To buy a flat screen tv, create more space for the customers and buy news brands now available in the market

John

Rongai, Nakuru, Kenya

100% repaid

Entrepreneur

Name

John

Member since

November 2012

On-time repayments

247 installments  •  45%

About Me

My name is John Kabutu Mariga, a Kenyan citizen. I was born in 1971 at Kihoya Village of Muranga County. I was raised in a family of twelve children; two girls and ten boys. I joined Kihoya Primary School in 1978 and finished in 1987. Here I served as a Class Prefect between 1984 and 1987 despite my tiny body at that time. I was also a choir member of our local church. I then joined Kangema High School for Secondary Education in 1988 and finished in 1991. Here I served the school as Assistant Head Boy between 1990 1991. Later, I joined Graffins College for a Diploma in Computer Studies. Upon completion I joined Rongai Secondary as a Computer Studies Teacher. This is when I shifted to Rongai. Currently, I am the Head of Technical Department in the school, a Member of Disciplinary committee, also in charge of Community Service, in charge of generating Students' Report Forms after exams among others. I am also the longest serving staff in the institution.

During my free time I like listening to music and sharing drinks with my customers since this is the only way I can confirm to them that I am offering good commodities that I can as well consume.

I am married and a proud father of three children; two girls and one boy. Two (a boy and a girl) are in Primary School and the other girl completed her Secondary Education last year (2014) since she repeated one class. She is yet to join College. She wants to become a nurse while the boy wants to be a pilot and the little girl wants to become a teacher like her father. I am a resident of Rongai District of Nakuru County.

I started the Bar Business in 2010 when my first born joined Secondary School. This is when I realized I could no sustain my family with the earnings I get as a teacher only. My survey landed me to this Business as a Better Option. Other than upkeep of my family, I bought three plots in Rongai and managed to develop one and shifted from teachers’ quarters to that plot.

Apart from increasing the stock in my business, I managed to increased the holding capacity of the enterprises, added new brands of drinks, bought a Flat Screen TV among other developments. These were made possible from the earnings I got from the business through the funds I got from Zidisha. Any other Financial Boost that I may get will be of great value to me.

Recently, I completed paying for third plot still in Rongai which I have been paying in installment from part of the income I generated from my business.

My Business

Other than teaching, I run a bar at the centre of Rongai Township that provides both Alcoholic Drinks and Soft Drinks.

There is a good demand for the commodities since this is one of the places where people spend their leisure time after a busy day. This is also a meeting place for friends when they want to relax and chat. My customers prefer the Pub since it provides very friendly environment. Most of them even commend it to their relatives and friends especially when they have visitors e.g. during family gathering, get together, weddings and other functions. They term it as a ‘Cool Place’. I have also realized they like referring to it a ‘Home Pub’. The services offered are very pleasing. The language used to the customers not only by Myself but even by the Bar Attendant is ‘High Class’. All these are confirmed by our customers and we feel very proud. We also provide some entertainments in terms of Soft Music.

Due to improvement I have done to my business through the funds I get from Zidisha, I have managed to generate more income. Apart from adding stock and new brands I managed to buy a 32 inch flat screen TV. Customers normally flock there especially during Barclays Premier League to watch football. Some even watch while standing when all the seats are already occupied. Currently at one particular time the bar can now accommodate 28 customers seated. On a good day, my sales have gone up to $95 and my monthly income has gone up to $200.
With the new loan, $158 will go to license so that I can be operating Bar and Restaurant, $158 I will buy cookers, $85 I will buy utensils, the rest I will buy meat, flour, potatoes, grains, greens and all other items required while preparing delicious meals for my customers. I will be expecting a minimum monthly net income of $264.

