TO BUY SECOND-HAND CLOTHES IN BULK FOR SALE

Entrepreneur

About Me

l am a hardworking young entrepreneur. my real name is Sekyere Kodua and sumsum agya is my nickname. l was born in Kumasi and now living in Accra. l am married with one child .My parent are Mr and Mrs Kodua .They both live in kumasi. l live in Gbewe /Accra with my wife and a child .she is hairdresser and l sell old cloth at Kantamanto in Accra. l am good christian and attend church at christian faith miinstry . My hobbies are praying football, reading , watching movies and dancing.l used my earnings to assist my child to go to school , pay healthy bills and support my wife.Our income is limited that is lam asking Zidisha to give me loan to incease my income and profit.

My Business

I sell Second-hand clothing in my shop at kanataman /accra.I started this business about three years ago. l sell cloths for men , women and children. The business is profitable and sometimes l make GHC150 profit a day. I will repay my loan with the money that I will get from the profit I will be generating from my business .my business is doing well and I’m sure that l will be able to repay my loan . There is a great demand for cloths in kantamanto because new cloths are too expensive for most people to af ford And due to that a lot of people prefer second hand cloths compared to new ones
My customers prefer dealing with me because my price are okay and develop good and honest relationship with ford. And due to that a lot of people prefer second hand cloths compared to new ones
The risk of my business is the lack of capital and security .I am requesting this loan from Zidisha because this can allow me to purchase clothing in bulk, increasing profit while improving cost for customers and improving the quality of life of my wife and child

Loan Proposal

First of, l would like to take this opportunity to thank Zidisha for allowing me to apply for loan to expand my business.
I want to use the loan to buy second hand -clothing . l will add the loan to my savings so that l will buy the second hand clothing in bulk. it will cost about GHC540 =$200. By buying second hand cloth in bilk. it will attract more customers and also bring more profit. l believe when l get the loan it will increase my income and profit.it will also assist me to take good care of my wife and child. l am requesting all the lenders to help me to achieve this dream. l will be able to repay the loan because l make about GHC150 and more everyday as my profit and with this l will be able to repay my loans.

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