To add more stock of clothing in my shop

Esther Nyandiri

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Esther Nyandiri

Location

Nairobi, Kenya

On-time repayments

164 weekly installments  •  55%

About Me

My name is Esther Nyadiri Kuria, I was born on 26th may 1982 at Nakuru in nakuru county being the first born in a family of 4. I joined St Xavier’s primary school for my basic education up to standard 8.after sitting for my final exam I did well and joined Moi forces academy, a high school which is a national school. After school I joined rift valley institute for a secretarial course for two years. I was later employed by a metal factory in Nairobi as a secretary where I worked for 6 years. I decided to quit and start self employment. With my little savings I settled on a business of buying and selling carefully selected second hand clothes. I started this kind of business after i realized I could not get good money to improve my livelihood in employment. I look forward to be a zidisha member.

My Business

I relocated to the city of Nairobi in the year,2009 I ventured into business of selling carefully selected second hand clothes which is commonly known as "camera" here in Kenya, I usually wake up at 4 o’clock in the morning to go to the market of Gikomba so that I may catch up with the retailers who open up the second hand clothes bales where I select the clothes that looks like new ones and are matching the current fashion. After selecting them I take them straight for ironing to look good and nit. The ironing is usually done at fee. By 9 o’clock everyday the clothes are ready for sale. I sell my clothes from a stall located at Mfagano Street outside sunbeam supermarket. I decided this location because I target the shoppers who come to the supermarket. Nairobi is a very busy city which makes my business a thriving one. Most people prefer to buy clothes from me because they are cheaper than those of my competitors. On a good day I am able to get a turnover of USD$ 60 to 100 which gives me a profit of USD$ 40. Out of this I pay USD$ 3 to the local government as my everyday’s rent to my stall. I also spend another USD$8 for my everyday travel and food that means I am left with about USD$ 25 as my profit. This money helps me to pay my house rent which is approx USD$ 120 and a further USD$ 50 to my bills. There a number of challenges that I encounter but the major one is luck of enough capital to stock more varieties of clothes to suit the ever increasing demand. I believe with zidisha plat form I will be able to overcome the same.

Loan Proposal

Thanks to all my lenders for your continued support, my business is now doing well through your helping hand. i have been able to increase my stock three fold. for this loan i am proposing to add more stock of clothing in my shop, i am intending to spend US$ 200 to buy new cloths, i will also spend another US$200 on carefully selected second hand cloths, the remaining US$100 will go to renovate my shop to have a better show case for my merchandise. this will help me in attracting more business as we head towards this years Christmas shopping spree. to look forward to your generous contribution towards filling my Bids. Thanks.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.59

Date disbursed

Oct 6, 2015

Repayment status

On Time

Projected term

12 months

Cost to entrepreneur

Service fee: $25.03

Lenders

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Chapin SC, United States

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Lauren Rosenbaum

Washington, DC, United States

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tjm212003

Montreal, Canada

JB

James Broderick

Cobham, United Kingdom

C

CWS

Huntington beach, ca, United States

B

bgalon

London, United Kingdom

E

Errol

Bradenton, FL, United States

neffe

Berlin, Germany

S

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Halle, Germany

A

alfredo

Bremen, Germany

H

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Bremen, Germany

C

Canlender1

Nanaimo, Canada

S_Begay

Allston, United States

F

Fabrizio

Grottaferrata, Italy

zebby24

Ft.myers, United States

Dymero

Manchester, United States

G

Givemoreuseless

Waterloo, Canada

seabass

New York, United States

J

jra299

New York, United States

Archie

Rochester, United States

S

Spock

Koeln, Germany

Eduardo

Langenthal, Switzerland

B

BRWorthington

San Francisco, United States

B

Bizu

Berlin, Germany

HI

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Saskatoon, Canada

Irvin

Vancouver, Canada

Z

zbuttel

Boston, United States

J

johan

Oslo, Norway

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

M

MarkAndMary

Seattle, United States

J

JonnyPrice

San Francisco, United States

T

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melbourne, Australia

Veronika

victoria, Canada

S

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Toronto, Canada

malcolm D

grants pass, United States

E

Elisabeth

Hove, Belgium

D

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Greensboro, United States

S

Spassmacher

46244 Bottrop, Germany

ken701

Lede, Belgium

Y

yop324

Ottawa, Canada

bdm4a

San Fransisco, United States

W

Witlof

Tsukuba, Japan

Dwhittingslow

Saint Simons Island, Ga, United States

BelleStarr

Albuquerque, United States

K

KakkoiiCali

Anaheim, United States

D

DrFeelGOOD

San Jose, United States

L

Lunatoon

Grants Pass, United States

C

CavLender

Charlottesville, United States

E

Ehaffey

Washington D.C., United States

G

GregT

THUNDER BAY, Canada

U

uBaJ41

Afton, United States

C

ColinPlatt

Montgomery Village, United States

lietu

Tallinn, Estonia

B

Bpryse

Long beach, United States

daibhmac

Luton, United Kingdom

I

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Mountain View, United States

