Stephen
Kisumu, Kenya
39% repaid
Name
Stephen
Member since
March 2020
On-time repayments
67 installments • 49%
I am A Kenyan Citizen aged 28 years. I am a self motivated individual who is ready to be assisted and also assist others.
I am happy to develope myself to be at the top but not to be a failure.
I came to start my business when I was informed by a friend how zidisha assist members start the business because I never had the capital but I had the mind of starting a business in my mind.
My hoppy is reading journals especially for business news that may educate me more on issues concerning the business.
As a young Kenyan I had businesses like Chicken rearing, selling shop items, selling of water and car wash.
Due to inadequate capital currently I only have the water selling point and the mini shop for selling shop items.
In my plan if I can get more capital I would like to revive the bussinesses like car wash and chicken rearing and also I would like to add a business of growing vegetables as I have constant flowing water and a storage tank too.
Currently am selling the shop items such as sugar, bread, milk , rice maize floor and flour, soap and cooking oil.
I chose this type of business because in my area there was no near shop for clients to purchase these items as covid 19 also emerged and travelling so far was also not allowed.
I will use my new loan to purchase more crates and bottles for my sodas and also to purchase a handset phone for my business together with adding more stock to my business.
The benefit that I will have is that i will be selling my goods for more days before I run out of stock and to minimise movement up and down as i travel to go and bring stock as this inconveniences customers and also much expenses.
I espect my profit to increase by abot 10%.
According to how the businesses face the risk of the current situation, I will not be that much affected as I deal with the basic goods that are required daily thus makes customers to purchase them almost daily.
Due to the dry climate also more people are in high demand of cold drinks and if I will own a fridge that will assist me cool the sodas and water, then I belive that it will be on a high demand by my clients.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$275.00
Date disbursed
Aug 17, 2020
Repayment status
Late
Projected term
12 months
Amount repaid
$107.28
Amount remaining
$168.64
Expected completion
Sep 11, 2021
Status
Repaying late
Installment amount
$11.04
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 29, 2020 | $23.00 | Sep 2, 2020 | $23.00 |
Sep 5, 2020 | $0.00 | ||
Sep 12, 2020 | $1.98 | Sep 9, 2020 | $1.97 |
Sep 11, 2020 | $0.01 | ||
Sep 19, 2020 | $1.98 | Sep 11, 2020 | $1.97 |
Sep 21, 2020 | $0.01 | ||
Sep 26, 2020 | $1.97 | Sep 21, 2020 | $1.97 |
Oct 3, 2020 | $1.98 | Oct 7, 2020 | $1.98 |
Oct 10, 2020 | $1.98 | Oct 12, 2020 | $1.98 |
Oct 17, 2020 | $1.98 | Oct 20, 2020 | $1.98 |
Oct 24, 2020 | $1.98 | Oct 26, 2020 | $1.98 |
Oct 31, 2020 | $1.98 | Nov 7, 2020 | $1.98 |
Nov 7, 2020 | $1.98 | Nov 7, 2020 | $1.98 |
Nov 14, 2020 | $1.98 | Nov 18, 2020 | $1.98 |
Nov 21, 2020 | $1.98 | Nov 18, 2020 | $1.98 |
Nov 28, 2020 | $1.98 | Dec 5, 2020 | $1.98 |
Dec 5, 2020 | $1.98 | Dec 5, 2020 | $1.98 |
Dec 12, 2020 | $1.98 | Dec 22, 2020 | $1.98 |
Dec 19, 2020 | $1.98 | Dec 22, 2020 | $0.68 |
Dec 22, 2020 | $1.30 | ||
Dec 26, 2020 | $1.98 | Dec 22, 2020 | $0.87 |
Jan 12, 2021 | $1.11 | ||
Jan 2, 2021 | $1.98 | Jan 12, 2021 | $1.98 |
Jan 9, 2021 | $1.98 | Jan 12, 2021 | $1.98 |
Jan 16, 2021 | $1.33 | Jan 12, 2021 | $1.33 |
Jan 23, 2021 | $4.94 | Feb 1, 2021 | $1.98 |
Mar 11, 2021 | $2.96 | ||
Jan 30, 2021 | $0.00 | ||
Feb 6, 2021 | $0.00 | ||
Feb 13, 2021 | $0.00 | ||
Feb 20, 2021 | $0.00 | ||
Feb 27, 2021 | $0.00 | ||
Mar 6, 2021 | $0.00 | ||
Mar 13, 2021 | $0.00 | ||
Mar 20, 2021 | $0.00 | ||
Mar 27, 2021 | $2.46 | Apr 10, 2021 | $2.46 |
Apr 3, 2021 | $0.00 | ||
Apr 10, 2021 | $0.00 | ||
Apr 17, 2021 | $0.00 | ||
Apr 24, 2021 | $7.88 | Jun 3, 2021 | $2.96 |
Jul 7, 2021 | $4.93 | ||
May 1, 2021 | $7.88 | Aug 20, 2021 | $7.88 |
May 8, 2021 | $7.88 | Aug 20, 2021 | $7.88 |
May 15, 2021 | $7.88 | Aug 20, 2021 | $3.94 |
Dec 9, 2021 | $3.94 | ||
May 22, 2021 | $7.88 | Dec 9, 2021 | $5.91 |
Jun 9, 2022 | $1.97 | ||
May 29, 2021 | $11.04 | Jun 9, 2022 | $0.49 |
Jun 5, 2021 | $11.04 | ||
Jun 12, 2021 | $11.04 | ||
Jun 19, 2021 | $11.04 | ||
Jun 26, 2021 | $11.04 | ||
Jul 3, 2021 | $11.04 | ||
Jul 10, 2021 | $11.04 | ||
Jul 17, 2021 | $11.04 | ||
Jul 24, 2021 | $11.04 | ||
Jul 31, 2021 | $11.04 | ||
Aug 7, 2021 | $11.04 | ||
Aug 14, 2021 | $11.04 | ||
Aug 21, 2021 | $11.04 | ||
Aug 28, 2021 | $11.04 | ||
Sep 4, 2021 | $11.04 | ||
Sep 11, 2021 | $3.58 |
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