Entrepreneur
Name
Lydia
Member since
April 2012
On-time repayments
200 installments • 83%
About Me
Am happy and very grateful to Zidisha platform for giving me the opportunity to grow my business.from a humble beginning of selling second hand clothes to supplying clothes to my customers which could not be impossible if the Zidisha family never existed.The business is good as l look forward to expanding the business to East Africa community. l started the business when i realized the need for self employment as l am able to support my sister by paying her college fee. l relocated to Nakuru town after new opportunities opened up.l live in Racecourse Estate in plot number 628 that is 100 meters from the Friends church.l use my income to expand the business and grow myself economically.
My Business
l ventured into business some years ago so as to make a living where by l used to buy handbags and shoes retail them only for a 20% profit but the profit was so little to even make ends meet as l was supporting my sister who by then was in university but later on l decided to approach a good friend of mine who is based in Nakuru and was in the same business used to travel to Kampala and buy the goods in wholesale to show me the source. she agreed and having taken the loan with the zidisha to buy the stock l was able to take my business to the next level and since then my business has never been the same again.later on due to high competition in Nakuru l decided to venture into vitenge business as the competition was less and the vitenge material will always sell because it does well with chidren, women as well as men hence creating a demand.l buy a piece of kitenge that is usually 2.5meters at ksh 650 here in Nairobi from the businessmen who mainly import from Tanzania and Nigeria and sell the same piece of material from ksh 1000 -1200 to my customers.with the loan amount of ksh 67000 l will invest the money in the business where l will plan to use ksh 50000 to buy stock and the balance of ksh 17000 will take a driving course that will cost me ksh 12000 and the balance will use for my expenses. From the revenues l plan to reinvest again in the business as well as buy a cooker. The zidisha platform is worthy my commitment and l am really proud of it.To my lenders l am kindly requesting for your support to enable me achieve my dreams and may God bless you for your generous contribution towards my loan.
Loan Proposal
Dear lenders, l wish to take this opportunity to thank my lenders for supporting me this far and the entire Zidisha team for giving me another chance raise another loan.indeed every dollar raised have enabled me to achieve alot from expanding my business to being empowered financially. God bless you for every generous contribution.l will use the loan to buy more Kitenge materials and expand the business that will enable me to increase my income.
Feedback
Positive
5
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$770.00
Date disbursed
Nov 13, 2014
Repayment status
Late
Projected term
36 months
Other loans
Lenders
Berkeley, United States
Guildford, United Kingdom
Germany
Maputo, United States
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$500.57
Amount remaining
$901.35
Expected completion
Nov 5, 2017
Status
Repaying late
Installment amount
$56.82
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 23, 2014 | $15.64 | Nov 23, 2014 | $15.64 |
| Nov 30, 2014 | $15.64 | Nov 23, 2014 | $15.64 |
| Dec 7, 2014 | $15.64 | Nov 23, 2014 | $2.82 |
| Nov 30, 2014 | $12.82 | ||
| Dec 14, 2014 | $15.64 | Nov 30, 2014 | $4.23 |
| Dec 14, 2014 | $11.41 | ||
| Dec 21, 2014 | $15.64 | Dec 14, 2014 | $9.05 |
