TO BUY SECOND-HAND CLOTHES IN BULK FOR SALE

Koduah

Gbewe Accra, Ghana

100% repaid

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How it Works

Entrepreneur

Name

Koduah

Member since

May 2014

On-time repayments

204 installments • 12%

About Me

l am a hardworking young entrepreneur. my real name is Sekyere Kodua and sumsum agya is my nickname. l was born in Kumasi and now living in Accra. l am married with one child .My parent are Mr and Mrs Kodua .They both live in kumasi. l live in Gbewe /Accra with my wife and a child .she is hairdresser and l sell old cloth at Kantamanto in Accra. l am good christian and attend church at christian faith miinstry . My hobbies are praying football, reading , watching movies and dancing.l used my earnings to assist my child to go to school , pay healthy bills and support my wife.Our income is limited that is lam asking Zidisha to give me loan to incease my income and profit.

My Business

I sell Second-hand clothing in my shop at kanataman /accra.I started this business about three years ago. l sell cloths for men , women and children. The business is profitable and sometimes l make GHC150 profit a day. I will repay my loan with the money that I will get from the profit I will be generating from my business .my business is doing well and I’m sure that l will be able to repay my loan . There is a great demand for cloths in kantamanto because new cloths are too expensive for most people to af ford And due to that a lot of people prefer second hand cloths compared to new ones
My customers prefer dealing with me because my price are okay and develop good and honest relationship with ford. And due to that a lot of people prefer second hand cloths compared to new ones
The risk of my business is the lack of capital and security .I am requesting this loan from Zidisha because this can allow me to purchase clothing in bulk, increasing profit while improving cost for customers and improving the quality of life of my wife and child

Loan Proposal

First of, l would like to take this opportunity to thank Zidisha for allowing me to apply for loan to expand my business.
I want to use the loan to buy second hand -clothing . l will add the loan to my savings so that l will buy the second hand clothing in bulk. it will cost about GHC540 =$200. By buying second hand cloth in bilk. it will attract more customers and also bring more profit. l believe when l get the loan it will increase my income and profit.it will also assist me to take good care of my wife and child. l am requesting all the lenders to help me to achieve this dream. l will be able to repay the loan because l make about GHC150 and more everyday as my profit and with this l will be able to repay my loans.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jun 6, 2014

Repayment status

On Time

Projected term

5 months

Other loans

Nov 2014: $197

Lenders

KYLE LARSON

Little Falls, United States

cjmenchaca

Austin, United States

Jessica

Patagonia, Argentina

juliemartha

Lake Mary, United States

panamaman

Philadelphia, United States

Hedwich

Gorssel, Netherlands

delete-this-account

Anguilla

Sarasota

Sarasota, Fl, United States

Escalada

Bakersfield, CA, United States

Anonymous

United Kingdom

dlpringle

Denver, United States

lamar

lamar colorado, United States

United States

Sweden

United States

Waddinxveen, Netherlands

Roshanna

Netherlands

Nutrician

Netherlands

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Koduah Apr 8, 2015

Dear Lenders, l have past due repayment to make. because l was having issues concern my account and now that l am able to solve the issue .l want to reschedule so that l can repay my loan on time. l think is good to reschedule then to skip. l will not run away with someone's money.Thank you very much for understanding me.

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Koduah Apr 7, 2015

Dear Lenders, Sorry that l have past due repayment to make.l was having issues concern my account and now that l am able to solve the issue .l will start repay my loan. l promise l will not run away with someone's money.Thank you very much for understanding me.

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Koduah Nov 16, 2014

Hello My loan was disbursed on 15/11/2014 and l have checked my MTN account which is 0554160092 and the funds is not there so please can l know the reason.

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- bconrad Nov 17, 2014
  
  Dear Koduah,
  
  Checking our MTN account, I see that this was successfully disbursed. Can you send us an email at [email protected] if you still don't see the funds listed?
  
  Thank you,
  Bayle, Country Liaison Manager
  
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Koduah Nov 4, 2014

Dear Sir /Madam, l have repay my loan and it has not being credited into my account so please try to help me.Thanks

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Koduah Oct 10, 2014

Dear Lenders, Thank you very much for supporting me and my business is gradually doing well now.

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Koduah Jul 20, 2014

THANK YOU ZIDISHA TEAM AND LENDERS.
With your support my business is doing well.

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Koduah Jul 10, 2014

Hi VM Evans Forson,
l am happy to have you as my VM.Thank you for assisting me to rescheduled my loan.

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Koduah Jul 5, 2014

Mr.Leonardia,Thank for your e-mail.l am happy you asked about my business.Well,my business is doing well just that it rainy season here and it effects the sales.l hope the rain will stop very soon.

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- Leonardia Jul 5, 2014
  
  Good to hear business is doing well. Thanks for your reply. I hope the loan is helping you both in business and personal by improving your life.
  
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Leonardia Jul 5, 2014

Thanks for your repayment. How's the business going?

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Koduah Jun 20, 2014

Dear Sir/ madam,
Thank you all the lenders and zidisha team. l am writing this letter because it is very important .The reason l am writing this is that
there are a lot of rainfall in my community and between June and July is a raining season .Due to that my business sales are very slow and low so l would like to change my repayment in other for me to repay on time and l do not want to skip repayment. .Thank for understanding me God richly bless you for your kind support you have give me..

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Koduah Jun 8, 2014

Thank you all the lenders, and Zidisha Team l have got my first loan on June 06, 2014 .With your help l have been able to buy one second hand clothing in bulk and hoping in future l will buy more. l am so grateful to the lenders because of your kind assistance . Thank you once again

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Koduah Jun 6, 2014

Thank you soo much Mr Leonardia. Now, by the grace of God l am very well.You are welcome.

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Leonardia Jun 5, 2014

I think that you are a smart person and a good salesman. I wish you good business, make wise decisions and be able to repay in time.

Hope that the health incident I read about was not serious?

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Koduah Jun 5, 2014

Thank you all the lenders for funding my loan. I am glad about what you have done for me. l will work hard to repay my loan on time.

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Koduah Jun 4, 2014

worry and frustration are a big waste of time .They accomplish nothing ,but you can keep on track by finding something you can do

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Koduah Jun 4, 2014

Thank you juliemartha ,Escalada ,lamar ,Leonardia ,phoebius for funding part of my loan. l am grateful for what you have done for me. Please, l am looking forward for you to continue to assist me to raise the rest of my loan. Thank you.

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Koduah Jun 4, 2014

Dear Lenders l learnt that my loan was 81% funded and l am glad about that but l would you to assist me to raise the loan so that my dream will come to pass.

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Koduah Jun 3, 2014

I am grateful to all the Lenders and ZIDISHA for funding my loans that l am about to raise in fully .

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Koduah Jun 3, 2014

Starting new things is exciting, and demands a great deal of effort. Finishing them is even more motivational and fulfilling.

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Koduah Jun 3, 2014

Thank you cjmenchaca, larry ,merk85 , Roshanna , adrianogosuen and all the lenders for your kind assistance. May the Good Lord Continue to bless you and your family . Please, still my loan is not fully fund and l hoping you will continue to help me to raise the remaining .Thank you all.

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