To buy land to dig sand for construction work

Georgina

Ghana Kumasi, Ghana

14% repaid

Entrepreneur

Name

Georgina

Member since

November 2017

On-time repayments

16 installments  •  63%

About Me

I am the second child in a nuclear family of seven . I started school at the age of four in a typical village where we use to write on the floor. I love school soo much that I never wanted to be in the house even on weekends. I told my dad one day that I want to be a doctor in the future and he told me I have to learn very had to achieve my dreams so I never play with my studies since then. I was very intelligent so i used to become first in class in every tests and examinations until I became very sick to the extent of loosing my intelligence in junior high school one. I never gave up, I kept the race to complete the junior and senior high school. After completing I chose to do business over being a doctor because my grades wasn't what I expected. I started selling ladies handbags to make living a little bit easier until one day a friend of mine introduced me to the construction sand and stone business where things started changing into good. I borrowed some capital from a friend of mine and registered in the national association of sand and stones workers and tipper trucks users. I got approved by the government and was issued the membership card.I bought a one pole land and started working. Ghana my beloved country is a home of peace and love so we never degrade that by treating our strangers with hatred. We really accommodate.I will love my child to be an engineer in the future since he is still very young to decide for himself but he could change to his own type of work when he grows up. The unique time I ever had was at a festival I attended in my home town in the volta region of Ghana where traditional values are kept tight.

My Business

I buy registered sandy and stony lands to dig and sell to tipper trucks drivers for construction works. The demand for sand and stones is very high in both local and commercial areas because without these there will be nothing to be call home or office where most activities take place daily. I chose this kind of business because it is the right one to help me put food on my family's table,cater for my siblings and my child in school and keep me going. The cost suitable for this work is 60,000 Ghana cedis since the work deals with buying lands hiring labour, excavators and Loders. The estimated cost of revenue is is 100,000 Ghana cedis early. I use the profits to reinvest in the business for repairs and fuel, pay house bills cater for my family and pay my siblings school fees .

Loan Proposal

My loan will be used to purchase a sandy land that will be digging and sell to tipper trucks drivers for construction works .I need 6 acres of land. Land per acre is $1,900.

The business will help the community construction workers with multi purpose sand for good and perfect works. It will also help the youth of my area who have the passion for contractor and construction jobs like me get more skills and daily payment to boost their financial abilities.
It will help me too to break down my financial disabilities and it will rise my business from the hatching stage to maturity stage. I want 50 percent profit in return.

Show original English  

About Me

I am the second child in a nuclear family of seven . I started school at the age of four in a typical village where we use to write on the floor. I love school soo much that I never wanted to be in the house even on weekends. I told my dad one day that I want to be a doctor in the future and he told me I have to learn very had to achieve my dreams so I never play with my studies since then. I was very intelligent so i used to become first in class in every tests and examinations until I became very sick to the extent of loosing my intelligence in junior high school one. I never gave up, I kept the race to complete the junior and senior high school. After completing I chose to do business over being a doctor because my grades wasn't what I expected. I started selling ladies handbags to make living a little bit easier until one day a friend of mine introduced me to the construction sand and stone business where things started changing into good. I borrowed some capital from a friend of mine and registered in the national association of sand and stones workers and tipper trucks users. I got approved by the government and was issued the membership card.I bought a one pole land and started working. Ghana my beloved country is a home of peace and love so we never degrade that by treating our strangers with hatred. We really accommodate.I will love my child to be an engineer in the future since he is still very young to decide for himself but he could change to his own type of work when he grows up. The unique time I ever had was at a festival I attended in my home town in the volta region of Ghana where traditional values are kept tight.

My Business

I buy registered sandy and stony lands to dig and sell to tipper trucks drivers for construction works. The demand for sand and stones is very high in both local and commercial areas because without these there will be nothing to be call home or office where most activities take place daily. I chose this kind of business because it is the right one to help me put food on my family's table,cater for my siblings and my child in school and keep me going. The cost suitable for this work is 60,000 Ghana cedis since the work deals with buying lands hiring labour, excavators and Loders. The estimated cost of revenue is is 100,000 Ghana cedis early. I use the profits to reinvest in the business for repairs and fuel, pay house bills cater for my family and pay my siblings school fees .

Loan Proposal

My loan will be used to purchase a sandy land that will be digging and sell to tipper trucks drivers for construction works .I need 6 acres of land. Land per acre is $1,900.

The business will help the community construction workers with multi purpose sand for good and perfect works. It will also help the youth of my area who have the passion for contractor and construction jobs like me get more skills and daily payment to boost their financial abilities.
It will help me too to break down my financial disabilities and it will rise my business from the hatching stage to maturity stage. I want 50 percent profit in return.