| Dec 20, 2014 | $6.59 | ||
| Dec 28, 2014 | $15.64 | Dec 20, 2014 | $0.23 |
| Dec 29, 2014 | $15.41 | ||
| Jan 4, 2015 | $15.64 | Dec 29, 2014 | $1.07 |
| Jan 2, 2015 | $14.57 | ||
| Jan 11, 2015 | $2.48 | Jan 2, 2015 | $2.48 |
| Jan 18, 2015 | $5.68 | Feb 28, 2015 | $5.68 |
| Jan 25, 2015 | $0.00 | ||
| Feb 1, 2015 | $0.00 | ||
| Feb 8, 2015 | $0.00 | ||
| Feb 15, 2015 | $0.00 | ||
| Feb 22, 2015 | $0.00 | ||
| Mar 1, 2015 | $0.00 | ||
| Mar 8, 2015 | $2.27 | Mar 8, 2015 | $2.27 |
| Mar 15, 2015 | $2.27 | Mar 8, 2015 | $2.27 |
| Mar 22, 2015 | $2.27 | Mar 8, 2015 | $2.27 |
| Mar 29, 2015 | $2.27 | Mar 8, 2015 | $2.27 |
| Apr 5, 2015 | $2.27 | Mar 8, 2015 | $2.27 |
| Apr 12, 2015 | $2.27 | Apr 6, 2015 | $2.27 |
| Apr 19, 2015 | $2.27 | Apr 14, 2015 | $2.27 |
| Apr 26, 2015 | $2.27 | Apr 14, 2015 | $2.27 |
| May 3, 2015 | $2.27 | Apr 14, 2015 | $1.14 |
| Apr 27, 2015 | $1.14 | ||
| May 10, 2015 | $2.27 | Apr 27, 2015 | $1.14 |
| May 9, 2015 | $1.14 | ||
| May 17, 2015 | $2.27 | May 9, 2015 | $2.27 |
| May 24, 2015 | $2.27 | May 23, 2015 | $2.27 |
| May 31, 2015 | $2.27 | Jun 17, 2015 | $2.27 |
| Jun 7, 2015 | $2.27 | Jul 8, 2015 | $2.27 |
| Jun 14, 2015 | $2.27 | Aug 5, 2015 | $2.27 |
| Jun 21, 2015 | $2.27 | Aug 5, 2015 | $2.27 |
| Jun 28, 2015 | $2.27 | Aug 5, 2015 | $2.27 |
| Jul 5, 2015 | $2.27 | Aug 5, 2015 | $2.27 |
| Jul 12, 2015 | $2.27 | Aug 5, 2015 | $2.27 |
| Jul 19, 2015 | $2.27 | Aug 5, 2015 | $2.27 |
| Jul 26, 2015 | $2.27 | Aug 5, 2015 | $2.27 |
| Aug 2, 2015 | $2.27 | Aug 5, 2015 | $2.27 |
| Aug 9, 2015 | $2.27 | Aug 9, 2015 | $2.27 |
| Aug 16, 2015 | $2.27 | Aug 18, 2015 | $2.27 |
| Aug 23, 2015 | $2.27 | Aug 22, 2015 | $2.27 |
| Aug 30, 2015 | $2.27 | Aug 29, 2015 | $2.27 |
| Sep 6, 2015 | $2.27 | Sep 5, 2015 | $2.27 |
| Sep 13, 2015 | $2.27 | Sep 5, 2015 | $2.27 |
| Sep 20, 2015 | $2.27 | Sep 19, 2015 | $2.27 |
| Sep 27, 2015 | $2.27 | Sep 19, 2015 | $2.27 |
| Oct 4, 2015 | $1.14 | Sep 19, 2015 | $1.14 |
| Oct 11, 2015 | $11.36 | Oct 8, 2015 | $11.36 |
| Oct 18, 2015 | $11.36 | Oct 18, 2015 | $11.36 |
| Oct 25, 2015 | $11.36 | Oct 26, 2015 | $11.36 |
| Nov 1, 2015 | $11.36 | Nov 1, 2015 | $11.36 |
| Nov 8, 2015 | $11.36 | Nov 9, 2015 | $11.36 |
| Nov 15, 2015 | $11.36 | Nov 15, 2015 | $11.36 |
| Nov 22, 2015 | $11.36 | Nov 22, 2015 | $11.36 |
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $2.27 | Dec 15, 2015 | $2.27 |
| Dec 20, 2015 | $2.27 | Dec 20, 2015 | $2.27 |
| Dec 27, 2015 | $2.27 | Dec 28, 2015 | $2.27 |
| Jan 3, 2016 | $2.27 | Jan 5, 2016 | $2.27 |
| Jan 10, 2016 | $2.27 | Jan 12, 2016 | $2.27 |
| Jan 17, 2016 | $2.27 | Jan 17, 2016 | $2.27 |
| Jan 24, 2016 | $2.27 | Jan 25, 2016 | $2.27 |
| Jan 31, 2016 | $2.27 | Feb 5, 2016 | $2.27 |
| Feb 7, 2016 | $2.27 | Feb 7, 2016 | $2.27 |
| Feb 14, 2016 | $2.27 | Feb 14, 2016 | $2.27 |
| Feb 21, 2016 | $2.27 | Feb 22, 2016 | $2.27 |
| Feb 28, 2016 | $2.27 | Feb 29, 2016 | $2.27 |
| Mar 6, 2016 | $2.27 | Mar 8, 2016 | $2.27 |
| Mar 13, 2016 | $2.27 | Apr 11, 2016 | $2.27 |
| Mar 20, 2016 | $2.27 | Apr 11, 2016 | $2.27 |
| Mar 27, 2016 | $2.27 | Apr 11, 2016 | $2.27 |
| Apr 3, 2016 | $2.27 | Apr 11, 2016 | $2.27 |
| Apr 10, 2016 | $2.27 | Apr 11, 2016 | $2.27 |
| Apr 17, 2016 | $2.27 | Apr 16, 2016 | $2.27 |
| Apr 24, 2016 | $2.27 | Apr 24, 2016 | $2.27 |
| May 1, 2016 | $2.27 | Apr 30, 2016 | $2.27 |
| May 8, 2016 | $2.27 | May 25, 2016 | $2.27 |
| May 15, 2016 | $2.27 | May 25, 2016 | $2.27 |
| May 22, 2016 | $2.27 | May 25, 2016 | $2.27 |
| May 29, 2016 | $2.27 | May 29, 2016 | $2.27 |
| Jun 5, 2016 | $2.27 | Jun 5, 2016 | $2.27 |
| Jun 12, 2016 | $2.27 | Jun 12, 2016 | $2.27 |
| Jun 19, 2016 | $2.27 | Jun 19, 2016 | $2.27 |
