Add seasonal clothing stock and improve my shop display

Esther

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Esther

Member since

August 2014

On-time repayments

164 installments  •  55%

About Me

My name is Esther Nyadiri Kuria, I was born on 26th may 1982 at Nakuru in nakuru county being the first born in a family of 4. I joined St Xavier’s primary school for my basic education up to standard 8.after sitting for my final exam I did well and joined Moi forces academy, a high school which is a national school. After school I joined rift valley institute for a secretarial course for two years. I was later employed by a metal factory in Nairobi as a secretary where I worked for 6 years. I decided to quit and start self employment. With my little savings I settled on a business of buying and selling carefully selected second hand clothes. I started this kind of business after i realized I could not get good money to improve my livelihood in employment. I look forward to be a zidisha member.

My Business

I relocated to the city of Nairobi in the year,2009 I ventured into business of selling carefully selected second hand clothes which is commonly known as "camera" here in Kenya, I usually wake up at 4 o’clock in the morning to go to the market of Gikomba so that I may catch up with the retailers who open up the second hand clothes bales where I select the clothes that looks like new ones and are matching the current fashion. After selecting them I take them straight for ironing to look good and nit. The ironing is usually done at fee. By 9 o’clock everyday the clothes are ready for sale. I sell my clothes from a stall located at Mfagano Street outside sunbeam supermarket. I decided this location because I target the shoppers who come to the supermarket. Nairobi is a very busy city which makes my business a thriving one. Most people prefer to buy clothes from me because they are cheaper than those of my competitors. On a good day I am able to get a turnover of USD$ 60 to 100 which gives me a profit of USD$ 40. Out of this I pay USD$ 3 to the local government as my everyday’s rent to my stall. I also spend another USD$8 for my everyday travel and food that means I am left with about USD$ 25 as my profit. This money helps me to pay my house rent which is approx USD$ 120 and a further USD$ 50 to my bills. There a number of challenges that I encounter but the major one is luck of enough capital to stock more varieties of clothes to suit the ever increasing demand. I believe with zidisha plat form I will be able to overcome the same.

Loan Proposal

Thanks to you all lenders, i am so proud of you all for your continued support, for this loan i am planning to increase the stock of both second hand and new clothing in my shop, i will spend US$ 200 in new clothes and a further US$ 150 in second hand ones. for the remaining balance, i will buy other inventories to improve my display. The cold spell has started here in Kenya which normally comes at the month of April up to June due to the long rains. i am planning to sell heavy clothes like cotton jackets, rain coats, scarfs, groves and umbrellas to take advantage of the season and cash in. By so doing business will look more attractive hence pulling more sales. i urge to support me in this endevour by contributing towards filling my bids.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$370.00

Date disbursed

Apr 21, 2015

Repayment status

On Time

Projected term

8 months

Lenders

N

nitram

Stockholm, Sweden

C

Christian

Saarbruecken, Germany

N

nsamberger

London, United Kingdom

S

stroll

Stockholm, Sweden

LadyofHats

Hamburg, Germany

T

tloureiro

Pfungstadt, Germany

T

Tallago3

Munich, Germany

R

Roman

Barcelona, Spain

Zidisha

Sterling, United States

AnnaChristina

Pittsburgh, United States

Y

Yasha

Beer Sheva, Israel

gr8ful

Syracuse, United States

B

briansedz

Canton, Ohio, United States

C

chrisherron

Chicago, United States

J

JoycaLeplae

Gent, Belgium

Myrar

Aarau, Switzerland

D

duckdork

De Forest, United States

J

jzidi

Los Angeles, United States

Jouni

Finland

AdvancingCompassion

San Diego, United States

mauroandmichelle

Montreal, Canada

P

PetrusR

balmoral, Australia

P

pignolet

zurich, Switzerland

rfriedenberg

New Jersey, United States

E

erogers

Vancouver, Canada

T

TurgayAlihos

SOUTHBANK, Australia

Z

zedoud

Hamburg, Germany

Winona

Yakima, United States

M

Marod

Edmonton, Canada

EstanislaoCruz

Ewa Beach, United States

M

Masseman

Paris, France

B

bagheera

Vienna, Austria

H

HobbyCollector

Beach City, United States

T

tlsbreck

United States

A

Anonymous

United Kingdom

M

Mieli

Kotka, Finland

C

clsg2013

Singapore, Singapore

E

elkocsis

Kirkland, United States

M

Michiel

Zoetermeer, Netherlands

Jamesaubrey

Norman, United States

P

Popcorn

Berkeley, United States

J

jonastang

Hong Kong, Hong Kong

C

Clben7

Cincinnati, United States

P

Purplejeep

Moravia, United States

Déméter&Kotler

Paris, France

tash90

Nairobi, Kenya

Garry Tan

San Francisco, California, United States

Shemuel

New Jersey, United States

J

Jonas

Linköping, Sweden

B

BeachDrapers

United States

F

financiali

United Kingdom

M

mpcovcd

United States

C

CRR7x

United States

Paul Buchheit

Mountain View, United States

P

plhughes

United States

R

retzroff

United States

trincowski

Vilar, Vila do Conde, Portugal

Kadosira

United States

C

condo86

United States

smastermind

Jerusalem, Israel

SimonD

Lincoln, Uk, United Kingdom

E

expatri

United States

mepster

San Francisco, Ca, United States

Q

qeorge

United States

O

OzMonkey

Australia

P

PeterDG

United Kingdom

S

simonthompson99

United Kingdom

S

Sophia20450

United States

L

luckiestmonkey

United States

AndrewNeu

Ho Chi Minh, Vietnam

J

JonAlec

United States

H

HLCharityFund

United Kingdom

Mun

Orlando, FL, United States

R

radhapatel

United States

M

Marielle

United States

K

kennychit

United States

adrianz

United States

H

hayek

Stuttgart, Germany

Vitus

Czech Republic

M

Mscov

United States

K

KendieK

United States

M

Madtowner

United States

A

andreab

United States

LL

Bulgaria

L

Leong

Singapore

MZ

Morley Zhi

United States

stephen sontag

Narragansett, United States

Becky Thompson

Leeds, United Kingdom

A

Aaron

United States

Peter R

Fulda, Germany

D

Daniel

Stuttgart, Germany

D

Doug

Baltimore, United States

S

Sebastian

Dortmund, Germany

D

Daman

United States

Torsten Schreiber

Frankfurt, Germany

AA

Adam Atlas

Montreal, QC, Canada, Canada

A

Alan

United Kingdom

JM

John Meserve

United States

BS

Bart Sturm

Amsterdam, Brazil

Kate Courteau

United States

MA

Mary Art Hunt

United States

K

KJLake

United States

James Rubingh

Tokyo, Japan

D

dabatate

Saarbrücken, Saarland, Germany

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

Crystal

Ohio, United States

KD

Kent Don

United States

TS

Ted Suzman

United States

EB

Erica Brescia

United States

TP

Ted Power

United States

Jennifer Weber

Canandaigua, Ny, United States

Maren Robison

Seattle, United States

John Prendiville

Portland, United States

Ask Esther a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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