315 installments • 11%
my name is Jane Njoroge .Am married with children .Am 45 years old.I started my primary education at St Marys Primary School in kinangop in Nyandarua County in 1970 to 1977.In 1978 i joined St Marys Secondary school and finished form 4 in 1981.I did not proceed with education.
Since then,I have been doing various business until i come up doing various business until i came up with an idea of starting an M-pesa business in Naivasha town.I started it with Ksh70,000 which i had saved from previous business as a green grocer.I started it in 2010 it .took some months for it to peak but later peaked.I do get my income from the commission i get from the safari com company.My aim is to add some other stock to increase the income I also sell stationary.Am thinking on how i can start selling phones from different companies .That is why am requesting for a loan from you.
my business is CLYDON HOLDINGS located in Naivasha at Kabati estate near Naivasha high school.It is located in a premises called Consolata house.I started it in 2010 as an m-pesa.M-pesa is a money transfer product offered by Safari com,a leading telecommunication company affiliated to Vodafone.We are paid commission according to the volume of business one transact.With the help of loans give by zidisha ,my profit has increase from about ksh10000 to ksh20000 per month since i now have more capital.Of rate i have been able to start a cyber cafe with two computers where i get extra ksh8000.I also have started selling mobile phone accessories and expect to make more profit from them.I also cell air time scratch cards.
All is is possible cartesy to zidisha and and generous lenders.I hope to add more computers and stock of accessories with tour future loans.This will make my business thrive even more
for sh10000 am going to add the capital to operate m-pesa business.i current do not have enough capital and some times customers come when i don't have float money and i refer them to other shops.I operate with sh15000 and this amount will serve to improve my business.I will use the rest of the money to buy air time for sale in my shop.If i sell the airtime and make profit of 5% i will make a profit of sh150 extra per day.The additions float in the m-pesa will give more profit of sh2000 per week and the profit will increase with more than sh2500.Things will run better with this amount
Aug 5, 2014