John

Utawala In Embakasi, Kenya

100% repaid

Entrepreneur

Name

John

Member since

July 2012

On-time repayments

105 installments  •  33%

About Me

i live in utawala in Nairobi.the residential and a commercial area that is developing at a high rate.in this area,i am a beauty therapist and a cosmetics seller. am a businessman who has invested all his time,money and experience to be self employed.my business is growing at steady fast,this has been contributed by proughing the earnings back to the business and giving back to the society by training at affordable fee.

My Business

.we offer all the services as far as beauty is concerned.we sell beauty products at affordable prices.the increased number of clients is due to quality services given by qualified staffs .the amount earned is used to replenish the stock, payment of staffs and house rent .the main challenge in this business is:
1.business space is small,hence clients complains of limited space.
2.lack of enough capital.
lients is due to quality services given by qualified staffs .the amount earned is used to replenish the stock, payment of staffs and house rent .the main challenge in this business is:

Loan Proposal

To be precise i will use loan to further expand the salon in terms of :
1.Adding more cosmetics for sale.
2.Further improve service delivery.
3.Purchasing computer for accurate arithmetic.
4.Purchasing training materials for our upcoming trainees.
5.Room expansion.
Lenders,the previous loan i had from zidisha helped me a lot to meet my goal as individual,as the family and also workers enjoyed working in a better environment.my target is not yet fully met because i further need a room to expand the business.as you know that a beautiful skin is a happy skin,i express all my happiness to you lenders.the service delivery has improved tremendously hence building trust and confidence to our customers.
lenders i have a taken the shortest time possible to repay the previous loan. it is my sincere hope that if given the loan i will meet the goals above.we have also promised one student(HIV positive) that we will expand our room and we shall train at a subsidized fee.i also wish to give back to the society by extending these facilities to less fortunate.
lenders,help me to attain this goal.

Feedback

15

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,072.00

Date disbursed

Jan 9, 2013

Repayment status

On Time

Projected term

12 months

Lenders

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

Feldborg

Stuttgart, Germany

J

Jason

New Jersey, United States

valentin

Stockholm, Sweden

Ishaque

New Jersey, United States

KYLE LARSON

Little Falls, United States

KaraM

Somerville, United States

YB Song

Seoul, Republic of Korea

Charmonica

London, United Kingdom

E

Emerald

Pompano Beach, United States

MaxEmerika

Sonoma County, California, United States

LA

United States

A

Anonymous2

United States

MakeSense

-, St. Kitts and Nevis

B

briansedz

Canton, Ohio, United States

Scott Walker

Canmore, Canada

pbosakov

Sofia, Bulgaria

Sundstroms

Falun, Sweden

M

missjoyy

Munich, Germany

KM

British Columbia, Canada, Canada

J

Jeb33red

Bourne end, United Kingdom

Creole1

Mobile, Alabama, United States

J

jzidi

Los Angeles, United States

OzKiwi

Brisbane, Australia

A

Andersson

Sölvesborg, Sweden

RobinW

Bonn, Germany

dcorbetta

Carate Brianza, Italy

H

Hello

Salisbury, United Kingdom

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  • John    May 24, 2015

    dear lenders,sorry for all time that i have missed repaying the loan. as i stated earlier that i transfered the business in southern sudan,i have not been able to access the providers' services.with due respect i therefore wish to adjust my repayment to pay quickly as possible.

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  • Esther    Jan 12, 2015

    Dear lenders, John is unreachable on phone. I enquired from the service provider and I was informed that the phone has not been working for the last 6 months.

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  • Kristrun Tinna    Dec 7, 2014

    Hi Esther thanks for following up on this. It's sad if this money is lost since it will limit other borrowers access to loans in the future. Best, Kristrun

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  • Esther    Nov 29, 2014

    Dear lenders, John is unreachable on phone. I have tried to reach his contacts but their phones numbers are invalid. I will keep trying to reach him.

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  • Shem    Aug 27, 2014

    Hi lenders just talked to John and he was away and he says his zidisha account and email were hacked and he cant be able to access both, if he tries to reset the password he receives a notification telling him that a new password has been sent to his email which he also cant access. he is asking for help which i don't know how to go about it. I am sending a mail regarding the same to service@zidisha so that i ask them to assist him.

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  • Shem    Jul 24, 2014

    Hi lenders. I hsve been trying to reach john but i haven't succeeded in reaching him. I am still trying though. Thank you

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  • Shem    Jul 24, 2014

    Hi john. Been trying to reach your number but was unable.

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  • Shirleen    Jul 9, 2014

    hello and good morning Kimani,thank you so much for always checking on me and your advises,i was able to repay my loan in due time and now i have been given another chance for applying my second of which i have already published as per now.i wan to let you know am so greatful for you being my volunteer mentor and may God bless for the good work you are doing.thank you so much.

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  • Edith    Jul 4, 2014

    hi kind help, I tried applying for a zidisha loan but it was declined.

    what was the main reason?

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  • richardbrewster    Jun 24, 2014

    Hi John, as you are listed as Veronica Nkirote's mentor, do you know what has happened to her? Unfortunately she has not paid any of her loan. thanks!

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  • Moses    Jun 23, 2014

    hallo lenders..8 dollars to go.please please fund me

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  • Moses    Jun 22, 2014

    Hallo lenders...my loan expires in 20hrs.pleasea please make my dream come true.please check out my work on my loan page.I was recomended to zidisha by reginah njiiri a young woman with so much passion on business.God bless and thank you

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  • Moses    Jun 17, 2014

    hallo john,am one of the mentors.my loan is funded 11percente and its almost expiring.please if you can advice on what i can do.am a student of 22 years i brand tshirts,caps and bags.like the photos below.i sincerely want to make my business a success so that by the time i finish campus it will be a success.regards moses

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  • Edwin    Jun 17, 2014

    Hi John.Kindly advise what to put as account number when repaying the loan via mpesa.

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  • Edwin    May 27, 2014

    Hi John.
    You were referred as my mentor.
    I applied for a loan and am waiting for the amount to be raised, but my concern is what happens if 15 days lapsed when my loan is not fully raised.
    Regards
    Edwin Waithaka

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    • John    May 27, 2014

      hi Edwin.am wishing you all the best.

      john kimani
      Zidisha V

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      • Edwin    Jun 4, 2014

        Hi John.I managed to get 100% before the expiry period and after acceptance I was told to wait the money will be disbursed to me.How long does it take before its disbursed to me.
        Regards
        Edwin Waithaka

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  • Pavane    May 16, 2014

    Hello John,
    I would like to have some news about Amos Njenga. What did you learn about him in your investigations? Thank you!

    Pavane

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  • Pavane    May 7, 2014

    Hello John,
    Could you please be a bit more specific about what you learned about your mentee Amos Njenga? Is he what he said he is?
    Regards, Pavane

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  • John    May 6, 2014

    @esther,i does not reflect immediately on the system.give it like two days and recheck

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  • Esther    May 3, 2014

    hi kimani how comes my repayment is not reflecting?

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  • Nelly    May 3, 2014

    Hi Kimani,

    I was refereed to you as my mentor.
    I realized i have 5 more days to go and my funds are only 10% raised.

    Please advice.

    Regards
    nELLY

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