Ceiling board and electrical & plumbing installation at home

Misheck Mwanza

Lusaka, Zambia

92% repaid

Entrepreneur

Name

Misheck Mwanza

Location

Lusaka, Zambia

On-time repayments

207 weekly installments  •  59%

About Me

I was brought up with a single parent, only a mother, and she was the marketeer. She was an inspiration to me; that's how I got the skills. I did my primary level education at Chibolya Basic School and secondary at Lotus Basic School. I finished my school at Kamwala High School in 2008.

I lost my parent in 2010, which was too excruciating because she was my backbone. That's how I thought of starting a business of my own to keep on living in 2011.

In my town, people are social and it's a good place to do business. I have no children, yet I would love them to do business because business is life and service. I like chatting with friends.

My Business

My business deals with phone accessories and IT. Because everyone is using phones and computers each single day, it's a good idea. People need headsets, batteries, chargers, USBs, different cabs, mouses, flash drives, memory cards, and OS updates to their computers and phones every now and then. And the area is densely populated.

I chose this business because it's not common here in the compound. It's only found in town, so many people will be getting it near their homes where my business and service are located. We also offer good service for clients.

I sell: headsets that I buy for $2 and sell for $5; batteries which vary in price, some are $1, $2, $5, selling at $2.50, $5, and $10; chargers at $2.50 selling for $6; USB for $0.80 selling for $2.50. The revenue is double the cost. I use the profit from my business for investing and paying for school fees for my sibling and my nephew.

Loan Proposal

I will buy materials for installation of ceiling board, CPVC materials and also labour need to be paid for...

Material for ceiling board
furring channels 20pieces =$50
EGT boards 11pieces =$95
C. channels 8 pieces =$20
A. Corners 15 pieces =$40
Screws 4boxes =$30
All CPVC materials =$75
Electrical materials switches, sockets, MCBs, bulb holders, lightening arrester and electrifying the house will cost me =$250

Labour =$300
And this project when its done I Will not be paying for rentals which the money I will be investing in my business...
My profit will increase monthly with $75

Show original English  

About Me

I was brought up with a single parent only mother, and she was the marketeer, she was an inspiration to me that's how I got the skills from . I did my primary level at chibolya basic school, secondary at lotus basic school and I finished my school at the kamwala high school in 2008.
I lost my parent in 2010 which was too excruciating cause she was my backbone. that's how I thought of starting my business of my own to keep on living in 2011.
People are social and it's a good place to do business and also my people here are into been employed so it a huge advantage to my business . No children yet I would love them to do business cause business is life and service
I like playing chess in my leisure time.

My Business

-i deal with phone accessories, IT and Party time buying of crops and reselling such as maize and groundnut.
-Phone accessories and IT I established it in 2011, and party time of buying of crops it was in 2013.
-My business for phone accessories is located at Lusaka central in my shop
and for buying and selling of crops is located at eastern province of Zambia katete district at the mujandi village.
-I only work with my brother in law for the crops
-crops we normally sell to the Indians at katete
- cause everyone is using phones and computer each single day so its idea, people needs headset, batteries, chargers, USB, different cabs, mouses, flash discs,memory cards and updating their os computers and phones every now and then. and the area is dense populate.
The buying of crops is ideal cause our stepper food is maize, and groundnut are also on demand so no wonder I thought of it and we have potential buyers of groundnut
-i choose it cause its not common here in the compound its on found in town so many people will be getting it near their home where my business and service are located. we also offer good serve for clienties, I took it as a privilege to deal business with villagers cause it's hard for them to find money to pay for schools and other house needs.
-headsets order $2 selling $5, batteries varies the prices some $1,$2,$5 selling at $2.5,$5 and $10. chargers order price $2.5 selling $6. usb buying $0.8 selling $2.5 the revenue is double the cost,
50kg bag of groundnut we buy at $20.2 selling at $35 and 50kg bag of maize we buy at $4 selling at $7.5
-investing and paying for school fees for my sibling and my nephew and the greatest thing that my business has done for me is that i managed to build the house out of it which is the achievement in my life.

Loan Proposal

I will buy materials for installation of ceiling board, CPVC materials and also labour need to be paid for...

