Entrepreneur
Name
Ruth
Member since
May 2013
On-time repayments
233 installments • 64%
About Me
My name is Ruth Nduku Thiongo. I was born on August 24th 1980 at Lare in Njoro Nakuru county. I attended Subuku Primary School and later St. Martins Secondary School for my O levels. After school I joined Njoro Home Craft for a course in basic of agriculture. I was employed by a large scale farmer in Elburgon which is far from my home for 6 years. It is in this farm that I was able to very much advance my farming skills. In 2010 I went back to my parents home who had relocated to Gema farm in the out skirts of gilgil town and started commercial farming and in 2 years down the line I was able to purchase a piece of land where I do the same to date. I look forward to be a zidisha member.
My Business
My business is basically farming at my farm in Gema scheme in gilgil town. I grow green vegetables, kales, cabbages, potatoes, onions, tomatoes and more recently I am growing asparagus and mushrooms which is become more popular among many communities in Kenya. I started commercial farming after I realized there was a great demand for these produce in all urban areas where no food is grown. I also carry out dairy farming. I have 8 milk cows which gives me between 20 and 28 liters of milk daily. I sell my produce at farm gate prices to retailers who came to correct from as far as Nairobi. For the milk it is collected every morning by Brookside dairies were I am paid at end month. The income I get from the farm is substantially good because I am able to educate my son and support my aging parents. I have also been able to build a house where I live in. The only challenge I face is luck of a proper cooler to preserve all my produce from going into waste during hot seasons. With zidisha platform I will be able to overcome these challenges.
Loan Proposal
Thanks a lot to you all my lenders, i have been able to benefit a lot from the previous loans you advance to me. for this loan i will buy high yield seeds to increase my produce this year. the planting season is underway here in Kenya and i expect to do well this time round. i will also buy supplementary daily meal for my cattles to increase milk production to meet my customers ever increasing demand. be blessed as you stretch your generous hands.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$304.00
Date disbursed
Mar 25, 2014
Repayment status
On Time
Projected term
22 months
Other loans
Lenders
Brussels, Belgium
Philippines
United States
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Summary
Amount repaid
$335.51
Amount remaining
$0.00
Date repaid
Mar 24, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 5, 2014 | $3.42 | Apr 6, 2014 | $3.42 |
| Apr 12, 2014 | $3.42 | Apr 6, 2014 | $0.11 |
| Apr 13, 2014 | $3.32 | ||
| Apr 19, 2014 | $3.42 | Apr 13, 2014 | $0.21 |
| Apr 19, 2014 | $3.21 | ||
