Misheck
Lusaka, Zambia
100% repaid
Name
Misheck
Member since
September 2016
On-time repayments
207 installments • 59%
I was brought up with a single parent, only a mother, and she was the marketeer. She was an inspiration to me; that's how I got the skills. I did my primary level education at Chibolya Basic School and secondary at Lotus Basic School. I finished my school at Kamwala High School in 2008.
I lost my parent in 2010, which was too excruciating because she was my backbone. That's how I thought of starting a business of my own to keep on living in 2011.
In my town, people are social and it's a good place to do business. I have no children, yet I would love them to do business because business is life and service. I like chatting with friends.
My business deals with phone accessories and IT. Because everyone is using phones and computers each single day, it's a good idea. People need headsets, batteries, chargers, USBs, different cabs, mouses, flash drives, memory cards, and OS updates to their computers and phones every now and then. And the area is densely populated.
I chose this business because it's not common here in the compound. It's only found in town, so many people will be getting it near their homes where my business and service are located. We also offer good service for clients.
I sell: headsets that I buy for $2 and sell for $5; batteries which vary in price, some are $1, $2, $5, selling at $2.50, $5, and $10; chargers at $2.50 selling for $6; USB for $0.80 selling for $2.50. The revenue is double the cost. I use the profit from my business for investing and paying for school fees for my sibling and my nephew.
I will buy materials for installation of ceiling board, CPVC materials and also labour need to be paid for...
Material for ceiling board
furring channels 20pieces =$50
EGT boards 11pieces =$95
C. channels 8 pieces =$20
A. Corners 15 pieces =$40
Screws 4boxes =$30
All CPVC materials =$75
Electrical materials switches, sockets, MCBs, bulb holders, lightening arrester and electrifying the house will cost me =$250
Labour =$300
And this project when its done I Will not be paying for rentals which the money I will be investing in my business...
My profit will increase monthly with $75
I was brought up with a single parent only mother, and she was the marketeer, she was an inspiration to me that's how I got the skills from . I did my primary level at chibolya basic school, secondary at lotus basic school and I finished my school at the kamwala high school in 2008.
I lost my parent in 2010 which was too excruciating cause she was my backbone. that's how I thought of starting my business of my own to keep on living in 2011.
People are social and it's a good place to do business and also my people here are into been employed so it a huge advantage to my business . No children yet I would love them to do business cause business is life and service
I like playing chess in my leisure time.
-i deal with phone accessories, IT and Party time buying of crops and reselling such as maize and groundnut.
-Phone accessories and IT I established it in 2011, and party time of buying of crops it was in 2013.
-My business for phone accessories is located at Lusaka central in my shop
and for buying and selling of crops is located at eastern province of Zambia katete district at the mujandi village.
-I only work with my brother in law for the crops
-crops we normally sell to the Indians at katete
- cause everyone is using phones and computer each single day so its idea, people needs headset, batteries, chargers, USB, different cabs, mouses, flash discs,memory cards and updating their os computers and phones every now and then. and the area is dense populate.
The buying of crops is ideal cause our stepper food is maize, and groundnut are also on demand so no wonder I thought of it and we have potential buyers of groundnut
-i choose it cause its not common here in the compound its on found in town so many people will be getting it near their home where my business and service are located. we also offer good serve for clienties, I took it as a privilege to deal business with villagers cause it's hard for them to find money to pay for schools and other house needs.
-headsets order $2 selling $5, batteries varies the prices some $1,$2,$5 selling at $2.5,$5 and $10. chargers order price $2.5 selling $6. usb buying $0.8 selling $2.5 the revenue is double the cost,
50kg bag of groundnut we buy at $20.2 selling at $35 and 50kg bag of maize we buy at $4 selling at $7.5
-investing and paying for school fees for my sibling and my nephew and the greatest thing that my business has done for me is that i managed to build the house out of it which is the achievement in my life.
I will buy materials for installation of ceiling board, CPVC materials and also labour need to be paid for...
