To buy seeds and fertilizer for planting
Morris
Gilgil, Kenya
100% repaid
Entrepreneur
Name
Morris
Member since
April 2013
On-time repayments
204 installments • 95%
About Me
My name is Morris Gathomi Githinji I was born in 1963 at thaita location ndia, Kirinyaga County I joined kiamutugu primary school and later kirinyaga boys high school for my o levels. After school I joined kerugoya polytechnic for a course in agriculture. From there I worked with various government institutions until 2003. With my savings, I bought a piece of land at Marewa River in the outskirts of Gilgil town where I carry out commercial farming activities up to date. I am married and blessed with 4 children who are all out the nest. i look forward to be a zidisha member.
My Business
My daily business is farming. I own a piece of land at the banks of liver marewa which is in the outskirts of Gilgil town. I grow green vegetables, maize, beans, castor seeds, etc apart from growing crops I also keep dairy cattle’s which I currently have 10 heads that produces milk which i sell and for my own domestic consumption. I deal with this kind of farming when I realized there is great demand of these commodities in the nearby town of Gilgil and beyond. I sell my crops at farm gate price to retailers from Gilgil and Nairobi. For the milk I sell to Brookside dairies who normally correct it outside my farm every morning I receive the payments at the end of the month I usually get ksh 45000 after deducting my overheads I am left with ksh 25000. Buyers prefer my farm produce because they are of high quality since I have been doing this for the rest of my life; I have enough skills to produce the same. the only challenge I face is luck a modern spraying machine for crop spraying my produce when growing in the farm. Also luck of a deep freezer to preserve my milk before buyers arrive to collect it. With zidisha platform I will be able to overcome this challenge and hence improve my living standard
Loan Proposal
I would like to take this opportunity to thank all my lenders and the zidisha team. my first loan was helpful in boosting my agricultural business. i was able to buy a cooling freezer to preserve my produce. for this loan i will buy high yield seeds and fertilizer to plant in this season i expect to have a good harvest by the end of the season. i wish you well as you fill my bids. Thanks
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$297.00
Date disbursed
Apr 8, 2014
Repayment status
On Time
Projected term
22 months
Other loans
Lenders
United States
United States
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Summary
Amount repaid
$332.88
Amount remaining
$0.00
Date repaid
Nov 19, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 18, 2014 | $3.51 | Apr 17, 2014 | $3.48 |
| Apr 24, 2014 | $0.02 | ||
| Apr 25, 2014 | $3.51 | Apr 24, 2014 | $3.51 |
| May 2, 2014 | $3.51 | Apr 24, 2014 | $0.24 |
| May 1, 2014 | $3.27 | ||
| May 9, 2014 | $3.51 | May 1, 2014 | $0.26 |
| May 8, 2014 | $3.25 | ||
| May 16, 2014 | $3.51 | May 8, 2014 | $0.16 |
| May 15, 2014 | $3.34 | ||
| May 23, 2014 | $3.51 | May 15, 2014 | $0.19 |
| May 22, 2014 | $3.32 | ||