| Jun 26, 2016 | $2.27 | Jun 26, 2016 | $2.27 |
| Jul 3, 2016 | $2.27 | Jul 4, 2016 | $2.27 |
| Jul 10, 2016 | $2.27 | Jul 10, 2016 | $2.27 |
| Jul 17, 2016 | $2.27 | Jul 18, 2016 | $2.27 |
| Jul 24, 2016 | $2.27 | Jul 25, 2016 | $2.27 |
| Jul 31, 2016 | $2.27 | Jul 31, 2016 | $2.27 |
| Aug 7, 2016 | $2.27 | Aug 8, 2016 | $2.27 |
| Aug 14, 2016 | $2.27 | Aug 16, 2016 | $2.27 |
| Aug 21, 2016 | $2.27 | Aug 16, 2016 | $2.27 |
| Aug 28, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Sep 4, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Sep 11, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Sep 18, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Sep 25, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Oct 2, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Oct 9, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Oct 16, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Oct 23, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Oct 30, 2016 | $2.27 | Aug 21, 2016 | $2.27 |
| Nov 6, 2016 | $2.27 | Aug 27, 2016 | $2.27 |
| Nov 13, 2016 | $2.27 | Aug 27, 2016 | $2.27 |
| Nov 20, 2016 | $2.27 | Aug 27, 2016 | $2.27 |
| Nov 27, 2016 | $2.27 | Aug 27, 2016 | $2.27 |
| Dec 4, 2016 | $2.27 | Aug 27, 2016 | $2.27 |
| Dec 11, 2016 | $2.27 | Aug 27, 2016 | $2.27 |
| Dec 18, 2016 | $2.27 | Aug 27, 2016 | $2.27 |
| Dec 25, 2016 | $2.27 | Aug 27, 2016 | $2.27 |
| Jan 1, 2017 | $2.27 | Aug 27, 2016 | $2.27 |
| Jan 8, 2017 | $2.27 | Aug 27, 2016 | $2.27 |
| Jan 15, 2017 | $34.09 | Sep 21, 2016 | $11.36 |
| Jan 15, 2017 | $22.73 | ||
| Jan 22, 2017 | $11.36 | Jan 15, 2017 | $11.36 |
| Jan 29, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Feb 5, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Feb 12, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Feb 19, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Feb 26, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Mar 5, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Mar 12, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Mar 19, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Mar 26, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Apr 2, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Apr 9, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Apr 16, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Apr 23, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Apr 30, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| May 7, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| May 14, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| May 21, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| May 28, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Jun 4, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Jun 11, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Jun 18, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Jun 25, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Jul 2, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Jul 9, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Jul 16, 2017 | $2.27 | Jan 27, 2017 | $2.27 |
| Jul 23, 2017 | $2.27 | Jan 30, 2017 | $2.27 |
| Jul 30, 2017 | $56.82 | ||
| Aug 6, 2017 | $56.82 | ||
| Aug 13, 2017 | $56.82 | ||
| Aug 20, 2017 | $56.82 | ||
| Aug 27, 2017 | $56.82 | ||
| Sep 3, 2017 | $56.82 | ||
| Sep 10, 2017 | $56.82 | ||
| Sep 17, 2017 | $56.82 | ||
| Sep 24, 2017 | $56.82 | ||
| Oct 1, 2017 | $56.82 | ||
| Oct 8, 2017 | $56.82 | ||
| Oct 15, 2017 | $56.82 | ||
| Oct 22, 2017 | $56.82 | ||
| Oct 29, 2017 | $56.82 | ||
| Nov 5, 2017 | $105.90 | ||
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