Loan Proposal

Due to customers demand, I want to buy a flat screen TV at Kshs. 24,000. This will definitely increase the number of customers since some tend to go to places with flat screen especially during their favourite Barclays Premier league. Kshs. 20,000 will go to extension (the veranda outside the available room) since the space is still not enough even after adding more furniture. This again will accommodate more customers hence increasing my income. There are also news brands in the market (both wines/spirits and beer) and therefore the remaining amount goes to these. Out-rightly, this will again attract more customers hence making more sales.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$750.00

Date disbursed

Feb 14, 2014

Repayment status

On Time

Projected term

17 months

Lenders

AWOL

USA, United States

C

chkuo

Taipei, Taiwan

L

lmuenchen

Munich, Germany

ErikN

Stockholm, Sweden

F

Fiodal

Helsinki, Finland

T

taiti123

Singapore, Singapore

G

guenter

Bremen, Germany

Y

YoUSA11

Sylvania, United States

J

Joyful

Philadelphia, United States

Cloudways

Malta, Malta

RobinW

Bonn, Germany

S

Simbaz

Torino, Italy

Cadwah

Barcelona, Spain

SmeeAgain

Dublin, Ireland

S

sersche

Zurich, Switzerland

M

mtaylor

Houston, United States

C

caz32

chertsey, United Kingdom

S

Serene

Philadelphia, United States

Sarasota

Sarasota, Fl, United States

dmirpuri

Bangkok, Thailand

H

Haavard

Bergen, Norway

E

elhh82

Petaling Jaya, Malaysia

T

tophini

Alma, United States

Matching Fund

Sterling, United States

M

Mcohan21

United States

M

mb210047

Miamisburg, OH, United States

Paul Buchheit

Mountain View, United States

Ask John a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$849.61

Amount remaining

$0.00

Date repaid

May 5, 2015

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Feb 21, 2014 $17.29 Feb 22, 2014 $17.29
Feb 28, 2014 $17.29 Feb 22, 2014 $0.35
Mar 5, 2014 $16.94
Mar 7, 2014 $17.29 Mar 5, 2014 $17.29
Mar 15, 2014 $17.29 Mar 5, 2014 $1.06
Mar 16, 2014 $16.24
Mar 22, 2014 $17.29 Mar 16, 2014 $1.41
Mar 24, 2014 $15.88
Mar 29, 2014 $17.29 Mar 24, 2014 $1.76
Apr 1, 2014 $15.53
Apr 5, 2014 $17.29 Apr 1, 2014 $2.12
Apr 6, 2014 $15.18
Apr 12, 2014 $17.29 Apr 6, 2014 $2.47
Apr 15, 2014 $14.82
Apr 19, 2014 $17.29 Apr 15, 2014 $2.24
Apr 19, 2014 $15.06
Apr 26, 2014 $17.29 Apr 19, 2014 $2.00
Apr 27, 2014 $15.29
May 3, 2014 $17.29 Apr 27, 2014 $2.35
May 4, 2014 $14.71
May 12, 2014 $0.24
May 10, 2014 $17.29 May 12, 2014 $16.82
May 20, 2014 $0.47
May 17, 2014 $17.29 May 20, 2014 $17.29
May 24, 2014 $17.29 May 20, 2014 $0.47
May 26, 2014 $16.82
May 31, 2014 $17.29 May 26, 2014 $0.82
Jun 4, 2014 $16.47
