said that his next pay will by on 1st December and he had also told zidisha that he can only afford to repay on weekly basis and they agreed.
I appeal to lenders to get it right.
Regars V.M
Victor Odera

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Victor Sep 30, 2014

Hi lenders,I spoke to Benson and he sent some money already on 29th Sept and is yet to reflect.
He confirmed to me that he submit his pay on a monthly basis which he`s comfortable with.
I tried to advice him on weekly pay but just can`t afford,therefore he has been on a monthly pay and he does it promptly
V.M

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M
mjgoldsmith Sep 21, 2014

Benson, Could you let us know what is the problem with repaying your loan to Zidisha?

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Victor Jul 28, 2014

Hi Benson,I`m Victor your mentor in zidisha,why haven`t you service your zidisha loan consistently as required?

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Victor Jul 19, 2014

Hi Benson Maina,I`m Victor your mentor in zidisha,if you have any question or any assistance kindly ask any time,will be there to assist where necessary.welcome.

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Benson May 1, 2014

i take this opportunity to thank you all who participate in funding my loan fully and in time when i needed the fund most,i feel honored by you.i thank you all

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Benson Apr 23, 2014

hello all lenders and zidisha family,first is to thank you for funding so far,i am waiting for my loan to be funded,i urge mor to came forward to fund me.thanks

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Benson Apr 15, 2014

dear zidisha,i am pleased and feeling humbled for collecting the mistake,today i apply the loan,also the issue of my safari com line is resolved very well,so now there is no problem, i have replace the lost line without problem thanks to[ bayle from zidisha team ]for her advice,it help me a lot

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roberta.zenere Oct 6, 2013

Dear Lenders,

my name is Roberta Zenere and I am a Kenya Country Liaison Intern at Zidisha. Within this role, I am coordinating the Zidisha's MPESA team, responsible for processing loan repayments and disbursements.

Today, while reviewing our accounts, I noticed that a loan repayment of 4,346 KES (51.20 USA) sent by Mr Maina on April, 14 was not registered in his amount in his current repayment schedule which has now been updated accordingly. This means that MR Maina has never missed to pay any of his monthly instalments.

Mr Maina, we are sorry for this inconvenience and we wish you all the best with your business! You are doing very well with your loan repayment!

Best regards,

Roberta
Zidisha Team

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Benson Feb 10, 2013

dear lenders and zidisha in general,i want to update you my progress in the business,i thank all lenders who participate in funding my loan,i am sorry because i didn't update you in time but i think it okay now.this loan help me very much because at that time, my store was congested with many cereal and i didn't have money to transport to the market,but now my store and my business is doing well thanks to your money that made it possible to do that.the time to repay is very near because i will start on 14-03-2013, when the time came i plan to repay in full so that i can get the second loan and i hope to be granted the next loan more because i have plan to boost this business to the next level.thank you and God bless you

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