Material for ceiling board
furring channels 20pieces =$50
EGT boards 11pieces =$95
C. channels 8 pieces =$20
A. Corners 15 pieces =$40
Screws 4boxes =$30
All CPVC materials =$75
Electrical materials switches, sockets, MCBs, bulb holders, lightening arrester and electrifying the house will cost me =$250

Labour =$300
And this project when its done I Will not be paying for rentals which the money I will be investing in my business...
My profit will increase monthly with $75

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$892.60

Date disbursed

Feb 26, 2019

Repayment status

Late

Projected term

28 months

Cost to entrepreneur

Service fee: $26.47

Credit risk payment: $132.54

Lenders

M

marycb

United States

T

Tmann

Los Angeles, United States

valentin

Stockholm, Sweden

torelizer

Reggio Emilia, Italy

AdamP

Sunnyvale, United States

AltruisticSelfishnes

Chicago, United States

A

andyfletcher

I want my "My loans" page back, Qatar

DeanDropshot

Oslo, Norway

ninamaqami

Ankara, Turkey

ErikN

Stockholm, Sweden

LA

United States

Kjartan

Oslo, Norway

L

ldron7

Utah, United States

Martin

Manama, Bahrain

F

FaaThailand

Bangkok, Thailand

A

anonymus

Moon, United States

G

guenter

Bremen, Germany

T

ToddK

Indianapolis, IN, USA, United States

B

Bobby39

Savannah, United States

quozl

Dublin, Ireland

rfcno

New Orleans, United States

E

elkbrett

Bradenton, United States

B

Buchbinder

Berlin, Germany

Apmay

Melbourne, Australia

U

uovobw

Reggio Emilia, Italy

A

AlexCheng

Seattle, United States

C

CrazyCanuck

Nepean, Canada

Tavin

Ottawa, Canada

J

jjonas

berlin, Germany

EmilAsker

Lomma, Sweden

A

Arthurmb

Cebu city, Philippines

C

chrisherron

Chicago, United States

pbosakov

Sofia, Bulgaria

P

Pengetilafrika

Mårslet, Denmark

athomas

Chevy Chase, United States

J

Jaslogic

Castle Rock, United States

Sundstroms

Falun, Sweden

Elaine123

Philadelphia, United States

B

BTaylor

Colorado Springs, CO, United States

J

JandC

Watsonville, United States

DLarson

Morris, United States

J

j12345

Durham, United States

D

duckdork

De Forest, United States

B

bopsquod

Seattle, Wa, United States

kickerofelves

Sao Paulo, Brazil

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

P

Piotr

London, United Kingdom

M

markusfitza

College Station, United States

Andreas1974

Fristad, Sweden

DennyC

Rostock, Germany

Jouni

Finland

S

SvenWaage

Stavanger, Norway

L

loistf

Madrid, Spain

Christopher

Copenhagen, Denmark

M

mkellerman

Shanghai, China

IM

Isak Maaseide

Tromso, Norway, Norway

O

ochunshoney

charlotte, United States

A

Andy

Berlin, United States

nakamura

United States

G

glh25

Winooski, United States

Z

zedoud

Hamburg, Germany

J

Johannes

Pirmasens, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

JPadgett

Chandler, United States

A

AegeusOceanus

Seattle, United States

Anto82

Eraclea, Italy

M

Moonknight

Østre Gausdal, Norway

B

bagheera

Vienna, Austria

W

WinWinNL

The Hague, Netherlands

JOKer

Weisendorf, Germany

O

Ohio

Ohio, United States

JonB

London, United Kingdom

GuillaumeTeissier

Montréal, Canada

ibc123

Seattle, United States

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

markpearson

Portsmouth, United Kingdom

E

E

Marin county, United States

M

Margi

Littleton, United States

mikeice

Kohler, United States

C

Clben7

Cincinnati, United States

Scotts5320

New York, United States

sderickson

Berkeley, CA, United States

B

bunturedempter

United States

A

andrewpbrett

United States

pvilliger

Zurich, Switzerland

D

drorm

United States

MalcolmL

San Francisco, United States

O

osubucks45

United States

K

kabatscarlett

United States

R

rossgarlick

United States

M

meiyiz

United States

M

Marko

Helsinki, Finland

D

DandS

