Selina
Tamale, Ghana
12% repaid
Name
Selina
Member since
November 2016
On-time repayments
80 installments • 33%
My name is Selina Addea born and bread at Gumani, Tamale. I was born into a family of three (3) where we toiled with our parents to make the family/house comfortable and a place of survival through peasant farming.
Although things were not smooth, my parents have education at heart so they sent us to school. I have attended Gumani Roman Catholic Primary and Junior High School (JHS) all in the Northern Regional capital, Tamale.
After my JHS however, I furthered my secondary education at the Accra Girls Senior High School (AGISS) where I studied Generals Arts (Languages Option).
After Senior high School, there was no money to further my tertiary education so I went back to assist my parents so as to gather some money to open a small cosmetics shop (perfumes to be precise).
Summarily, one year after assisting my parents on the farms (Maize, Groundnut and Rice) I was able to accumulate USD 498.78 or GHS 2,000.00 as capital to start my business.
I operate a cosmetic shop in the heart of Tamale where I sell perfumes of different brands including Pure Red (my favourite), Executives, Explorer, Victory among others.
My target market is the work class (Bankers, Doctors, Nurses, Accountants, Lawyers, Teachers and other corporate staffs). This is because, they always want to "smell good" so their demands for the these items or goods.
I purchase some of my goods from Togo, Benin, Côte d'Ivoire and the rest from Accra, Ghana. Just as any business individual incurs costs, I also incur cost for transporting and running the business so as to fulfill the going concern principle of business(Accounting).
I also use part of the profit for reinvestment into the business whiles I save the remaining towards a building project.
I wish to request for a loan of USD14(GHS60.00) to buy one gallon of paint to paint some new shelves I have bought for my perfume. This humble request is being made because, there has been increasing demands on my goods/items of the past two months so I am being put in a tight corner to add more shelves to better serve my numerous customers.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$15.00
Date disbursed
Apr 24, 2017
Repayment status
Late
Projected term
14 months
Other loans
Amount repaid
$1.69
Amount remaining
$12.83
Expected completion
Jun 23, 2018
Status
Repaying late
Installment amount
$0.24
Expected Payments | Actual Payments | ||
---|---|---|---|
May 6, 2017 | $0.24 | May 22, 2017 | $0.24 |
May 13, 2017 | $0.24 | May 22, 2017 | $0.24 |
May 20, 2017 | $0.24 | May 22, 2017 | $0.24 |
May 27, 2017 | $0.24 | May 22, 2017 | $0.24 |
Jun 3, 2017 | $0.24 | May 22, 2017 | $0.24 |
Jun 10, 2017 | $0.24 | May 22, 2017 | $0.24 |
Jun 17, 2017 | $0.24 | May 22, 2017 | $0.24 |
Jun 24, 2017 | $0.24 | ||
Jul 1, 2017 | $0.24 | ||
Jul 8, 2017 | $0.24 | ||
Jul 15, 2017 | $0.24 | ||
Jul 22, 2017 | $0.24 | ||
Jul 29, 2017 | $0.24 | ||
Aug 5, 2017 | $0.24 | ||
Aug 12, 2017 | $0.24 | ||
Aug 19, 2017 | $0.24 | ||
Aug 26, 2017 | $0.24 | ||
Sep 2, 2017 | $0.24 | ||
Sep 9, 2017 | $0.24 | ||
Sep 16, 2017 | $0.24 | ||
Sep 23, 2017 | $0.24 | ||
Sep 30, 2017 | $0.24 | ||
Oct 7, 2017 | $0.24 | ||
Oct 14, 2017 | $0.24 | ||
Oct 21, 2017 | $0.24 | ||
Oct 28, 2017 | $0.24 | ||
Nov 4, 2017 | $0.24 | ||
Nov 11, 2017 | $0.24 | ||
Nov 18, 2017 | $0.24 | ||
Nov 25, 2017 | $0.24 | ||
Dec 2, 2017 | $0.24 | ||
Dec 9, 2017 | $0.24 | ||
Dec 16, 2017 | $0.24 | ||
Dec 23, 2017 | $0.24 | ||
Dec 30, 2017 | $0.24 | ||
Jan 6, 2018 | $0.24 | ||
Jan 13, 2018 | $0.24 | ||
Jan 20, 2018 | $0.24 | ||
Jan 27, 2018 | $0.24 | ||
Feb 3, 2018 | $0.24 | ||
Feb 10, 2018 | $0.24 | ||
Feb 17, 2018 | $0.24 | ||
Feb 24, 2018 | $0.24 | ||
Mar 3, 2018 | $0.24 | ||
Mar 10, 2018 | $0.24 | ||
Mar 17, 2018 | $0.24 | ||
Mar 24, 2018 | $0.24 | ||
Mar 31, 2018 | $0.24 | ||
Apr 7, 2018 | $0.24 | ||
Apr 14, 2018 | $0.24 | ||
Apr 21, 2018 | $0.24 | ||
Apr 28, 2018 | $0.24 | ||
May 5, 2018 | $0.24 | ||
May 12, 2018 | $0.24 | ||
May 19, 2018 | $0.24 | ||
May 26, 2018 | $0.24 | ||
Jun 2, 2018 | $0.24 | ||
Jun 9, 2018 | $0.24 | ||
Jun 16, 2018 | $0.24 | ||
Jun 23, 2018 | $0.24 |
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