Feedback

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  • Powered by me    Feb 21, 2018

    Excellent track record

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  • (Comment deleted by author)

    • Georgina    Jan 21, 2018

      Thank you so much for adopting my loan. I am grateful. I will also make sure I repay every single loan on time to make you happy.

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    • Georgina    Jan 21, 2018

      Thank you so much for adopting my loan. I am grateful. I will also make sure I repay every single loan on time to make you happy.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$168.00

Date disbursed

Apr 30, 2018

Repayment status

Late

Projected term

7 weeks

Lenders

Paul Buchheit

Mountain View, United States

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  • Georgina    May 16, 2018

    Please I made my payment of 108 ghc on the 13 may which is Sunday it is not added to my repayment records.

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  • Powered by me    Apr 27, 2018

    Hi Gina,

    It's already fully funded by Paul.

    Take care! We'll get you there.

    BR, PbM

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  • Georgina    Apr 27, 2018

    I want to say a very thank you to my lenders for fully funding my loan. I will make sure it's been paid on time.

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  • Georgina    Apr 7, 2018

    My credit limit kept on reducing. Why? It is from 1,200 and now it is 850

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  • Georgina    Apr 7, 2018

    I didn't see the members loan fund page to choose for my next loan .where do I find it.

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  • Georgina    Apr 4, 2018

    I am finding it difficult to load my picture

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  • Powered by me    Feb 20, 2018

    Hi Gina,

    Fyi: I'll contribute to your next request when posted.

    Best regards,

    PbM

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    • Fitri    Feb 20, 2018

      You will help her more if you take your time to give feedback your lending experience with her. There are many autorelends account that few or more of their preference supporting borrowers whose have a lot of positive feedback.
      More information you can find from Joost explanation on Joshi thread in Lenders forum.
      Thank you for supporting borrowers in Zidisha.

      Translated by Google     Show original

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    • Georgina    Feb 21, 2018

      Thank you very much Fyi for your care,i am grateful.

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  • Georgina    Feb 19, 2018

    My last payment has not been added to my profile.

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    • Fitri    Feb 20, 2018

      Sometimes it takes 3 days US eastern time before your payment credited to your account. My advise is to wait until tomorrow. If it not credited then you need to make a ticket to inform zidisha staff about it.

      Translated by Google     Show original

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      • Georgina    Feb 21, 2018

        Fauziyah the mistake was from me I used my middle name instead of my surname to make the payment because I was in too much hurry to make payment. I checked it after I read your message. Thank you very much okay. I was corrected later.

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    • Fitri    Feb 20, 2018

      Hello Georgina, I'm glad that your payment has credited to your account. Please note that sometimes it takes 3 days US Eastern Time for the payment credited to your account.

      Good luck if you will apply for your next loan. Share more picture of your work environtment. :)

      Translated by Google     Show original

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    • Fitri    Feb 28, 2018

      Hello Georgina, I'm sorry I just read your message. I didn't get email confirmation when your reply mine unless I write new thread in your discussion page.
      I'm sorry I don't understand how it works the payment of yours. Will you explaine to me? For Indonesia borrowers, we pay to our virtual account. We only need to input the number and there will be shown our name and we just need to proceed until it done.
      Before 2017, Indonesian borrowers pay their installment with phone number account as yours. But we only need input the amount and sent the money to zidisha account, we didn't need to input our name.
      You know I wanna know your work environtment, thank you too sharing the picture.

      Translated by Google     Show original

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  • Georgina    Feb 13, 2018

    I am supposed to make payment on the 10th but I travelled to a funeral before the 10th and the network at the village was very poor so I came back and make the payment on the 11th but it is not added to my repayment profile.

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  • Georgina    Feb 13, 2018

    I thank everyone in our zidisha family both lenders and borrowers for making the platform stand still for the betterment of all of us.

    For our lenders thank you very much for being there for us always God richly bless you all.

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  • Georgina    Jan 29, 2018

    Thanks soo much for the loan. I received it. And I added it to a friend money and got a small portion of land since it's not enough to get a bigger land .

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  • Georgina    Dec 26, 2017

    I can't stop smiling since I joined my zidisha family. This is a family with soo much love and passion for pushing every prepared entrepreneur forward to meet his or her aims. Thanks to all our lenders God always bless you and give you the golden heart that cares for others.
    I will use this loan to get a small portion of land to start my project. This project is going to equip me with much knowledge to apply to the larger projects when i start it.

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  • Georgina    Dec 15, 2017

    I can pay more than my installment amount. And I also need my next loan much quicker.

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  • Georgina    Dec 15, 2017

    I can pay more than scheduled time. I need my next loan more quickly.

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  • Georgina    Nov 23, 2017

    Thanks to zidisha for funding my first loan soo fast and I am very grateful to my lender too.

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  • Georgina    Nov 18, 2017

    Does zidisha support only very small businesses?

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