Material for ceiling board
furring channels 20pieces =$50
EGT boards 11pieces =$95
C. channels 8 pieces =$20
A. Corners 15 pieces =$40
Screws 4boxes =$30
All CPVC materials =$75
Electrical materials switches, sockets, MCBs, bulb holders, lightening arrester and electrifying the house will cost me =$250
Labour =$300
And this project when its done I Will not be paying for rentals which the money I will be investing in my business...
My profit will increase monthly with $75
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$892.00
Date disbursed
Feb 26, 2019
Repayment status
On Time
Projected term
28 months
Amount repaid
$892.60
Amount remaining
$0.00
Date repaid
Feb 6, 2023
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 10, 2019 | $44.66 | Mar 10, 2019 | $44.66 |
Mar 17, 2019 | $44.66 | Mar 10, 2019 | $1.54 |
Mar 19, 2019 | $43.12 | ||
Mar 24, 2019 | $44.66 | Mar 19, 2019 | $3.08 |
Apr 9, 2019 | $41.58 | ||
Mar 31, 2019 | $44.66 | Apr 9, 2019 | $44.66 |
Apr 7, 2019 | $44.66 | Apr 9, 2019 | $44.66 |
Apr 14, 2019 | $44.66 | Apr 9, 2019 | $7.70 |
Apr 26, 2019 | $36.96 | ||
Apr 21, 2019 | $34.90 | Apr 26, 2019 | $34.90 |
Apr 28, 2019 | $0.00 | ||
May 5, 2019 | $10.27 | May 29, 2019 | $5.13 |
Jun 2, 2019 | $5.13 | ||
May 12, 2019 | $2.57 | Jun 2, 2019 | $2.57 |
May 19, 2019 | $0.00 | ||
May 26, 2019 | $0.00 | ||
Jun 2, 2019 | $0.00 | ||
Jun 9, 2019 | $0.00 | ||
Jun 16, 2019 | $5.13 | Jun 19, 2019 | $5.13 |
Jun 23, 2019 | $5.13 | Jun 19, 2019 | $1.03 |
Jun 23, 2019 | $4.11 | ||
Jun 30, 2019 | $5.13 | Jun 23, 2019 | $1.54 |
Jul 3, 2019 | $3.59 | ||
Jul 7, 2019 | $5.13 | Jul 3, 2019 | $1.54 |
Jul 11, 2019 | $3.59 | ||
Jul 14, 2019 | $5.13 | Jul 11, 2019 | $1.54 |
Jul 25, 2019 | $3.59 | ||
Jul 21, 2019 | $6.67 | Jul 25, 2019 | $6.67 |
Jul 28, 2019 | $0.00 | ||
Aug 4, 2019 | $5.13 | Aug 9, 2019 | $5.13 |
Aug 11, 2019 | $5.13 | Sep 14, 2019 | $5.13 |
Aug 18, 2019 | $5.13 | Sep 14, 2019 | $5.13 |
Aug 25, 2019 | $5.13 | Sep 30, 2019 | $5.13 |
Sep 1, 2019 | $3.59 | Sep 30, 2019 | $3.59 |
Sep 8, 2019 | $0.00 | ||
Sep 15, 2019 | $0.00 | ||
Sep 22, 2019 | $0.00 | ||
Sep 29, 2019 | $0.00 | ||
Oct 6, 2019 | $5.13 | Nov 11, 2019 | $5.13 |
Oct 13, 2019 | $5.13 | Nov 11, 2019 | $5.13 |
Oct 20, 2019 | $5.13 | Nov 11, 2019 | $5.13 |