| Apr 26, 2014 | $3.42 | Apr 19, 2014 | $3.42 |
| May 3, 2014 | $3.42 | Apr 19, 2014 | $3.42 |
| May 10, 2014 | $3.42 | Apr 19, 2014 | $1.71 |
| Apr 27, 2014 | $1.72 | ||
| May 17, 2014 | $3.42 | Apr 27, 2014 | $3.42 |
| May 24, 2014 | $3.42 | Apr 27, 2014 | $3.42 |
| May 31, 2014 | $3.42 | Apr 27, 2014 | $3.20 |
| May 4, 2014 | $0.22 | ||
| Jun 7, 2014 | $3.42 | May 4, 2014 | $3.42 |
| Jun 14, 2014 | $3.42 | May 4, 2014 | $3.42 |
| Jun 21, 2014 | $3.42 | May 4, 2014 | $3.42 |
| Jun 28, 2014 | $3.42 | May 4, 2014 | $1.27 |
| May 11, 2014 | $2.15 | ||
| Jul 5, 2014 | $3.42 | May 11, 2014 | $3.42 |
| Jul 12, 2014 | $3.42 | May 11, 2014 | $3.42 |
| Jul 19, 2014 | $3.42 | May 11, 2014 | $2.76 |
| May 18, 2014 | $0.66 | ||
| Jul 26, 2014 | $3.42 | May 18, 2014 | $3.42 |
| Aug 2, 2014 | $3.42 | May 18, 2014 | $3.42 |
| Aug 9, 2014 | $3.42 | May 18, 2014 | $3.42 |
| Aug 16, 2014 | $3.42 | May 18, 2014 | $0.84 |
| May 25, 2014 | $2.59 | ||
| Aug 23, 2014 | $3.42 | May 25, 2014 | $0.94 |
| Jun 1, 2014 | $2.48 | ||
| Aug 30, 2014 | $3.42 | Jun 1, 2014 | $3.40 |
| Jun 9, 2014 | $0.02 | ||
| Sep 6, 2014 | $3.42 | Jun 9, 2014 | $3.42 |
| Sep 13, 2014 | $3.42 | Jun 9, 2014 | $2.44 |
| Jun 16, 2014 | $0.99 | ||
| Sep 20, 2014 | $3.42 | Jun 16, 2014 | $3.42 |
| Sep 27, 2014 | $3.42 | Jun 16, 2014 | $3.42 |
| Oct 4, 2014 | $3.42 | Jun 16, 2014 | $3.42 |
| Oct 11, 2014 | $3.42 | Jun 16, 2014 | $0.51 |
| Jun 22, 2014 | $2.92 | ||
| Oct 18, 2014 | $3.42 | Jun 22, 2014 | $3.42 |
| Oct 25, 2014 | $3.42 | Jun 22, 2014 | $3.42 |
| Nov 1, 2014 | $3.42 | Jun 22, 2014 | $2.00 |
| Jun 29, 2014 | $1.42 | ||
| Nov 8, 2014 | $3.42 | Jun 29, 2014 | $3.42 |
| Nov 15, 2014 | $3.42 | Jun 29, 2014 | $3.42 |
| Nov 22, 2014 | $3.42 | Jun 29, 2014 | $3.42 |
| Nov 29, 2014 | $3.42 | Jun 29, 2014 | $0.07 |
| Jul 6, 2014 | $3.35 | ||
| Dec 6, 2014 | $3.42 | Jul 6, 2014 | $2.53 |
| Jul 13, 2014 | $0.89 | ||
| Dec 13, 2014 | $3.42 | Jul 13, 2014 | $3.42 |
| Dec 20, 2014 | $3.42 | Jul 13, 2014 | $3.42 |
| Dec 27, 2014 | $3.42 | Jul 13, 2014 | $3.42 |
| Jan 3, 2015 | $3.42 | Jul 13, 2014 | $0.60 |
| Jul 20, 2014 | $2.82 | ||
| Jan 10, 2015 | $3.42 | Jul 20, 2014 | $3.42 |
| Jan 17, 2015 | $3.42 | Jul 20, 2014 | $3.42 |
| Jan 24, 2015 | $3.42 | Jul 20, 2014 | $2.09 |
| Aug 24, 2014 | $1.33 | ||
| Jan 31, 2015 | $3.42 | Aug 24, 2014 | $2.95 |
| Aug 31, 2014 | $0.47 | ||
| Feb 7, 2015 | $3.42 | Aug 31, 2014 | $3.42 |
| Feb 14, 2015 | $3.42 | Aug 31, 2014 | $1.99 |
| Sep 7, 2014 | $1.44 | ||
| Feb 21, 2015 | $3.42 | Sep 7, 2014 | $3.42 |
| Feb 28, 2015 | $3.42 | Sep 7, 2014 | $1.02 |
| Sep 15, 2014 | $2.40 | ||
| Mar 7, 2015 | $3.42 | Sep 15, 2014 | $3.42 |
| Mar 14, 2015 | $3.42 | Sep 15, 2014 | $0.06 |
| Sep 22, 2014 | $3.36 | ||
| Mar 21, 2015 | $3.42 | Sep 22, 2014 | $2.52 |
| Sep 29, 2014 | $0.91 | ||
| Mar 28, 2015 | $3.42 | Sep 29, 2014 | $3.42 |