| May 30, 2014 | $3.51 | May 22, 2014 | $0.15 |
| May 30, 2014 | $3.35 | ||
| Jun 6, 2014 | $3.51 | May 30, 2014 | $0.18 |
| Jun 7, 2014 | $3.33 | ||
| Jun 13, 2014 | $3.51 | Jun 7, 2014 | $0.14 |
| Jun 12, 2014 | $3.36 | ||
| Jun 20, 2014 | $3.51 | Jun 12, 2014 | $3.44 |
| Jun 25, 2014 | $0.07 | ||
| Jun 27, 2014 | $3.51 | Jun 25, 2014 | $3.46 |
| Jul 3, 2014 | $0.05 | ||
| Jul 4, 2014 | $3.51 | Jul 3, 2014 | $3.46 |
| Jul 7, 2014 | $0.05 | ||
| Jul 11, 2014 | $3.51 | Jul 7, 2014 | $3.46 |
| Jul 17, 2014 | $0.05 | ||
| Jul 18, 2014 | $3.51 | Jul 17, 2014 | $3.46 |
| Jul 23, 2014 | $0.05 | ||
| Jul 25, 2014 | $3.51 | Jul 23, 2014 | $3.46 |
| Jul 30, 2014 | $0.05 | ||
| Aug 1, 2014 | $3.51 | Jul 30, 2014 | $3.46 |
| Aug 8, 2014 | $0.05 | ||
| Aug 8, 2014 | $3.51 | Aug 8, 2014 | $3.46 |
| Aug 14, 2014 | $0.05 | ||
| Aug 15, 2014 | $3.51 | Aug 14, 2014 | $3.44 |
| Aug 20, 2014 | $0.07 | ||
| Aug 22, 2014 | $3.51 | Aug 20, 2014 | $3.41 |
| Aug 28, 2014 | $0.09 | ||
| Aug 29, 2014 | $3.51 | Aug 28, 2014 | $3.39 |
| Sep 4, 2014 | $0.12 | ||
| Sep 5, 2014 | $3.51 | Sep 4, 2014 | $3.36 |
| Sep 10, 2014 | $0.14 | ||
| Sep 12, 2014 | $3.51 | Sep 10, 2014 | $3.34 |
| Sep 17, 2014 | $0.16 | ||
| Sep 19, 2014 | $3.51 | Sep 17, 2014 | $3.36 |
| Sep 24, 2014 | $0.14 | ||
| Sep 26, 2014 | $3.51 | Sep 24, 2014 | $3.39 |
| Oct 2, 2014 | $0.12 | ||
| Oct 3, 2014 | $3.51 | Oct 2, 2014 | $3.36 |
| Oct 8, 2014 | $0.14 | ||
| Oct 10, 2014 | $3.51 | Oct 8, 2014 | $3.39 |
| Oct 16, 2014 | $0.12 | ||
| Oct 17, 2014 | $3.51 | Oct 16, 2014 | $3.36 |
| Oct 24, 2014 | $0.14 | ||
| Oct 24, 2014 | $3.51 | Oct 24, 2014 | $3.39 |
| Oct 29, 2014 | $0.12 | ||
| Oct 31, 2014 | $3.51 | Oct 29, 2014 | $3.41 |
| Nov 6, 2014 | $0.09 | ||
| Nov 7, 2014 | $3.51 | Nov 6, 2014 | $3.39 |
| Nov 12, 2014 | $0.12 | ||
| Nov 14, 2014 | $3.51 | Nov 12, 2014 | $3.36 |
| Nov 19, 2014 | $0.14 | ||
| Nov 21, 2014 | $3.51 | Nov 19, 2014 | $3.34 |
| Nov 27, 2014 | $0.16 | ||
| Nov 28, 2014 | $3.51 | Nov 27, 2014 | $3.32 |
| Dec 4, 2014 | $0.19 | ||
| Dec 5, 2014 | $3.51 | Dec 4, 2014 | $3.29 |
| Dec 11, 2014 | $0.21 | ||
| Dec 12, 2014 | $3.51 | Dec 11, 2014 | $3.27 |
| Dec 18, 2014 | $0.24 | ||
| Dec 19, 2014 | $3.51 | Dec 18, 2014 | $3.25 |
| Dec 24, 2014 | $0.26 | ||
| Dec 26, 2014 | $3.51 | Dec 24, 2014 | $3.22 |
| Dec 31, 2014 | $0.28 | ||
| Jan 2, 2015 | $3.51 | Dec 31, 2014 | $3.20 |
| Jan 8, 2015 | $0.31 | ||
| Jan 9, 2015 | $3.51 | Jan 8, 2015 | $3.18 |
| Jan 15, 2015 | $0.33 | ||
| Jan 16, 2015 | $3.51 | Jan 15, 2015 | $3.15 |
| Jan 22, 2015 | $0.35 | ||
| Jan 23, 2015 | $3.51 | Jan 22, 2015 | $3.13 |
| Jan 30, 2015 | $0.38 | ||
| Jan 30, 2015 | $3.51 | Jan 30, 2015 | $3.11 |
| Feb 5, 2015 | $0.40 | ||
| Feb 6, 2015 | $3.51 | Feb 5, 2015 | $3.08 |
| Feb 12, 2015 | $0.42 | ||
| Feb 13, 2015 | $3.51 | Feb 12, 2015 | $3.06 |
| Feb 19, 2015 | $0.45 | ||
| Feb 20, 2015 | $3.51 | Feb 19, 2015 | $3.04 |
| Feb 26, 2015 | $0.47 | ||
| Feb 27, 2015 | $3.51 | Feb 26, 2015 | $3.01 |
| Mar 2, 2015 | $0.49 | ||
| Mar 6, 2015 | $3.51 | Mar 2, 2015 | $2.99 |
| Mar 12, 2015 | $0.52 | ||
| Mar 13, 2015 | $3.51 | Mar 12, 2015 | $2.96 |
| Mar 19, 2015 | $0.54 | ||
