Tiles for house renovation & computer accessories for my shop

Misheck Mwanza

Lusaka, Zambia

100% repaid

Entrepreneur

Name

Misheck Mwanza

Location

Lusaka, Zambia

On-time repayments

204 weekly installments  •  59%

About Me

I was brought up with a single parent, only a mother, and she was the marketeer. She was an inspiration to me; that's how I got the skills. I did my primary level education at Chibolya Basic School and secondary at Lotus Basic School. I finished my school at Kamwala High School in 2008.

I lost my parent in 2010, which was too excruciating because she was my backbone. That's how I thought of starting a business of my own to keep on living in 2011.

In my town, people are social and it's a good place to do business. I have no children, yet I would love them to do business because business is life and service. I like chatting with friends.

My Business

My business deals with phone accessories and IT. Because everyone is using phones and computers each single day, it's a good idea. People need headsets, batteries, chargers, USBs, different cabs, mouses, flash drives, memory cards, and OS updates to their computers and phones every now and then. And the area is densely populated.

I chose this business because it's not common here in the compound. It's only found in town, so many people will be getting it near their homes where my business and service are located. We also offer good service for clients.

I sell: headsets that I buy for $2 and sell for $5; batteries which vary in price, some are $1, $2, $5, selling at $2.50, $5, and $10; chargers at $2.50 selling for $6; USB for $0.80 selling for $2.50. The revenue is double the cost. I use the profit from my business for investing and paying for school fees for my sibling and my nephew.

Loan Proposal

I am thankful to lenders and the [Zidisha] team. My plan is to install tiles and plaster the wall of my house, and add stock in my shop.

11 boxes @ $28 each: $308
5 pockets of tile fixer @ $2 each: $10
10 pockets of cement @ $6 each: $60
5 tons of sand: $75
2 16GB flash discs @ $6 each: $12
3 keyboards @ $5 each: $15
5 boxes of reams of paper @ $15 each: $75
2 inks @ $15 each: $30
Labor: $250

My house will be done, so I will not have the issue of spending on rentals; my family will benefit also. My income will increase to $205.

Show original English  

About Me

I was brought up with a single parent only mother, and she was the marketeer, she was an inspiration to me that's how I got the skills from . I did my primary level at chibolya basic school, secondary at lotus basic school and I finished my school at the kamwala high school in 2008.
I lost my parent in 2010 which was too excruciating cause she was my backbone. that's how I thought of starting my business of my own to keep on living in 2011.
People are social and it's a good place to do business and also my people here are into been employed so it a huge advantage to my business . No children yet I would love them to do business cause business is life and service
I like playing chess in my leisure time.

My Business

-i deal with phone accessories, IT and Party time buying of crops and reselling such as maize and groundnut.
-Phone accessories and IT I established it in 2011, and party time of buying of crops it was in 2013.
-My business for phone accessories is located at Lusaka central in my shop
and for buying and selling of crops is located at eastern province of Zambia katete district at the mujandi village.
-I only work with my brother in law for the crops
-crops we normally sell to the Indians at katete
- cause everyone is using phones and computer each single day so its idea, people needs headset, batteries, chargers, USB, different cabs, mouses, flash discs,memory cards and updating their os computers and phones every now and then. and the area is dense populate.
The buying of crops is ideal cause our stepper food is maize, and groundnut are also on demand so no wonder I thought of it and we have potential buyers of groundnut
-i choose it cause its not common here in the compound its on found in town so many people will be getting it near their home where my business and service are located. we also offer good serve for clienties, I took it as a privilege to deal business with villagers cause it's hard for them to find money to pay for schools and other house needs.
-headsets order $2 selling $5, batteries varies the prices some $1,$2,$5 selling at $2.5,$5 and $10. chargers order price $2.5 selling $6. usb buying $0.8 selling $2.5 the revenue is double the cost,
50kg bag of groundnut we buy at $20.2 selling at $35 and 50kg bag of maize we buy at $4 selling at $7.5
-investing and paying for school fees for my sibling and my nephew and the greatest thing that my business has done for me is that i managed to build the house out of it which is the achievement in my life.