| Apr 4, 2015 | $3.42 | Sep 29, 2014 | $1.55 |
| Oct 6, 2014 | $1.87 | ||
| Apr 11, 2015 | $3.42 | Oct 6, 2014 | $3.42 |
| Apr 18, 2015 | $3.42 | Oct 6, 2014 | $0.59 |
| Oct 12, 2014 | $2.84 | ||
| Apr 25, 2015 | $3.42 | Oct 12, 2014 | $3.05 |
| Oct 19, 2014 | $0.38 | ||
| May 2, 2015 | $3.42 | Oct 19, 2014 | $3.42 |
| May 9, 2015 | $3.42 | Oct 19, 2014 | $2.08 |
| Oct 27, 2014 | $1.34 | ||
| May 16, 2015 | $3.42 | Oct 27, 2014 | $3.42 |
| May 23, 2015 | $3.42 | Oct 27, 2014 | $1.12 |
| Nov 3, 2014 | $2.31 | ||
| May 30, 2015 | $3.42 | Nov 3, 2014 | $3.42 |
| Jun 6, 2015 | $3.42 | Nov 3, 2014 | $0.15 |
| Nov 10, 2014 | $3.27 | ||
| Jun 13, 2015 | $3.42 | Nov 10, 2014 | $2.61 |
| Nov 17, 2014 | $0.81 | ||
| Jun 20, 2015 | $3.42 | Nov 17, 2014 | $3.42 |
| Jun 27, 2015 | $3.42 | Nov 17, 2014 | $1.65 |
| Nov 24, 2014 | $1.78 | ||
| Jul 4, 2015 | $3.42 | Nov 24, 2014 | $3.42 |
| Jul 11, 2015 | $3.42 | Nov 24, 2014 | $0.68 |
| Dec 1, 2014 | $2.74 | ||
| Jul 18, 2015 | $3.42 | Dec 1, 2014 | $3.42 |
| Jul 25, 2015 | $3.42 | Dec 1, 2014 | $3.25 |
| Dec 7, 2014 | $0.18 | ||
| Aug 1, 2015 | $3.42 | Dec 7, 2014 | $3.42 |
| Aug 8, 2015 | $3.42 | Dec 7, 2014 | $2.31 |
| Dec 15, 2014 | $1.12 | ||
| Aug 15, 2015 | $3.42 | Dec 15, 2014 | $3.42 |
| Aug 22, 2015 | $3.42 | Dec 15, 2014 | $1.34 |
| Dec 22, 2014 | $2.08 | ||
| Aug 29, 2015 | $3.42 | Dec 22, 2014 | $3.42 |
| Sep 5, 2015 | $3.42 | Dec 22, 2014 | $0.38 |
| Dec 29, 2014 | $3.05 | ||
| Sep 12, 2015 | $3.42 | Dec 29, 2014 | $2.84 |
| Jan 5, 2015 | $0.59 | ||
| Sep 19, 2015 | $3.42 | Jan 5, 2015 | $3.42 |
| Sep 26, 2015 | $3.42 | Jan 5, 2015 | $1.87 |
| Jan 11, 2015 | $1.55 | ||
| Oct 3, 2015 | $3.42 | Jan 11, 2015 | $3.42 |
| Oct 10, 2015 | $3.42 | Jan 11, 2015 | $0.91 |
| Jan 19, 2015 | $2.52 | ||
| Oct 17, 2015 | $3.42 | Jan 19, 2015 | $3.36 |
| Jan 26, 2015 | $0.06 | ||
| Oct 24, 2015 | $3.42 | Jan 26, 2015 | $3.42 |
| Oct 31, 2015 | $3.42 | Jan 26, 2015 | $2.40 |
| Feb 3, 2015 | $1.02 | ||
| Nov 7, 2015 | $3.42 | Feb 3, 2015 | $3.42 |
| Nov 14, 2015 | $3.42 | Feb 3, 2015 | $1.44 |
| Feb 10, 2015 | $1.99 | ||
| Nov 21, 2015 | $3.42 | Feb 10, 2015 | $3.42 |
| Nov 28, 2015 | $3.42 | Feb 10, 2015 | $0.47 |
| Feb 17, 2015 | $2.95 | ||
| Dec 5, 2015 | $3.42 | Feb 17, 2015 | $2.93 |
| Mar 2, 2015 | $0.49 | ||
| Dec 12, 2015 | $3.42 | Mar 2, 2015 | $3.42 |
| Dec 19, 2015 | $3.42 | Mar 2, 2015 | $3.42 |
| Dec 26, 2015 | $3.42 | Mar 2, 2015 | $3.42 |
| Jan 2, 2016 | $3.42 | Mar 2, 2015 | $1.00 |
| Mar 10, 2015 | $2.42 | ||
| Jan 9, 2016 | $3.42 | Mar 10, 2015 | $3.42 |
| Jan 16, 2016 | $3.42 | Mar 10, 2015 | $0.04 |
| Mar 16, 2015 | $3.39 | ||
| Jan 23, 2016 | $3.42 | Mar 16, 2015 | $3.42 |
| Jan 30, 2016 | $3.42 | Mar 16, 2015 | $3.42 |
| Feb 6, 2016 | $3.42 | Mar 16, 2015 | $1.53 |
| Mar 24, 2015 | $1.89 | ||
| Feb 13, 2016 | $3.42 | Mar 24, 2015 | $3.42 |
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