| Mar 20, 2015 | $3.51 | Mar 19, 2015 | $2.94 |
| Mar 26, 2015 | $0.56 | ||
| Mar 27, 2015 | $3.51 | Mar 26, 2015 | $2.92 |
| Apr 2, 2015 | $0.59 | ||
| Apr 3, 2015 | $3.51 | Apr 2, 2015 | $2.89 |
| Apr 9, 2015 | $0.61 | ||
| Apr 10, 2015 | $3.51 | Apr 9, 2015 | $3.51 |
| Apr 17, 2015 | $3.51 | Apr 9, 2015 | $1.76 |
| Apr 16, 2015 | $1.74 | ||
| Apr 24, 2015 | $3.51 | Apr 16, 2015 | $1.74 |
| Apr 23, 2015 | $1.76 | ||
| May 1, 2015 | $3.51 | Apr 23, 2015 | $3.51 |
| May 8, 2015 | $3.51 | Apr 30, 2015 | $3.48 |
| May 7, 2015 | $0.02 | ||
| May 15, 2015 | $3.51 | May 7, 2015 | $3.51 |
| May 22, 2015 | $3.51 | May 14, 2015 | $3.51 |
| May 29, 2015 | $3.51 | May 14, 2015 | $0.02 |
| May 21, 2015 | $3.48 | ||
| Jun 5, 2015 | $3.51 | May 21, 2015 | $0.05 |
| May 28, 2015 | $3.46 | ||
| Jun 12, 2015 | $3.51 | May 28, 2015 | $0.07 |
| Jun 4, 2015 | $3.44 | ||
| Jun 19, 2015 | $3.51 | Jun 4, 2015 | $0.09 |
| Jun 12, 2015 | $3.41 | ||
| Jun 26, 2015 | $3.51 | Jun 12, 2015 | $0.12 |
| Jun 18, 2015 | $3.39 | ||
| Jul 3, 2015 | $3.51 | Jun 18, 2015 | $0.14 |
| Jun 25, 2015 | $3.36 | ||
| Jul 10, 2015 | $3.51 | Jun 25, 2015 | $0.16 |
| Jul 2, 2015 | $3.34 | ||
| Jul 17, 2015 | $3.51 | Jul 2, 2015 | $0.19 |
| Jul 9, 2015 | $3.32 | ||
| Jul 24, 2015 | $3.51 | Jul 9, 2015 | $0.21 |
| Jul 16, 2015 | $3.29 | ||
| Jul 31, 2015 | $3.51 | Jul 16, 2015 | $0.24 |
| Jul 23, 2015 | $3.27 | ||
| Aug 7, 2015 | $3.51 | Jul 23, 2015 | $0.26 |
| Jul 30, 2015 | $3.25 | ||
| Aug 14, 2015 | $3.51 | Jul 30, 2015 | $0.16 |
| Aug 6, 2015 | $3.34 | ||
| Aug 21, 2015 | $3.51 | Aug 6, 2015 | $0.19 |
| Aug 13, 2015 | $3.32 | ||
| Aug 28, 2015 | $3.51 | Aug 13, 2015 | $0.21 |
| Aug 20, 2015 | $3.29 | ||
| Sep 4, 2015 | $3.51 | Aug 20, 2015 | $0.24 |
| Aug 27, 2015 | $3.27 | ||
| Sep 11, 2015 | $3.51 | Aug 27, 2015 | $0.35 |
| Sep 3, 2015 | $3.15 | ||
| Sep 18, 2015 | $3.51 | Sep 3, 2015 | $0.38 |
| Sep 10, 2015 | $3.13 | ||
| Sep 25, 2015 | $3.51 | Sep 10, 2015 | $0.40 |
| Sep 17, 2015 | $3.11 | ||
| Oct 2, 2015 | $3.51 | Sep 17, 2015 | $0.42 |
| Sep 24, 2015 | $3.08 | ||
| Oct 9, 2015 | $3.51 | Sep 24, 2015 | $0.45 |
| Oct 1, 2015 | $3.06 | ||
| Oct 16, 2015 | $3.51 | Oct 1, 2015 | $1.62 |
| Oct 8, 2015 | $1.88 | ||
| Oct 23, 2015 | $3.51 | Oct 8, 2015 | $2.80 |
| Oct 15, 2015 | $0.71 | ||
| Oct 30, 2015 | $3.51 | Oct 15, 2015 | $2.82 |
| Oct 22, 2015 | $0.68 | ||
| Nov 6, 2015 | $3.51 | Oct 22, 2015 | $3.25 |
| Oct 30, 2015 | $0.26 | ||
| Nov 13, 2015 | $3.51 | Oct 30, 2015 | $3.51 |
| Nov 20, 2015 | $3.51 | Oct 30, 2015 | $3.51 |
| Nov 27, 2015 | $3.51 | Oct 30, 2015 | $3.51 |
| Dec 4, 2015 | $3.51 | Oct 30, 2015 | $3.51 |
| Dec 11, 2015 | $3.51 | Oct 30, 2015 | $3.51 |
| Dec 18, 2015 | $3.51 | Oct 30, 2015 | $3.51 |
| Dec 25, 2015 | $3.51 | Oct 30, 2015 | $2.24 |
| Nov 6, 2015 | $1.27 | ||
| Jan 1, 2016 | $3.51 | Nov 6, 2015 | $3.51 |
| Jan 8, 2016 | $3.51 | Nov 6, 2015 | $3.51 |
| Jan 15, 2016 | $3.51 | Nov 6, 2015 | $1.72 |
| Nov 12, 2015 | $1.79 | ||
| Jan 22, 2016 | $3.51 | Nov 12, 2015 | $3.51 |
| Jan 29, 2016 | $3.51 | Nov 12, 2015 | $0.59 |
| Nov 19, 2015 | $2.92 | ||
| Feb 5, 2016 | $3.33 | Nov 19, 2015 | $2.96 |
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