Jun 7, 2014 $17.29 Jun 4, 2014 $1.18
Jun 9, 2014 $16.12
Jun 14, 2014 $17.29 Jun 9, 2014 $1.53
Jun 16, 2014 $15.76
Jun 21, 2014 $17.29 Jun 16, 2014 $1.88
Jun 25, 2014 $15.41
Jun 28, 2014 $17.29 Jun 25, 2014 $2.24
Jun 30, 2014 $15.06
Jul 5, 2014 $17.29 Jun 30, 2014 $2.59
Jul 9, 2014 $14.71
Jul 12, 2014 $17.29 Jul 9, 2014 $0.59
Jul 15, 2014 $16.47
Jul 22, 2014 $0.24
Jul 19, 2014 $17.29 Jul 22, 2014 $15.06
Aug 1, 2014 $2.24
Jul 26, 2014 $17.29 Aug 1, 2014 $17.29
Aug 2, 2014 $17.29 Aug 1, 2014 $16.94
Aug 10, 2014 $0.35
Aug 9, 2014 $17.29 Aug 10, 2014 $17.29
Aug 16, 2014 $17.29 Aug 24, 2014 $17.06
Sep 5, 2014 $0.24
Aug 23, 2014 $17.29 Sep 5, 2014 $17.29
Aug 30, 2014 $17.29 Sep 5, 2014 $17.29
Sep 6, 2014 $0.40 Sep 5, 2014 $0.40
Sep 13, 2014 $0.00
Sep 20, 2014 $0.00
Sep 27, 2014 $0.00
Oct 4, 2014 $11.76 Sep 5, 2014 $0.07
Oct 7, 2014 $11.69
Oct 11, 2014 $11.76 Oct 7, 2014 $0.07
Oct 12, 2014 $11.69
Oct 18, 2014 $11.76 Oct 12, 2014 $0.07
Oct 22, 2014 $11.69
Oct 25, 2014 $11.76 Oct 22, 2014 $0.07
Oct 31, 2014 $11.69
Nov 1, 2014 $11.76 Oct 31, 2014 $0.07
Nov 4, 2014 $11.69
Nov 7, 2014 $11.76 Nov 4, 2014 $0.07
Nov 13, 2014 $11.69
Nov 14, 2014 $11.76 Nov 13, 2014 $0.07
Nov 29, 2014 $11.69
Nov 21, 2014 $11.76 Nov 29, 2014 $11.76
Nov 28, 2014 $0.00
Dec 5, 2014 $0.00
Dec 12, 2014 $0.00
Dec 19, 2014 $0.00
Dec 26, 2014 $0.00
Jan 2, 2015 $9.41 Nov 29, 2014 $0.07
Jan 2, 2015 $9.34
Jan 9, 2015 $9.41 Jan 2, 2015 $0.07
Jan 9, 2015 $9.34
Jan 16, 2015 $9.41 Jan 9, 2015 $0.07
Jan 17, 2015 $9.34
Jan 23, 2015 $9.41 Jan 17, 2015 $0.07
Jan 23, 2015 $9.34
Jan 30, 2015 $9.41 Jan 23, 2015 $0.07
Feb 9, 2015 $9.34
Feb 6, 2015 $9.41 Feb 9, 2015 $0.07
Feb 13, 2015 $9.34
Feb 13, 2015 $9.41 Feb 13, 2015 $0.07
Mar 13, 2015 $9.34
Feb 20, 2015 $9.41 Mar 13, 2015 $9.41
Feb 27, 2015 $9.41 Mar 13, 2015 $9.41
Mar 6, 2015 $9.41 Mar 13, 2015 $9.41
Mar 13, 2015 $9.41 Mar 13, 2015 $9.41
Mar 20, 2015 $9.41 Mar 13, 2015 $9.41
Mar 27, 2015 $9.41 Mar 13, 2015 $2.42
Mar 31, 2015 $6.99
Apr 3, 2015 $9.41 Mar 31, 2015 $4.78
Apr 4, 2015 $4.64
Apr 10, 2015 $9.41 Apr 4, 2015 $1.25
Apr 7, 2015 $7.06
Apr 12, 2015 $1.11
Apr 17, 2015 $9.41 Apr 12, 2015 $1.84
Apr 12, 2015 $7.06
Apr 16, 2015 $0.52
Apr 24, 2015 $9.41 Apr 16, 2015 $3.01
Apr 24, 2015 $6.40
May 1, 2015 $9.41 Apr 24, 2015 $5.36
Apr 28, 2015 $4.05
May 8, 2015 $9.41 Apr 28, 2015 $6.54
May 5, 2015 $2.87
May 15, 2015 $9.41 May 5, 2015 $9.41
May 22, 2015 $9.41 May 5, 2015 $9.41
May 29, 2015 $9.41 May 5, 2015 $9.41
Jun 5, 2015 $9.41 May 5, 2015 $9.41
Jun 12, 2015 $9.41 May 5, 2015 $9.41
Jun 19, 2015 $9.41 May 5, 2015 $9.41
Jun 26, 2015 $9.41 May 5, 2015 $9.41
Jul 3, 2015 $9.41 May 5, 2015 $9.41
Jul 10, 2015 $16.74 May 5, 2015 $16.74

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