Oct 27, 2019 | $5.13 | Nov 11, 2019 | $5.13 |
Nov 3, 2019 | $0.00 | ||
Nov 10, 2019 | $0.00 | ||
Nov 17, 2019 | $5.13 | Nov 15, 2019 | $5.13 |
Nov 24, 2019 | $0.00 | ||
Dec 1, 2019 | $5.13 | Dec 29, 2019 | $5.13 |
Dec 8, 2019 | $5.13 | Dec 29, 2019 | $5.13 |
Dec 15, 2019 | $5.13 | Dec 29, 2019 | $5.13 |
Dec 22, 2019 | $5.13 | Dec 29, 2019 | $5.13 |
Dec 29, 2019 | $5.13 | Jan 11, 2020 | $5.13 |
Jan 5, 2020 | $1.03 | Jan 11, 2020 | $1.03 |
Jan 12, 2020 | $0.00 | ||
Jan 19, 2020 | $0.00 | ||
Jan 26, 2020 | $0.00 | ||
Feb 2, 2020 | $5.13 | Feb 14, 2020 | $5.13 |
Feb 9, 2020 | $0.00 | ||
Feb 16, 2020 | $0.00 | ||
Feb 23, 2020 | $0.00 | ||
Mar 1, 2020 | $0.00 | ||
Mar 8, 2020 | $0.00 | ||
Mar 15, 2020 | $5.13 | Mar 11, 2020 | $5.13 |
Mar 22, 2020 | $5.13 | Mar 11, 2020 | $5.13 |
Mar 29, 2020 | $5.13 | Mar 11, 2020 | $5.13 |
Apr 5, 2020 | $5.13 | Mar 11, 2020 | $5.13 |
Apr 12, 2020 | $5.13 | Mar 11, 2020 | $1.03 |
Mar 20, 2020 | $4.11 | ||
Apr 19, 2020 | $11.29 | Mar 20, 2020 | $1.03 |
Apr 3, 2020 | $5.13 | ||
Apr 27, 2020 | $5.13 | ||
Apr 26, 2020 | $0.00 | ||
May 3, 2020 | $0.00 | ||
May 10, 2020 | $0.00 | ||
May 17, 2020 | $5.24 | May 20, 2020 | $5.13 |
May 22, 2020 | $0.10 | ||
May 24, 2020 | $5.24 | May 22, 2020 | $5.24 |
May 31, 2020 | $5.24 | May 29, 2020 | $5.13 |
Jun 2, 2020 | $0.10 | ||
Jun 7, 2020 | $5.24 | Jun 2, 2020 | $5.24 |
Jun 14, 2020 | $0.10 | Jun 2, 2020 | $0.10 |
Jun 21, 2020 | $0.00 | ||
Jun 28, 2020 | $0.00 | ||
Jul 5, 2020 | $0.00 | ||
Jul 12, 2020 | $5.24 | Aug 3, 2020 | $5.24 |
Jul 19, 2020 | $5.24 | Aug 3, 2020 | $4.52 |
Aug 24, 2020 | $0.72 | ||
Jul 26, 2020 | $4.31 | Aug 24, 2020 | $4.31 |
Aug 2, 2020 | $0.00 | ||
Aug 9, 2020 | $0.00 | ||
Aug 16, 2020 | $0.00 | ||
Aug 23, 2020 | $0.00 | ||
Aug 30, 2020 | $5.24 | Sep 10, 2020 | $5.24 |
Sep 6, 2020 | $5.24 | Sep 23, 2020 | $5.13 |
Sep 27, 2020 | $0.10 | ||
Sep 13, 2020 | $5.24 | Sep 27, 2020 | $5.24 |
Sep 20, 2020 | $5.24 | Sep 27, 2020 | $5.24 |
Sep 27, 2020 | $0.72 | Sep 27, 2020 | $0.72 |
Oct 4, 2020 | $0.00 | ||
Oct 11, 2020 | $0.00 | ||
Oct 18, 2020 | $0.00 | ||
Oct 25, 2020 | $5.24 | Nov 3, 2020 | $5.24 |
Nov 1, 2020 | $5.24 | Nov 3, 2020 | $5.24 |
Nov 8, 2020 | $5.24 | Nov 15, 2020 | $5.24 |
