To buy agrochemicals

Collins

Kosirai, Kapsabet, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Collins

Member since

September 2014

On-time repayments

54 installments • 35%

About Me

My name is Collins Mogusu. I am a self-motivated, hardworking, determined and self-confident and God fearing person. I am a teacher employed by the board of management (BOM) Elgon View Secondary School. I am awaiting employment by the Government. I have gone to college and graduated but well paying jobs are hard to find in my country. But i have chosen to seize this teaching opportunity because i have a passion to solve other people's problems while still earning some money for living. I also practice small scale farming back at home where i grow cabbages at sell at local markets. Currently U have managed to take over a boutique by buying it from someone and I need Zidisha to boost this business.

My Business

I am both a teacher and an emerging farmer. My main source of income is my teaching activity where i am able to earn 16000 shillings plus other benefits. My farming activity has also been successful after recieving my first loan from you. Currently I use my income to try and expand the boutique i just acquired but I need Zidisha to come in and boost my boutique.

Loan Proposal

Hi zidisha, I am happy for this chance to improve my farming sector activity of the moment. I am applying for this loan in order to buy herbicides, and chemicals to prevent frost and cabage and spinach diseases. Currently, I already have estabslished half acre of cabbages and quarter acre spinach which need to be sprayed with various chemicals to control weeds, pests and diseases. They are at critical stage where any delay may cause a lot of loss. With this $100 loan, I will be able to buy selective herbicides worth $20, other chemicals worth $50 and hire manual labour with the remaining amount of $30. With more than 1500 heads of cabbages and almost similar in spinach section, I am sure I will serve the market at december where foodstuffs are required in large quantities. This kind of farming requires good timing and i timed their maturation around december and January when prices must be high. I will be very glad to have this loan at this time and therefore i request zidisha lenders to finance my loan application for this purpose. Thanks so much.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Nov 24, 2014

Repayment status

On Time

Projected term

5 months

Other loans

May 2015: $92

Lenders

investor

Candiac, Canada

ads68

Melbourne, Australia

sderickson

Berkeley, CA, United States

Matching Fund

Sterling, United States

meric

Australia

Crainster

Chapel Hill, United States

Daniel R

Berlin, Germany

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Collins Aug 3, 2015

I cant raise the full amount because back here the pick time for my
business is not here yet. I believe thing will get better from early next month. thanks in advance.

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Collins Jun 19, 2015

Thanks to Zidisha lender I recieved a loan.of 8,764 KES. thanks you so much for the loan. I manage to increase my stock. Am humbled

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Collins Jun 16, 2015

Thanks so much zidisha family moreso the lenders for funding me once more am am so humbled and exited for what you have done for me. This loan will greatly assist me in ensuring I add more stock in this school canteen I have opened thus expanding it. Thank you so so much.

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Collins May 30, 2015

Thank you so much zidisha for the boost you gave me. Thanks thanks thanks

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Collins Apr 29, 2015

Hi zidisha family am really greatfull for the support you gave me with the loan ,it has really brought a positive impact in my life. Being a client who is associated with farming, my project has gone a knotch higher I have even leased a bigger piece of land to work on. The crops take sometime to grow and needs close monitoring and with the agrochemicals I purchased with the loan you gave me I was able to do all that and i had a good harvest. Thank you so much Zidisha, thank you in advance for am looking forwad for the next loan.

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Collins Apr 28, 2015

The farm produce i harvested finally paid off. the prices have gone up and as farmers we ok at the moment. I wanted to also pay off this loan and request for a bigger one to invest in agrochemicals for i have leased a bigger farm. thank you zidisha in advance.

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Collins Mar 1, 2015

Am so sorry that for the past three weeks I haven't worked as my repayment schedule requires this because the rains did not favor us farmers this time I believe things will get back to normal soon.

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Collins Nov 24, 2014

I am very thankful that my first loan application with zidisha was funded. Special thanks to the zidisha lenders and more so to the lenders who funded my loan application.

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