United States

N

nswanberg

United States

lyalljellyman

Wellington, New Zealand

B

brianchicago

United States

B

bugdaniel

Switzerland

Insomnus

Cheltenham, United Kingdom

S

sarah4d2

Saint Louis, United States

T

thenwhen

United States

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

Vesa

Helsinki, Finland

V

vbud

United States

Buzzel

Frankfurt, Germany

T

tehmle

United States

Grant Xavier Storer

Seattle, Wa, United States

S

sarahb

United States

K

Keith

Luxembourg

K

KiraDee

United States

Michel Bavin

Antwerp Area, Belgium

C

cocolo

United States

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

I

ident

Horsholm, Denmark

DonnaFarley

Adelaide, Australia

K

Kelly729

United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

KM

Kirsty M

United Kingdom

S

Sven

Netherlands

M

Marcus86257

United States

Gab

Singapore

Jeroen Decock

Gent, Belgium

A

AER

Germany

Dave Bogard

New York, United States

Jake Badger

Roskilde, Denmark

Dayton

Vancouver, Canada

Craig

Memphis, TN, United States

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

Daniel Hammarberg

Gothenburg, Sweden

Kevin

San Francisco, United States

I

Ian

United Kingdom

MM

Marshall M

United States

C

cota

United States

IH

Ian Hearn

United States

Carla

Amsterdam, Netherlands

Andri K

Baden, Switzerland, Switzerland

Pedro R-C

Cambridge, United States

Isabella

UK, United Kingdom

RV

Rob Van Dam

United States

E

eriklonnroth

United Kingdom

YK

Yonghwan Kim

Republic of Korea

wissam

Jeddah, Saudi Arabia

Kyle Holohan

United States

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

M

Marzl

Germany

P

Peter

Bratislava, Slovakia

LF

Lee Fisher

United States

EthicalHost

Toronto, Canada

V

Vidar

Oslo, Norway

Iris

Ireland

JC

juli camrud

United States

RC

Rudi Chen

United States

Carla

United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

GC

Greger Cronquist

Göteborg, Sweden

K

Klasi

Germany

Angela Linwood

Minneapolis, Minnesota, United States

Ramon Maghsoudi

San Francisco, United States

Jes-c

United States

Sinan Taifour

Munich, Germany, Germany

Ren

Minneapolis/StPaul, United States

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

KJ

Kevin J Baird

Cleveland, OH, United States

GR

Greg Rice

United States

Day Family

Melbourne, Australia

R

Ralf

Germany

BP

Bill Piper

United States

LD

Leah Debra

United States

SS

Sara Sobota

United States

M

Mark

Toulouse, France, France

CJ

Chris Jones

Seattle, United States

HCPSPIRIT

Helsinki, Finland

M

Margaret

United States

MH

Meika Harris

United States

KK

Kurt Kellner

United States

JF

J Fister

United States

R

RMIM

United States

Mike

Indianapolis, United States

afaness

Germany

VZ

Victor Zuanazzi

Brazilia, Brazil

A

Alex

United States

S

S

Canberra, Australia

AS

Adam Sandland

United States

L

Liz

Canada

TW

Tom Wiegand

United States

BG

Bruce Garretson

Portland, Oregon, United States

DH

Don Hammond

United States

H

Haley

United States

T

TP

United States

RD

Roel De Meester

Antwerpen, Belgium

sbdoc

Reno, United States

PM

Paul Melville

United States

Metalfreund

Berlin, Germany

ER

Ellen Ray

United States

Severin Zörgiebel

Frankfurt, Germany

MH

Matt Hodges

United Kingdom

AM

Angela Mason

United States

AC

Adri C

United States

DO

Denis Ontiveros

Guildford, United Kingdom

S

Sandra

United States

B

Ben

United States

Canada

R

RM

Australia

LT

Lisa Taylor

California, United States

E

EllisWMiller

United States

Nathan

Columbus, United States

RS

Ralph Smyth

United Kingdom

NB

Nikolaus Bührer

Karlsruhe, Germany

Angela Chu

Toronto, Canada

R

Rafael

Switzerland

BW

Belinda Wang

United States

Ask Misheck a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...