Loan Proposal

Am thankful to lenders and the Zidisha team. when the loan is granted
am plains is to install tiles, plastering the wall of my house and add storks in my shop.

11 boxes =$308
5 pockets of tile fixer =$10
10 pockets cement=$60
5 tons of sand=$75
flash disc 16gb 2 = $12
keyboards 3 =$15
rim of papers 5 boxes =$75
ink 2 =$30
labor= $200.

My house will be done so i will not have the issue of spending to rentals my family will benefit also. The money for rentals it will be used for investment that a benefit also.

The income will increase to $205

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$912.36

Date disbursed

Sep 1, 2017

Repayment status

On Time

Projected term

6 months

Cost to entrepreneur

Service fee: $25.13

Credit risk payment: $25.13

Lenders

T

Tmann

Los Angeles, United States

investor

Candiac, Canada

N

nsamberger

London, United Kingdom

TG

The Gwarden

Göteborg, Sweden

davelowe100

Perryville, United States

bdm4a

San Fransisco, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

ErikN

Stockholm, Sweden

korben

VILLENAVE D'ORNON, France

T

treyh

San Diego, CA, United States

Z

zako316

Chicago, United States

S

SMRosen

Hershey, United States

T

Tallago3

Munich, Germany

G

giaco

madrid, Spain

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

MienDeGraeve

Ouagadougou, Burkina Faso

C

cjmenchaca

Austin, United States

BJ

Brandon Joz

North Carolina, United States

Kysera

Crawfordsville, United States

T

thejacobnorton

Jubail, Saudi Arabia

A

AlexCheng

Seattle, United States

L

lujabe

Melbourne, Australia

B

briansedz

Canton, Ohio, United States

Krtecek

Balzers, Liechtenstein

Tavin

Ottawa, Canada

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

phytoplankton

United States

M

mgeck

Munich, Germany

A

anonymous123

United States

tasos

hove, United Kingdom

G

grahamfamily

Guildford, United Kingdom

dajawein

Gladstone, Australia

indeh

London, United Kingdom

KM

British Columbia, Canada, Canada

Z

Zippo

Berlin, Germany

Ellwood

Wimborne, United Kingdom

F

Fischer

Calgary, Canada

A

Austrian

Graz, Austria

B

bugsheep

Houston, United States

Matthew

New York, NY, United States

J

jhannisdahl

Oslo, Norway

pentatonicscale

Niiza-shi, Japan

mtnsailor

Harrisonburg, United States

danielytao

Boston, United States

S

Scodeb123

Huntsville, United States

Christopher

Copenhagen, Denmark

H

hchsmicroloans

New York, United States

A

Aaron

Zurich, Switzerland

C

CheapThrills

Liminka, Finland

E

eboleaga

Mexico City, Mexico

J

jerryq

Redding, United States

G

GrandmaMae

Wausau, United States

Sunnyside

Stafford, United Kingdom

D

dannimw

Victoria BC, United Kingdom

mrgonzalo

San Francisco, CA, United States

A

Andy

Berlin, United States

hugomesser

Blokker, Netherlands

fairspirit

Utrecht, Netherlands

Bobrm2k3

Charleston, United States

C

cardiff

Falls Church, United States

J

Johannes

Pirmasens, Germany

A

amish

San Francisco, United States

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

indrayudha

Jakarta, Indonesia

Anto82

Eraclea, Italy

A

alexvanandel

Haarlemmermeer, Netherlands

S

sarapho

Hawkestone, Canada

H

HobbyCollector

Beach City, United States

gseletko

South Perth, Australia

L

Leonora

TÄBY, Sweden

D

DavidJSmu

North Attleboro, MA, United States

JonB

London, United Kingdom

D

doublehelix

Philadelphia, United States

S

SnifferTheBunny

Brighton, United Kingdom

xtrahardware

Cazenovia, United States

stroi08

Odense C, Denmark

B

BMcDermott

Washington, DC, United States

E

E

Marin county, United States

M

markus61