S

snowlilly

Sanford, United States

Tilius

Oslo, Norway

J

Jdoyle

Kitchener, Canada

Tuomas

Helsinki, Finland

K

Koduck

Southampton, United Kingdom

Straetman

Kaarst, Germany

Rocketdrive

Eugene, Oregon, United States

A

alender

Antwerp, Belgium

J

jozua

Delft, Netherlands

K

Kerkeslager

Richmond, United States

F

Forba

Mo i Rana, Norway

traciyoshiyama

Honolulu, United States

W

world

Kansas City, United States

A

Amino

Ottawa, Canada

W

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Reading, United Kingdom

Godsglory1

Santa Cruz, United States

L

louisela

Eugene, Oregon, United States

J

Jemilla

London, United Kingdom

J

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Ridgefield, United States

joselvelez

Dallas, United States

B

bwdst3

Pittsburgh, United States

S

sersub

San Diego, United States

T

Tszach

Tucson, United States

R

ryanalysis

Port Jefferson Station, United States

G

gt2016c

Birchgrove, Australia

I

IngeH

Muehlheim, Germany

N

noah695

Salt Lake City, United States

Tjitser

The Hague, Netherlands

A

AJCortens

Boise, ID, United States

S

SusanP

Muscat, Oman

B

bgxalz

Kópavogur, Iceland

T

TopUp

Toronto, Canada

H

Houdini314

Elwood, United States

ZlataRoy

Cheltenham, United Kingdom

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

MichaelDean

San Jose, United States

TOTEMonline

Muscat, Oman

G

giaco

madrid, Spain

A

Aloha

Cologne, Germany

M

markj

Camberwell, Australia

J

juhan6811

East Point, United States

J

Jacquinta

London, United Kingdom

Pere

Barcelona, Spain

yeahboi78

Alexandria,LA, United States

M

mpeters

New York, United States

K

kathy207

South Portland, United States

SteveW

Birmingham, United States

A

aliasadsj

Queens, NY, United States

Tamanders

North Carolina, United States

T

ToddK

Indianapolis, IN, USA, United States

S

samnabi

Kitchener, Canada

K

Kristina

Christchurch, New Zealand

A

AnnaW

Orange County, United States

S

Steveandson

Arlington, United States

R

ryano

New Westminster, Canada

S

simranandtyler

London, Ontario, Canada

G

GLWall

Iowa, United States

L

lped759

Saint Paul, United States

K

Kumaran&Thea

London, United Kingdom

Kate4Good

Washington, United States

K

kipwhite

California, United States

P

Piccolo

London, United Kingdom

B

BronxJose

Bronx, United States

DaveinPerth

Perth, Australia

K

kingmark1

Calgary, Canada

A

ante1

trosa, Sweden

S

Sonja

London, United Kingdom

BJ

Brandon Joz

North Carolina, United States

M

MarleyZiggy

Colorado, United States

E

eljama

Chapel Hill, United States

SP

Steve Picchione

Lake Elsinore, United States

J

John

Newbury Park, CA, United States

J

jgrauel

Zurich, Switzerland

Joseph P. Edd

Seoul, Republic of Korea

N

nanning

Baltasound, United Kingdom

N

ningli

Charlotte, NC, United States

Aggul

London, United Kingdom

W

woodleycw

Ottawa Ontario, Canada

S

SweAus

Adelaide, Australia

A

Angela

Heide, Germany

M

mikecook

San Francisco, California, United States

Jeff and Marcie

Portland, OR, United States

S

Southernyank

CHAPEL HILL, United States

4

42Theo

London, United Kingdom

M

mrhanky1

melbourne, Australia

J

jjiffer

Seattle, United States

N

NancyG

Victoria, Canada

T

tlingf

San Francisco, United States

C

Carol

Ripon, United States

A

alejandropozo1

Brighton, United States

jmsquared

Seattle, United States

RockinRobin

Centennial CO, United States

C

chrisn

Egg, Switzerland

R

Rossman

Poland, United States

B

Becmo

Brisbane, Australia

MichaelR

Los Angeles, United States

J

JayJay

Cleveland, United States

A

Alicee

Munich, Germany

D

danny

Karlsruhe, Germany

C

chasingtheskies

Palmdale, United States

V

valeriesolanas

Stamford, United States

C

Corrino

Sofia, Bulgaria

M

matts

New York, United States

P

proby24

Singapore, Singapore