Nov 15, 2020 | $5.24 | Nov 15, 2020 | $5.24 |
Nov 22, 2020 | $5.24 | Nov 20, 2020 | $5.24 |
Nov 29, 2020 | $0.00 | ||
Dec 6, 2020 | $5.24 | Dec 19, 2020 | $5.24 |
Dec 13, 2020 | $5.24 | Dec 19, 2020 | $5.24 |
Dec 20, 2020 | $5.24 | Dec 19, 2020 | $5.24 |
Dec 27, 2020 | $5.24 | Dec 19, 2020 | $5.24 |
Jan 3, 2021 | $5.24 | Dec 19, 2020 | $0.10 |
Dec 27, 2020 | $5.13 | ||
Jan 10, 2021 | $20.53 | Dec 27, 2020 | $1.03 |
Jan 4, 2021 | $10.27 | ||
Jan 12, 2021 | $4.11 | ||
Jan 14, 2021 | $5.13 | ||
Jan 17, 2021 | $17.25 | Feb 8, 2021 | $6.16 |
Feb 12, 2021 | $4.11 | ||
Feb 14, 2021 | $2.57 | ||
Feb 16, 2021 | $4.41 | ||
Jan 24, 2021 | $10.57 | Feb 16, 2021 | $5.85 |
Feb 23, 2021 | $4.72 | ||
Jan 31, 2021 | $0.00 | ||
Feb 7, 2021 | $0.00 | ||
Feb 14, 2021 | $0.00 | ||
Feb 21, 2021 | $0.00 | ||
Feb 28, 2021 | $17.25 | Mar 14, 2021 | $5.13 |
Mar 20, 2021 | $5.13 | ||
Mar 21, 2021 | $5.13 | ||
Apr 5, 2021 | $1.85 | ||
Mar 7, 2021 | $15.60 | Apr 5, 2021 | $8.42 |
Apr 13, 2021 | $7.19 | ||
Mar 14, 2021 | $0.00 | ||
Mar 21, 2021 | $0.00 | ||
Mar 28, 2021 | $0.00 | ||
Apr 4, 2021 | $0.00 | ||
Apr 11, 2021 | $17.25 | Apr 26, 2021 | $8.21 |
Apr 28, 2021 | $9.03 | ||
Apr 18, 2021 | $17.25 | Apr 28, 2021 | $6.67 |
Apr 30, 2021 | $1.85 | ||
May 22, 2021 | $8.73 | ||
Apr 25, 2021 | $17.25 | May 22, 2021 | $1.54 |
May 22, 2021 | $15.71 | ||
May 2, 2021 | $17.25 | May 22, 2021 | $2.05 |
May 24, 2021 | $1.64 | ||
May 25, 2021 | $1.95 | ||
Jun 5, 2021 | $11.60 | ||
May 9, 2021 | $17.25 | Jun 5, 2021 | $3.80 |
Jun 13, 2021 | $10.06 | ||
Jun 29, 2021 | $3.39 | ||
May 16, 2021 | $21.76 | Jun 29, 2021 | $10.98 |
Jun 30, 2021 | $8.73 | ||
Jul 4, 2021 | $1.85 | ||
Jul 5, 2021 | $0.21 | ||
May 23, 2021 | $21.76 | Jul 5, 2021 | $4.93 |
Jul 23, 2021 | $12.32 | ||
Aug 5, 2021 | $4.52 | ||
May 30, 2021 | $22.58 | Aug 5, 2021 | $0.92 |
Aug 30, 2021 | $3.08 | ||
Oct 2, 2021 | $5.13 | ||
Oct 23, 2021 | $4.21 | ||
Nov 6, 2021 | $8.21 | ||
Apr 25, 2022 | $1.03 | ||
Jun 6, 2021 | $22.58 | Apr 25, 2022 | $9.24 |
Feb 6, 2023 | $13.35 | ||
Jun 13, 2021 | $22.58 | Feb 6, 2023 | $22.58 |
Jun 20, 2021 | $22.58 | Feb 6, 2023 | $22.58 |
Jun 27, 2021 | $14.89 | Feb 6, 2023 | $14.89 |
Ask Misheck a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.