cologne, Germany

R

richdullaghan

Encinitas, United States

C

Clben7

Cincinnati, United States

Namulanda

nairobi, Kenya

P

Purplejeep

Moravia, United States

Evan Lamos

Brussels, Belgium

R

RohitSingh

Montreal, Canada

sderickson

Berkeley, CA, United States

M

martyb

United States

E

elhh82

Petaling Jaya, Malaysia

M

Malibu

Westwood, United States

T

tophini

Alma, United States

D

drorm

United States

R

roozbeh

United States

T

tlbtlbtlb

United States

C

ColoradoEmac

United States

E

electrolite

United States

J

JeffH

United States

DavidHS

United Kingdom

meryn

The Hague, Netherlands

V

valiy

Switzerland

M

Mal57

Australia

D

DandS

United States

lyalljellyman

Wellington, New Zealand

J

jay12

Germany

S

sjoerd

Netherlands

B

bugdaniel

Switzerland

D

Delok

Germany

joshuacollinson

Vienna, Austria

S

sarah4d2

Saint Louis, United States

Louella

Australia

smastermind

Jerusalem, Israel

J

jbhernan

United States

E

ewaters1

Australia

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

J

jsbisa

New Orleans, Louisiana, United States

M

Mikat

United States

P

Panda6689

United States

J

JimiK

Australia

TyWee

Manila, Philippines

L

luckiestmonkey

United States

B

bscent

Hong Kong

V

vbud

United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

S

sarahb

United States

Bryan

Houston, United States

utdream

United States

Otto Barten

Amsterdam, Netherlands

Per Dahl

Norrköping, Sweden

SV

sven vdk

Twickenham, United Kingdom

TheGoodData

London, United Kingdom

M

motivator1117

United States

C

Crainster

Chapel Hill, United States

PolarBearCapital

United States

A

adamdreaming

United States

T

twm3823

United States

P

pnrjulius

United States

J

jowde

Germany

SuperMario28

Cudahy, United States

Robert Long III

Bridgman, MI, United States

himynameismartin

Czech Republic

GaloLending

United States

Voscke

Utrecht, Netherlands

P

PaulC

Australia

S

SuzanneD

United States

D

djlayton4

United States

JP

James Parker

Sacramento, United States

K

Kristiina

All Countries

Matthias

Frankfurt Am Main, Germany

B

Berrin

Stuttgart, Germany

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

C

Carol

Falmouth, United States

S

Sharon

United States

Rod Scholl

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Jason Ogg

New Zealand

H

Hank

New Zealand

PP

Pasi Paajanen

Helsinki, Finland

H

Hakon

Drammen, Norway

MB

michael breen

United Kingdom

DF

Daniel Fehr-Krahn

Winnipeg, Canada

PR

peter reibold

United States

K

Kitty

United States

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

Kristin Rhodes

Kansas City, Kansas, United States

JC

JD Conley

United States

KD

Kent Don

United States

AF

Alysn Ford

United States

MG

Meron Gribetz

United States

MH

Matt Harris

United States

Paul

Seattle, United States

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

F

Florian

Munich, Germany

PT

Paul T

Amsterdam, Netherlands

Corina King

Calgary, Canada

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

Robin Padberg

Pétion-Ville, Haiti

Aylsham Rotary

Aylsham, Norfolk, Uk, United Kingdom

KM

Keir M

London, United Kingdom

Isabella

UK, United Kingdom

N

Nick

Greater London, United Kingdom

P

patricio

Yorba Linda, Ca, United States

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

Joey Jenkins

Portland, United States

LD

Laura Dobroth

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

EF

Eddie Flores

NYC, United States

jo

Los Angeles, United States

Rosario von Li

San Jose, Ca, United States

Arnaud M

Sydney, Australia