A

Alsyf

Sydney, Australia

Raymondo

Dublin, Ireland

J

jipi9000

Vantaa, Finland

phytoplankton

United States

T

tmsaddress

Orlando, Florida, United States

A

ArcticOne

Medicine Hat, Canada

AlexPalavas

Palavas les Flots, France

B

BalaVent

Las Vegas, United States

B

Becks

Dubai, United Arab Emirates

1

1979fan

Palo Alto, United States

TheMoonDuster

Brisbane, Australia

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

S

Shadrax

Lansing, United States

T

teanuh

Littleton, United States

A

Annana

Kanata, Canada

B

blairan

Baltimore, United States

C

cyrilleberger

Gammalkil, Sweden

M

michalbette

melbourne, Australia

pbosakov

Sofia, Bulgaria

KatyRose

Manor, Texas, United States

skoch

Oslo, Norway

W

W2JKD

Vero Beach, FL, United States

ksevik

Oslo, Norway

dajawein

Gladstone, Australia

M

Melanie

Raumati South, New Zealand

captainhappy

Gladstone, Australia

Elaine123

Philadelphia, United States

FlamingFreedom

Manchester, United States

JesseEXPRESS

Arlington, United States

F

fourstarsfamily

Melbourne, Australia

M

Marij

Gent, Belgium

B

Bouwina

Rotterdam, Netherlands

Kahenti

Seoul, Republic of Korea

F

fhlsk

Potsdam, Germany

M

missjoyy

Munich, Germany

T

Talex

Nürnberg, Germany

S

suzerain

Kuala Lumpur, Malaysia

B

BartenKatrijn

Ghent 9000, Belgium

andreasol

Bielefeld, Germany

P

portlandloans

Portland, United States

Pascal

Gent, Belgium

Moyeji

Australia

F

fake_name

Boston, United States

R

RichardH

Manchester, United Kingdom

J

j12345

Durham, United States

D

Divergent

Bethesda, United States

W

wissu

Brüttisellen, Switzerland

Susansfund

Colorado Springs, United States

T

tomdeneire

Eke, Belgium

S

Serge

Bascharage, Luxembourg

A

AustA

Sydney, Australia

K

kloden

Chicago, United States

B

bgj21

Cambridge, United Kingdom

G

glomardor

Leonardtown, United States

R

RosieLea

columbus, United States

WDMCC

Peachtree City, GA, United States

M

markusfitza

College Station, United States

C

CarrotTop

Bangor, United States

IA

Ismini and Jerry

Stamford, USA, United States

P

Pelle

Ragusa, Italy

A

aiban

Austin, United States

J

JG2012

Brooklyn, United States

J

jzidi

Los Angeles, United States

J

JoJoHouse

New Castle, United States

S

Sabine

Courtenay, Canada

B

boourns

Newmarket, United Kingdom

DukusP

Glendale, United States

D

doinggood

Missoula, United States

X

xdanny89x

Coventry, United Kingdom

M

mastodons

Chicago, United States

PipPipHooray

Brixton, United Kingdom

A

Austrian

Graz, Austria

birtom

Ettlingen, Germany

E

EnhanceLife

Heber City, United States

Matthew

New York, NY, United States

S

samuk

Nottingham, United Kingdom

madnomad

San Francisco, CA, United States

D

dlugi

Krefeld, Germany

P

pedromaster88

torra pallavicina, Italy

Jalene

Redmond, Oregon, United States

A

Aastra

Los Angeles, United States

dtsuji59

Brampton, Canada

S

Scampi

Overland Park, United States

zphelj

Dallas, United States

E

edgreig

Brixton, United Kingdom

Gordons28

Santa Monica, United States

Nadja

Weissach, Germany

andreatagliatti

Manchester, United Kingdom

dmirpuri

Bangkok, Thailand

Z

zidishan

Trifouillis, France

P

PaulCM

Munich, Germany

Paul Buchheit

Mountain View, United States

A

allie105

United States

S

simonista

United States

trincowski

Vilar, Vila do Conde, Portugal

Grant Xavier Storer

Seattle, Wa, United States

S

SCHAC

Switzerland

E

Estebanito

United States

A

adamdreaming

United States

Haim Si

Mexico, Mexico

Arne Bachmann

Hamburg, Germany

Dave Bogard

New York, United States

Jamie

Dublin, Ireland

Greg Howard

Reno, Nv, United States

JL

Jindou Lee

United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

ZS

Zach Silveira

Asheville, Nc, United States

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