P

Peter

Bratislava, Slovakia

Eugen Stamm

Zurich, Switzerland

JP

Juber Patel

United States

Taylor

Memphis, United States

Cliff

United States

Heidy

N J, United States

B

Bramlage

United States

GT

Geoff Tucker

United States

Dan Michael

Oslo, Norway

Derek Haney

New Orleans, United States

Y

YTSJ

London, United Kingdom

JC

Justin cohan

United States

K

Katka

St Albans, United Kingdom

KE

Karen Epolito

Syracuse, NY, United States

FJ

Flo Jo

United States

MF

Marissa Fiore

United States

V

Vidar

Oslo, Norway

R

Richard

Netherlands

P

Phips

Switzerland

H

Huub

Switzerland

I

isaac

United Kingdom

JC

juli camrud

United States

RC

Rudi Chen

United States

MW

Mark Walmsley

Canberra, Australia

Sara R

Leuven, Belgium

E

elissaclair

United States

Andrew Outhwaite

Geraldton, Western Australia, Australia

SA

Steve A

Newbury, United Kingdom

United States

B

Brett

Australia

Bill Ballew

Kansas City, Missouri, United States

Zack Stein

United States

V

Vasil

Belarus

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

JM

Jane Mattoon

United States

SA

Shar Alamdari

Los Angeles, United States

SP

Svetlin Panayotov

Targovishte, Bulgaria

JG

Jonathan Giuffrida

Chicago, United States

J

jeananne

United States

MP

Matt Patton

United States

J

Jon

United States

L

Lucy

Australia

A

Annekatrin

Switzerland

J

jan

United States

J

jennie

Guatemala

RR

Rory Rohloff

United States

SH

Stephanie He

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

SM

Sue MacFarlane

United Kingdom

Katie

United States

NM

Nitya Marepally

San Ramon, CA, United States

BE

Bob Ewing

United States

JD

JASON DORSETT

United States

V

VJ

Canberra, Australia

BP

Bill Piper

United States

E

Ejvin

United States

Dave Magnan

Québec, Canada

AD

Amy Dinh

United States

PC

Peter Cordier

United States

L

Lastoni

United States

D

Dalton

San Francisco, United States

AV

Andrew van der Watt

Johannesburg, South Africa, United States

Haroon S

United States

A and A

Canada, Canada

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

E

ericb321

Republic of Korea

GS

Gary Sinard

Franklin, TN, United States

ED

Eunan Doherty

donegal ireland, Ireland

K

Kara

United States

Menno

Adelaide, Australia

G

grahamk

United States

M

Mack

Harbor, Oregon, United States

JF

J Fister

United States

JU

jeremy upsal

United States

Brandon Wright

Salt Lake City, Ut, United States

LD

Linda Dee

United States

PJ

Philip John

United States

A

Andrew

United States

GC

Gabriel Collins

United Kingdom

France

Pakistan

E

ecaff

United States

A

abij

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

BB

Ben Breen

United States

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

AH

Antioch House Church

Kansas City, Kansas, United States

Nethanel Kohen

NYC, United States

B

Bartl

United States

ST

Sarah Turner

United States

BA

Burf and Patsy

St. John's, Canada

MW

Matt Winkler

United States, Canada

LP

Lisa Penning

United States

I

Inês

United States

Daniel Toke Hansen

Copenhagen, Denmark

LM

Lee Montecucco

Washington State, United States

sbdoc

Reno, United States

K

Khoa

United States

JS

Jason Shea

United States

MB

MW Brown

United Kingdom

AA

Andrew and Kim

Nashville, TN, United States

LW

Liz Wanjiku

United States

Metalfreund

Berlin, Germany

PA

Peter A

New York City, United States

KS

Kevin Shay

United States

J

JB

Germany

T

Tineke

New Zealand

Ask Misheck a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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